# Eddy review (2026): is it worth $50 a month? > HR records, time tracking and US payroll for small businesses Checked Nov 12, 2026 ยท graded Nov 12, 2026 by ToolGPA. Eddy is an HR platform for small and midsize US businesses that keeps employee records, documents, onboarding, time off and time tracking in one place. Full-service payroll, with tax filing in all 50 states, and a hiring tool are sold as paid add-ons to the base HR plans. Pricing is a monthly base fee plus a charge for each active employee. - **Category:** Payroll - **Made by:** Eddy (since 2017) - **Website:** https://eddy.com - **Runs on:** Web, iOS, Android - **Who should skip it:** Pricey if you add payroll, as it is on top of the HR base fee and per-person charge. - **Facts last checked:** Nov 12, 2026 ## Pricing As of Nov 12, 2026, Eddy is a paid product with a free trial, starting at $50 per month, plus $4 per person (HR only; payroll is a paid add-on). - **Pricing model:** Free trial - **Free plan:** None. - **Free trial:** Starter and Growth show Create free account and Try for free buttons; the page does not state how long the trial lasts. | Plan | Price | What you get | | --- | --- | --- | | Starter | $50 per month, plus $4 per person | Core HR: records, document storage (up to 50 documents), onboarding, time tracking, time off and basic reporting. Payroll is not included. | | Growth | $75 per month, plus $8 per person | Everything in Starter, plus training tracking, custom signature documents, onboarding templates, custom data fields, an org chart and manager approval flows. | | Premium | Custom | Everything in Growth, plus Eddy Payroll, hiring, premium support and a dedicated support representative. Priced by quote. | | Payroll add-on | $50 per month, plus $6 per person | Unlimited payrolls, 2-day or 4-day direct deposit, quarterly and annual tax filings, and W-2 and 1099-NEC preparation. Added on top of a base HR plan. | Read from https://eddy.com/pricing/ on Nov 12, 2026. Prices change, so confirm with Eddy before buying. ## Key features - **Full-service payroll:** Unlimited payrolls per month, including bonus and off-cycle runs, with direct deposit and automatic federal, state and local tax filing and payment. - **Year-end forms:** Builds digital W-2s for employees and 1099s for contractors, and files forms such as 940, 941 and 8974. - **Time tracking and time off:** Clock in and out from the web or the mobile app, with overtime rules, geo-tagging, a tablet kiosk app, PTO policies and a who's-out calendar. - **Employee records and documents:** A single employee database with e-signature documents, W-4 and W-9 collection, new-hire task lists and training or license tracking. - **Hiring add-on:** Posts jobs to a career page and major job boards, with candidate messaging, hiring team reminders and offer letters. ## Good for - Small US businesses that want HR records and payroll from one vendor - Teams that prefer month-to-month terms over a contract ## Worth knowing - Payroll is a separate add-on at $50 per month plus $6 per person, charged on top of the $50 or $75 HR base fee and its per-person charge. - Payroll is available in the US only. - The hiring tool is another add-on at $199 per month. - Next-day pay costs extra, and phone, chat and email support run on limited live hours. ## ToolGPA grades **GPA: 2.0 out of 4**, graded Nov 12, 2026. Eddy is HR software for US small businesses at $50 a month plus $4 a person, with payroll as a paid add-on. Payroll for five people comes to about $150 a month, and payroll works in the US only. - **Value for money: D.** Payroll is a $50 a month add-on plus $6 a person, on top of the HR base of $50 and $4 a person. For five people that is about $150 a month, against $29 in the middle. - **Free plan and trial: D.** Starter and Growth show Try for free buttons, but the page does not say how long the trial lasts. There is no free plan. - **Features: B.** Full-service payroll, year-end forms, time tracking and time off, employee records and documents. Hiring is another add-on. - **Ease of use: C.** No store rating on record. You enter employees and set up payroll. - **Platforms and integrations: B.** Web, iOS and Android, with no integrations listed. These are ToolGPA's own grades. Graded from this listing, whose facts were read from Eddy's own pages on 12 November 2026. Not based on using the product, and shorter than our full reviews. ## Where it stands among payroll services - Eddy's GPA of 2.0 is higher than 11 of the 40 other payroll services we grade, and level with 5. - It stands best on features (B, above 17 of 40) and worst on value for money (D, above 0). - Its paid plans start at $50 a month, against a middle price of $29 for the category: 20 of the 24 others that charge start lower. - On features, ease of use and platforms it scores 2.7 out of 4. 7 tools score higher and cost less. The category's chart of price against score: https://toolgpa.com/charts/payroll ## Keep it, or make your own? **Keep it.** To replace Eddy you would be making payroll taxes worked out and filed with the government for you. That is not a weekend's work, with an AI app builder or without one. That makes this kind of software worth paying for, not this one in particular: 24 of the 40 other payroll services grade higher. It costs $600 a year. - You could make: Employee records, time off and applicant tracking: an app builder makes these well. - You could not: Payroll taxes worked out and filed with the government for you. - You could not: Clocking in from a phone, checked against where and when. - You could not: A real app for iOS and Android. Something home-made would be a web page. - You could not: The depth: we grade its features B, which means it covers the whole job. A judgement by ToolGPA from this listing, by rules that are the same for every tool. Nothing was built to test it. **Tags:** Payroll, Employee records, Time off, Time clock, Applicant tracking ## Alternatives - [Gusto](https://toolgpa.com/tools/gusto): Payroll and HR for small businesses, with apps for owners and staff. [Compare](https://toolgpa.com/compare/eddy-vs-gusto) - [OnPay](https://toolgpa.com/tools/onpay): US payroll with published prices, plus HR and time add-ons. [Compare](https://toolgpa.com/compare/eddy-vs-onpay) - [Justworks](https://toolgpa.com/tools/justworks): Pay, benefits and HR platform for employers, with an app for staff. [Compare](https://toolgpa.com/compare/eddy-vs-justworks) - [Paycor](https://toolgpa.com/tools/paycor): US payroll and HR software, with published prices under 50 staff. [Compare](https://toolgpa.com/compare/eddy-vs-paycor) - [Patriot Payroll](https://toolgpa.com/tools/patriot-payroll): Low-cost online payroll for small US businesses. [Compare](https://toolgpa.com/compare/eddy-vs-patriot-payroll) ## Sources The prices, plans, platforms and features above were read from these pages on Nov 12, 2026: - https://eddy.com/pricing/ - https://eddy.com - https://eddy.com/about/ Page: https://toolgpa.com/tools/eddy Listed by ToolGPA (toolgpa.com).