# Alma review (2026): is it worth $95 a month, billed yearly? > Membership for therapists: insurance, EHR tools and referrals Checked Nov 12, 2026 ยท graded Nov 12, 2026 by ToolGPA. Alma is a paid membership for licensed mental health providers in private practice. It bundles insurance credentialing and claims handling with EHR tools such as treatment plans, assessments and AI-assisted progress notes, plus continuing education and a peer community. New members are required to join its insurance program. - **Category:** Therapy & Clinic Software - **Made by:** Alma - **Website:** https://helloalma.com - **Runs on:** Web - **Who should skip it:** Not for you if you hold a limited license, as it is open only to fully licensed clinicians. - **Facts last checked:** Nov 12, 2026 ## Pricing As of Nov 12, 2026, Alma is a paid product, starting at $95 per month, billed annually at $1,140. - **Pricing model:** Paid - **Free plan:** None. - **Free trial:** None listed. | Plan | Price | What you get | | --- | --- | --- | | Membership | $95 per month, billed annually at $1,140 | One membership with insurance program, EHR tools, CE courses and community; a monthly billing option exists but its price was not shown. | Read from https://helloalma.com/for-providers/insurance/ on Nov 12, 2026. Prices change, so confirm with Alma before buying. ## Key features - **Insurance program:** Credentialing in 45 days or less, multi-state credentialing, automated eligibility checks, claims and weekly or bi-weekly payouts. Alma says it negotiates rates. - **Billing tools:** Claims, invoices and superbills, stored client payment methods with auto-pay, a client cost estimator and reimbursement tracking. - **EHR and clinical tools:** Over 1,000 pre-written interventions, goals and objectives, PHQ-9 and GAD-7 assessments, high-risk symptom alerts and AI-assisted progress notes. - **Treatment planning:** A library of Wiley treatment planner goals, objectives and interventions built to meet insurance requirements. - **Continuing education:** Live and on-demand courses for CE credit and monthly workshops, at no extra cost to members. - **Community and support:** An operations team for claims, a customer support team, clinical advisors and a members-only community of about 30,000 peers and referrers. ## Good for - Fully licensed therapists who want to accept insurance without handling credentialing - Private practice clinicians who want billing, notes and CE under one fee - Therapists who want a referral network ## Worth knowing - Alma is open only to fully licensed clinicians, not those with limited licenses. - All new members must join its insurance program and be credentialed with at least one of Aetna, Cigna or Optum under Alma's Tax ID. - Joining goes through an application and a call; the monthly billing price was not readable, only the $1,140 annual figure. - Alma says it takes no cut of cash-pay sessions. ## ToolGPA grades **GPA: 1.4 out of 4**, graded Nov 12, 2026. Alma is a membership for fully licensed therapists that bundles an insurance program, EHR tools, billing, continuing-education courses and community. It costs $95 a month billed annually, you must join the insurance program, and you apply and have a call before you are in. - **Value for money: D.** $95 a month billed at $1,140 a year, against a therapy-clinics middle of $39 and a dearest tenth starting at $79. - **Free plan and trial: F.** No free plan and no trial. The listing shows no way to try it before applying. - **Features: C.** Insurance program, billing, EHR and clinical tools, treatment planning and courses. All new members must join the insurance program and be credentialed with Aetna, Cigna or Optum. - **Ease of use: C.** No store rating on record. You apply, go through a call and get credentialed before you start. - **Platforms and integrations: C.** A web service tied to Aetna, Cigna and Optum, with no apps or API listed. These are ToolGPA's own grades. Graded from this listing, whose facts were read from Alma's own pages on 12 November 2026. Not based on using the product, and shorter than our full reviews. ## Where it stands among therapy and clinic software - Alma's GPA of 1.4 is higher than 0 of the 60 other therapy and clinic software we grade. - It stands best on features (C, above 0 of 60) and worst on free plan and trial (F, above 0). - Its paid plans start at $95 a month, against a middle price of $35.75 for the category: 29 of the 32 others that charge start lower. - On features, ease of use and platforms it scores 2.0 out of 4. 24 tools score higher and cost less. The category's chart of price against score: https://toolgpa.com/charts/therapy-clinics ## Keep it, or make your own? **Keep it.** To replace Alma you would be making insurance claims sent to payers through a clearinghouse. That is not a weekend's work, with an AI app builder or without one. That makes this kind of software worth paying for, not this one in particular: 60 of the 60 other therapy and clinic software grade higher. It costs $1,140 a year. - You could make: Clinical notes: an app builder makes this well. - You could not: Insurance claims sent to payers through a clearinghouse. - You could not: AI features, unless you pay a model provider for each request yourself. - You could not: People on the other end: a community of other users. No app builder makes those. A judgement by ToolGPA from this listing, by rules that are the same for every tool. Nothing was built to test it. ## Works with Aetna, Cigna, Optum **Tags:** Insurance billing, Clinical notes, AI features ## Alternatives - [SimplePractice](https://toolgpa.com/tools/simplepractice): Practice management and EHR for private-practice therapists. [Compare](https://toolgpa.com/compare/alma-vs-simplepractice) - [TheraNest](https://toolgpa.com/tools/theranest): Mental health EHR with claims, telehealth and credentialing help. [Compare](https://toolgpa.com/compare/alma-vs-theranest) - [TherapyNotes](https://toolgpa.com/tools/therapynotes): Behavioral health EHR with notes, insurance billing and client portal. [Compare](https://toolgpa.com/compare/alma-vs-therapynotes) - [Upheal](https://toolgpa.com/tools/upheal): AI therapy notes, with an optional full practice EHR. [Compare](https://toolgpa.com/compare/alma-vs-upheal) - [Sessions Health](https://toolgpa.com/tools/sessions-health): Mental health EHR with a free plan and low-cost insurance claims. [Compare](https://toolgpa.com/compare/alma-vs-sessions-health) ## Sources The prices, plans, platforms and features above were read from these pages on Nov 12, 2026: - https://helloalma.com/for-providers/insurance/ - https://helloalma.com/for-providers/ - https://helloalma.com/ Page: https://toolgpa.com/tools/alma Listed by ToolGPA (toolgpa.com).