# Exact Online review (2026): is it worth €49 a month? > Dutch cloud accounting with bank feeds, VAT filing and AI agents Checked Nov 13, 2026 · graded Nov 13, 2026 by ToolGPA. Exact Online is the cloud bookkeeping software from Exact, a company based in Delft, the Netherlands. Four plans cover sales and purchase invoices, bank connections, VAT returns and debtor management, and each caps users, administrations and sales invoices. Prices are in euros and come from the Dutch pricing page. - **Category:** Accounting & Invoicing - **Made by:** Exact - **Website:** https://www.exact.com - **Runs on:** Web, iOS, Android - **Who should skip it:** Pricey if you are one person: €49 a month for 1 user and 25 sales invoices. - **Facts last checked:** Nov 13, 2026 ## Pricing As of Nov 13, 2026, Exact Online is a paid product with a free trial, starting at €49 per month for 1 user and 1 administration. - **Pricing model:** Free trial - **Free plan:** None. - **Free trial:** 30-day free trial. | Plan | Price | What you get | | --- | --- | --- | | Essentials | €49 per month: 1 user, 1 administration, 25 sales invoices | Purchase and sales invoices, 1 bank link, VAT and ICP returns. Users and administrations cannot be added. | | Plus | €99 per month: 2 users, 2 administrations, 100 sales invoices | Adds 5 bank links, debtor follow-up agent, fixed assets and invoice approval. Extra user €23, extra administration €20 a month. | | Professional | €159 per month: 2 users, 2 administrations, unlimited invoices | Unlimited bank links; adds current-account postings, recurring invoice templates, anomaly flags. Extra user €23, administration €21. | | Premium | €299 per month: 2 users, 2 administrations, unlimited invoices | Adds multi-company support, period and year-end close and Power BI. Extra user €49, extra administration €38 a month. | Read from https://www.exact.com/nl/bedrijven/boekhouden/features-en-prijzen on Nov 13, 2026. Prices change, so confirm with Exact Online before buying. ## Key features - **Bookkeeping and VAT:** Purchase and sales ledgers with automatic matching of invoices to bank statements, and digital VAT and ICP returns. - **Bank connections:** One bank link on Essentials, five on Plus and unlimited on Professional and Premium. - **Automatic invoice processing:** Incoming and outgoing invoices, PDFs, scans and receipts can be read automatically; the first 3 documents a month are included. - **AI agents for debtors and anomalies:** A debtor agent follows up unpaid invoices from Plus, and anomaly detection starts at Professional. - **Accountant collaboration:** Users share tasks, documents and roles in one administration, and an accountant can work in the same books. - **Mobile app:** A free mobile app for smartphone and tablet is available for iOS and Android. ## Good for - Dutch small businesses that file VAT online - Companies with more than one administration (Plus and above) - Groups that need multi-company reporting (Premium) ## Worth knowing - Prices were read from the Dutch pricing page in euros; the page does not say whether VAT is included. - Essentials allows one user and one administration and cannot be extended. - Processing beyond the 3 included documents a month is charged: €0.39 each inside a bundle, €0.50 outside it. ## ToolGPA grades **GPA: 2.2 out of 4**, graded Nov 13, 2026. Exact Online handles invoices, bank links and VAT returns, with phone apps. But the entry plan allows one user and 25 sales invoices, the debtor follow-up and unlimited bank links start at €99 a month, and prices are quoted in euros from the Dutch page. - **Value for money: D.** €49 a month is the entry price, well above the $20 the category's middle plan costs, and it caps you at 1 user and 25 sales invoices. Bank links, debtor follow-up and unlimited invoices sit on €99 and up. - **Free plan and trial: C.** A 30-day free trial, which is long enough to try it. The listing does not say whether a card is needed, and there is no free plan. - **Features: B.** Purchase and sales invoices, bank connections, VAT and ICP returns, automatic invoice processing and accountant access. The listing shows no missing piece in the core bookkeeping. - **Ease of use: C.** No store rating on record, and you connect bank accounts and set up an administration before it is useful. - **Platforms and integrations: B.** Web, iPhone and Android apps and accountant collaboration. No integration list or API is shown. These are ToolGPA's own grades. Graded from this listing, whose facts were read from Exact's own pages on 13 November 2026. Not based on using the product, and shorter than our full reviews. ## Where it stands among accounting and invoicing tools - Exact Online's GPA of 2.2 is higher than 43 of the 127 other accounting and invoicing tools we grade, and level with 30. - It stands best on features (B, above 86 of 127) and worst on value for money (D, above 0). - Its paid plans start at about $54.74 a month, against a middle price of $18.09 for the category: 76 of the 90 others that charge start lower. - On features, ease of use and platforms it scores 2.7 out of 4. 7 tools score higher and cost less. The category's chart of price against score: https://toolgpa.com/charts/accounting ## Keep it, or make your own? **Keep it.** To replace Exact Online you would be making live feeds from your bank, which take an agreement with each bank or a service that has them. That is not a weekend's work, with an AI app builder or without one. It costs $656.91 a year. - You could make: Invoicing and reports: an app builder makes these well. - You could not: Live feeds from your bank, which take an agreement with each bank or a service that has them. - You could not: Connections that pull numbers from dozens of other services. - You could not: A real app for iOS and Android. Something home-made would be a web page. - You could not: AI features, unless you pay a model provider for each request yourself. - You could not: Sharing with other people, which means accounts and invitations. - You could not: The depth: we grade its features B, which means it covers the whole job. A judgement by ToolGPA from this listing, by rules that are the same for every tool. Nothing was built to test it. **Tags:** Bookkeeping, Invoicing, Reports, AI features, Dashboards ## Alternatives - [e-conomic](https://toolgpa.com/tools/e-conomic): Danish online accounting program with bank feeds and VAT. [Compare](https://toolgpa.com/compare/e-conomic-vs-exact-online) - [Moneybird](https://toolgpa.com/tools/moneybird): Online accounting for freelancers and small businesses in Europe. [Compare](https://toolgpa.com/compare/exact-online-vs-moneybird) - [Xero](https://toolgpa.com/tools/xero): Cloud accounting for small businesses, with unlimited users. [Compare](https://toolgpa.com/compare/exact-online-vs-xero) - [QuickBooks Online](https://toolgpa.com/tools/quickbooks): Cloud accounting from Intuit, from a free plan to 25-user Advanced. [Compare](https://toolgpa.com/compare/exact-online-vs-quickbooks) - [Odoo](https://toolgpa.com/tools/odoo): Business app suite whose Accounting app is free when used on its own. [Compare](https://toolgpa.com/compare/exact-online-vs-odoo) ## Sources The prices, plans, platforms and features above were read from these pages on Nov 13, 2026: - https://www.exact.com/nl/bedrijven/boekhouden/features-en-prijzen - https://www.exact.com/ Page: https://toolgpa.com/tools/exact-online Listed by ToolGPA (toolgpa.com).