# Employee Navigator review (2026): is it worth it?

> Benefits administration and HR platform sold through insurance brokers

Checked Nov 12, 2026 · graded Nov 12, 2026 by ToolGPA.

Employee Navigator is a benefits administration and HR platform that its site says serves insurance brokers and the employers they work with. It covers online enrollment, new hire onboarding, HR records, ACA reporting, time off tracking and payroll integrations. Plans are named by broker tier and no prices are published.

- **Category:** HR Software
- **Made by:** Employee Navigator
- **Website:** https://www.employeenavigator.com
- **Runs on:** Web
- **Who should skip it:** Skip it if you want a price, as every tier says Contact Sales.
- **Facts last checked:** Nov 12, 2026

## Pricing

Employee Navigator's current pricing could not be confirmed from its own site.


## Key features

- **Benefits administration:** Online enrollment, new hire and open enrollment, life events and beneficiary tracking, and customizable plan libraries.
- **ACA reporting:** ACA reporting and compliance tools are included in every broker plan tier.
- **Carrier and payroll integrations:** The site says it connects with 600+ partners, including carriers, TPAs and payroll providers, and 834 EDI feeds are available on higher tiers.
- **Onboarding and HR records:** New hire onboarding, recurring task management and PTO and vacation tracking are listed from the Elite tier.

## Good for

- Insurance brokers who administer benefits for many client employers
- Employers whose broker already offers the platform

## Worth knowing

- No prices are published: every tier on the pricing page says Contact Sales, so the cost is unverified.
- The pricing page is written for brokers, with tiers named Enhanced, Enhanced Plus, Elite and Platinum; an employer buys through a broker.
- 834 EDI feeds are listed at $0.45 PEPM on Enhanced Plus and Elite, free on Platinum, with additional fees noted.
- New hire onboarding and PTO tracking start at the Elite tier.

## ToolGPA grades

**GPA: 1.6 out of 4**, graded Nov 12, 2026. Employee Navigator handles benefits enrollment, ACA reporting and carrier feeds for US employers, sold through brokers. Every tier on the pricing page says Contact Sales, so there is no price on record. New hire onboarding and PTO tracking only start at the third tier, Elite.

- **Value for money: C.** No price is published; every tier says Contact Sales. The page is written for brokers, and an employer buys through one.
- **Free plan and trial: F.** No free plan and no trial is on record in the listing or on its pricing page.
- **Features: C.** Benefits enrollment, ACA reporting, carrier and payroll feeds and HR records. Onboarding and PTO tracking only start at Elite, and there is no payroll.
- **Ease of use: C.** No store rating on record. Open enrollment needs plans, carriers and rules loaded in before staff can use it.
- **Platforms and integrations: C.** Web only. Carrier and payroll feeds are described, but no integrations list or apps are on record.

These are ToolGPA's own grades. Graded from this listing, whose facts were read from Employee Navigator's own pages on 12 November 2026. Not based on using the product, and shorter than our full reviews.

## Where it stands among HR software

- Employee Navigator's GPA of 1.6 is higher than 1 of the 63 other HR software we grade, and level with 11.
- It stands best on value for money (C, above 5 of 63) and worst on free plan and trial (F, above 0).

The category's chart of price against score: https://toolgpa.com/charts/hr-software

## Keep it, or make your own?

**Keep it.** The plain part of Employee Navigator you could make: employee records, time off and reports. What surrounds it you could not. The 0 things listed below take a company, not a weekend. That makes this kind of software worth paying for, not this one in particular: 51 of the 63 other HR software grade higher.

- You could make: Employee records, time off and reports: an app builder makes these well.

A judgement by ToolGPA from this listing, by rules that are the same for every tool. Nothing was built to test it.

**Tags:** Employee records, Time off, Reports

## Alternatives

- [BambooHR](https://toolgpa.com/tools/bamboohr): HR records, hiring, time off and reviews, with US payroll as an add-on. [Compare](https://toolgpa.com/compare/bamboohr-vs-employee-navigator)
- [Namely](https://toolgpa.com/tools/namely): US HR, payroll and benefits for mid-sized firms, with managed services. [Compare](https://toolgpa.com/compare/employee-navigator-vs-namely)
- [isolved](https://toolgpa.com/tools/isolved): HR, payroll, benefits and talent software on one platform. [Compare](https://toolgpa.com/compare/employee-navigator-vs-isolved)
- [Netchex](https://toolgpa.com/tools/netchex): US payroll, HR, time and benefits software with phone support. [Compare](https://toolgpa.com/compare/employee-navigator-vs-netchex)

## Sources

The prices, plans, platforms and features above were read from these pages on Nov 12, 2026:

- https://www.employeenavigator.com/pricing
- https://www.employeenavigator.com/

Page: https://toolgpa.com/tools/employee-navigator
Listed by ToolGPA (toolgpa.com).
