# Fingercheck review (2026): is it worth $29 a month?

> Payroll, time tracking and scheduling for hourly US teams

Checked Nov 12, 2026 · graded Nov 12, 2026 by ToolGPA.

Fingercheck is US payroll software built around an hourly workforce, combining a time clock, employee scheduling and payroll tax filing. Higher plans add hiring, onboarding, benefits administration and next-day pay. Each plan is a monthly base fee plus a charge per employee.

- **Category:** HR Software
- **Made by:** Fingercheck
- **Website:** https://fingercheck.com
- **Runs on:** Web, iOS, Android
- **Who should skip it:** Skip it if you are outside the US, as payroll and tax filing are for US employers.
- **Facts last checked:** Nov 12, 2026

## Pricing

As of Nov 12, 2026, Fingercheck is a paid product, starting at $29 per month, plus $7 per employee.

- **Pricing model:** Paid
- **Free plan:** None.
- **Free trial:** None listed.

| Plan | Price | What you get |
| --- | --- | --- |
| Time & Attendance | $29 per month, plus $7 per employee | Standalone time clock app, time tracking, PTO management and scheduling. Works with Fingercheck's physical time clocks. |
| 360 | $79 per month, plus $10 per employee | Adds unlimited payroll, multi-state tax, accounting export, hiring and onboarding. New customers get $39 plus $5 for 3 months. |
| 360 Plus | $129 per month, plus $12 per employee | Adds next-day pay, benefits administration, team chat, credentials and HR workflows. Promo: $65 plus $6 for 3 months. |
| 360 Pro | Custom | For larger or more complex operations. Everything in 360 Plus, set up around how the business runs, with one quote. |

Read from https://fingercheck.com/pricing/ on Nov 12, 2026. Prices change, so confirm with Fingercheck before buying.

## Ways to pay less

- **50% off 360 plans for 3 months** (Other savings): Run a first payroll by Dec 16 and pay half for 3 months on 360 ($39 plus $5) and 360 Plus ($65 plus $6), plus half off W-2 and 1099 forms. Terms apply. Source: https://fingercheck.com/pricing/

## Key features

- **Time clock app:** Employees clock in from a phone, tablet, browser or text message, with an optional photo at each punch.
- **Unlimited payroll:** One monthly price for any number of runs, with federal, state and local tax filing and payment handled for you.
- **Multi-state payroll:** Calculates taxes for employees who work in several states within one pay cycle, including reciprocity.
- **Scheduling:** Drag-and-drop shift builder, copying of past schedules and labor cost shown before publishing.
- **Hiring and people records:** Job posting, candidate screening and digital onboarding, with employee files, reviews and licenses in one place.
- **Pay options:** Pay On-Demand lets employees draw earned wages early, and Next-Day Pay is included in 360 Plus.

## Good for

- Hourly workforces in construction, healthcare and field services
- Employers with staff who work across several states
- Small businesses that want payroll, time and scheduling from one vendor

## Worth knowing

- Payroll and tax filing are built for US employers; W-2 and 1099 forms and quarterly filings carry an additional year-end fee.
- Payroll starts at the 360 plan; Time & Attendance has no payroll.
- Next-Day Pay is priced per use on 360 and included only in 360 Plus.
- Workers' Comp, 401(k) and health benefits are listed as add-ons without prices on the pricing page.

## ToolGPA grades

**GPA: 1.8 out of 4**, graded Nov 12, 2026. Fingercheck is a time clock and payroll for US employers, from $29 a month plus $7 per employee for time and attendance alone. Payroll only starts on the $79 plan plus $10 per employee. Year-end W-2 and 1099 filing carries an extra fee, and benefits and 401(k) are add-ons with no price shown.

- **Value for money: C.** $29 a month plus $7 per employee for time tracking only; payroll needs $79 plus $10 per employee. For 5 people on the payroll plan that is $129 a month, about $26 each.
- **Free plan and trial: F.** No free plan and no trial is on record in the listing or on its pricing page.
- **Features: C.** Time clock, scheduling, multi-state payroll and hiring on higher plans. Workers' comp, 401(k) and benefits are add-ons without prices, and it is built for US payroll only.
- **Ease of use: C.** No store rating on record. Payroll, tax setup and schedules all need setting up.
- **Platforms and integrations: B.** Web plus iOS and Android apps, with 4 integrations on record. No desktop app.

These are ToolGPA's own grades. Graded from this listing, whose facts were read from Fingercheck's own pages on 12 November 2026. Not based on using the product, and shorter than our full reviews.

## Where it stands among HR software

- Fingercheck's GPA of 1.8 is higher than 22 of the 101 other HR software we grade, and level with 33.
- It stands best on platforms and integrations (B, above 34 of 101) and worst on free plan and trial (F, above 0).
- Its paid plans start at $29 a month, against a middle price of $5 for the category: 34 of the 40 others that charge start lower.
- On features, ease of use and platforms it scores 2.3 out of 4. 9 tools score higher and cost less.

The category's chart of price against score: https://toolgpa.com/charts/hr-software

## Keep it, or make your own?

**Keep it.** To replace Fingercheck you would be making payroll taxes worked out and filed with the government for you. That is not a weekend's work, with an AI app builder or without one. That makes this kind of software worth paying for, not this one in particular: 46 of the 101 other HR software grade higher. It costs $348 a year.

- You could make: Time off, applicant tracking and employee records: an app builder makes these well.
- You could not: Payroll taxes worked out and filed with the government for you.
- You could not: Clocking in from a phone, checked against where and when.
- You could not: A rota the whole staff sees on their phones, with swaps and alerts.
- You could not: A real app for iOS and Android. Something home-made would be a web page.

A judgement by ToolGPA from this listing, by rules that are the same for every tool. Nothing was built to test it.

## What people say

- **App Store rating of the iPhone and iPad app:** 4.7 out of 5 from 8,066 ratings in the United States, read Nov 13, 2026. This is the store's rating of the app, not a score from ToolGPA. Source: https://apps.apple.com/us/app/id577298652

## Works with

QuickBooks, Sage, Rent Manager, CentralReach

**Tags:** Payroll, Time clock, Shift scheduling, Time off, Applicant tracking, Employee records

## Alternatives

- [isolved](https://toolgpa.com/tools/isolved): HR, payroll, benefits and talent software on one platform. [Compare](https://toolgpa.com/compare/fingercheck-vs-isolved)
- [Netchex](https://toolgpa.com/tools/netchex): US payroll, HR, time and benefits software with phone support. [Compare](https://toolgpa.com/compare/fingercheck-vs-netchex)
- [Namely](https://toolgpa.com/tools/namely): US HR, payroll and benefits for mid-sized firms, with managed services. [Compare](https://toolgpa.com/compare/fingercheck-vs-namely)
- [Breathe](https://toolgpa.com/tools/breathe): UK HR software for small firms, priced per business, not per person. [Compare](https://toolgpa.com/compare/breathe-vs-fingercheck)

## Sources

The prices, plans, platforms and features above were read from these pages on Nov 12, 2026:

- https://fingercheck.com/pricing/
- https://fingercheck.com/

Page: https://toolgpa.com/tools/fingercheck
Listed by ToolGPA (toolgpa.com).