# Cash App Taxes review (2026): is it any good? > Free federal and state tax filing inside Cash App Checked Nov 13, 2026 ยท graded Nov 13, 2026 by ToolGPA. Cash App Taxes is a US tax filing service that prepares and e-files federal and state personal returns at no charge. It handles W-2 and 1099 income, investment sales and bitcoin sales, and the site says it is an authorized IRS e-file provider. You log in through a Cash App account, then file from a phone or a computer. - **Category:** Accounting & Invoicing - **Made by:** Cash App Taxes, Inc. - **Website:** https://cash.app/taxes - **Runs on:** Web, iOS, Android - **Who should skip it:** Not for you if you do not want a Cash App account, as you must create one to log in. - **Facts last checked:** Nov 13, 2026 ## Pricing As of Nov 13, 2026, Cash App Taxes is free to use. - **Pricing model:** Free - **Free plan:** None. - **Free trial:** None listed. | Plan | Price | What you get | | --- | --- | --- | | Free | $0 | Federal and state filing at no cost, including 1099 income, stock and bitcoin sales. | Read from https://cash.app/taxes on Nov 13, 2026. Prices change, so confirm with Cash App Taxes before buying. ## Key features - **Federal and state e-filing:** Prepares and files both federal and state returns, with the vendor stating there is no charge for either, even with deductions or credits. - **Wide range of income types:** The site says W-2s, 1099s, self-employment income, stock sales and bitcoin sales are covered without extra fees. - **Accuracy and max refund guarantees:** The vendor offers an Accurate Calculations Guarantee and a Max Refund Guarantee, both with eligibility terms and exclusions on its help pages. - **Refund into Cash App:** A refund deposited into Cash App can arrive up to 5 days early, based on the vendor's estimate from tax year 2024 filing data. - **Account security:** Requires a phone number and verification, supports authenticator-app two-factor sign-in and encrypts data in transit. ## Good for - US filers who want to pay nothing for federal and state returns - People with 1099 income or investment sales - Anyone already using Cash App on a phone ## Worth knowing - A Cash App account is required: you must download the app and create an account to log in. - It files US federal and state returns only; the pages do not describe business or non-US filing. - The 5-day-early refund applies only if the refund is deposited into Cash App, and is an estimate, not a promise. - Cash App Taxes is not a tax advisor, as the vendor states on its page. ## ToolGPA grades **GPA: 3.2 out of 4**, graded Nov 13, 2026. Cash App Taxes files US federal and state returns at no cost, including 1099 income and stock and crypto sales. You need a Cash App account to use it, and it covers individual US returns only. - **Value for money: A.** Free for federal and state, including sales of stock and bitcoin, so it is free and substantial. - **Free plan and trial: A.** Free outright with no tier above it, so nobody hits a cap. - **Features: B.** Federal and state filing, many income types, accuracy and max-refund guarantees do the whole job for an individual US return. - **Ease of use: C.** No store rating on record, and you must download Cash App and create an account first. - **Platforms and integrations: B.** Web, iOS and Android, but no integrations are listed. These are ToolGPA's own grades. Graded from this listing, whose facts were read from Cash App Taxes's own pages on 13 November 2026. Not based on using the product, and shorter than our full reviews. ## Where it stands among accounting and invoicing tools - Cash App Taxes's GPA of 3.2 is higher than 121 of the 127 other accounting and invoicing tools we grade, and level with 4. - It stands best on free plan and trial (A, above 119 of 127) and worst on ease of use (C, above 6). - Cash App Taxes has no paid plan. - On features, ease of use and platforms it scores 2.7 out of 4. Nothing scores higher for less, though at least one tool matches that score at a lower price. The category's chart of price against score: https://toolgpa.com/charts/accounting ## Keep it, or make your own? **Keep it.** Cash App Taxes is free, so making your own would save you nothing. And it is not the kind of software a weekend replaces. It is one of the better ones too: its GPA of 3.2 is higher than 121 of the 127 other accounting and invoicing tools we grade. - You could make: Calculator and forms: an app builder makes these well. - You could not: A real app for iOS and Android. Something home-made would be a web page. - You could not: The depth: we grade its features B, which means it covers the whole job. A judgement by ToolGPA from this listing, by rules that are the same for every tool. Nothing was built to test it. **Tags:** Calculator, Forms ## Alternatives - [TaxAct](https://toolgpa.com/tools/taxact): Online and downloadable tax filing for individuals and businesses. [Compare](https://toolgpa.com/compare/cash-app-taxes-vs-taxact) - [Column Tax](https://toolgpa.com/tools/column-tax): White-label US tax filing that banks and apps embed. [Compare](https://toolgpa.com/compare/cash-app-taxes-vs-column-tax) - [Drake Tax](https://toolgpa.com/tools/drake-tax): Professional tax preparation software for tax firms, desktop and web. [Compare](https://toolgpa.com/compare/cash-app-taxes-vs-drake-tax) - [Keeper](https://toolgpa.com/tools/keeper-tax): Expense tracking and tax filing for freelancers and contractors. [Compare](https://toolgpa.com/compare/cash-app-taxes-vs-keeper-tax) ## Sources The prices, plans, platforms and features above were read from these pages on Nov 13, 2026: - https://cash.app/taxes Page: https://toolgpa.com/tools/cash-app-taxes Listed by ToolGPA (toolgpa.com).