# IdentityIQ review (2026): is it worth $8.49 a month, billed yearly?

> Identity theft protection with credit monitoring and insurance

Checked Nov 13, 2026 · graded Nov 13, 2026 by ToolGPA.

IdentityIQ is a US identity theft protection service sold in four tiers. All of them include dark web monitoring, SSN alerts and restoration help, and higher tiers add 3-bureau credit reports and scores. A VPN and anti-virus bundle can be added to any tier. Its pages also list data broker removal among its features.

- **Category:** Data Removal Services
- **Made by:** IDIQ
- **Website:** https://www.identityiq.com
- **Runs on:** Web
- **Who should skip it:** Not for you if you are outside the US, as the credit bureaus and SSN alerts are US-only.
- **Facts last checked:** Nov 13, 2026

## Pricing

As of Nov 13, 2026, IdentityIQ is a paid product, starting at $8.49 per month, or $86.61 billed yearly (Secure Basic).

- **Pricing model:** Paid
- **Free plan:** None.
- **Free trial:** None listed.

| Plan | Price | What you get |
| --- | --- | --- |
| Secure Basic | $8.49 per month, billed monthly ($86.61 billed yearly) | Daily 1-bureau credit report monitoring, dark web monitoring, SSN alerts and $1 million identity theft insurance. $10.49 with VPN and anti-virus. |
| Secure Plus | $11.49 per month, billed monthly ($117.19 billed yearly) | Adds annual 3-bureau credit reports and scores and IQ Alerts with application monitoring. $13.49 with VPN and anti-virus. |
| Secure Pro | $21.49 per month, billed monthly ($219.19 billed yearly) | Adds 3-bureau credit report monitoring, bi-annual 3-bureau reports and scores, enhanced monitoring and score alerts. $23.49 with VPN. |
| Secure Max | $31.49 per month, billed monthly ($321.21 billed yearly) | Adds monthly 3-bureau reports and scores, a score simulator and tracker, and $25K family identity theft insurance. $34.99 with VPN. |

Read from https://www.identityiq.com/plans-pricing on Nov 13, 2026. Prices change, so confirm with IdentityIQ before buying.

## Ways to pay less

- **Save 15% with yearly billing** (Annual discount): IdentityIQ's pricing page shows a 15% saving on every tier when billed yearly instead of monthly. Source: https://www.identityiq.com/plans-pricing

## Key features

- **Dark web and internet monitoring:** Every tier scans the dark web and the wider internet for your personal information and sends alerts.
- **Credit monitoring:** Basic and Plus watch one bureau; Pro and Max watch all three. Pro and Max add enhanced monitoring and score change alerts.
- **Identity theft insurance:** Each tier lists $1 million in identity theft insurance and stolen funds reimbursement, underwritten by AIG per the page footnotes.
- **Restoration support:** Certified restoration specialists work on recovery under a limited power of attorney, and lawyers and experts are covered.
- **Opt-out IQ:** Every tier lists a junk mail and Do Not Call opt-out tool.
- **VPN and anti-virus add-on:** A toggle on the pricing page adds a VPN for up to 10 devices plus anti-virus and parental controls to any tier.

## Good for

- US households that want credit monitoring and insurance in one plan
- Buyers who want a VPN and anti-virus bundled with identity protection
- People who want a person to handle identity restoration

## Worth knowing

- Data removal is listed among its features, but the plan comparison does not show which tiers include it, so confirm before buying if that is the reason.
- The pricing page lists no free trial; the FAQ says it does not typically offer one.
- Family insurance of $25K per member appears only in the Secure Max list.
- Aimed at US consumers: credit bureaus and SSN alerts are US-specific.

## ToolGPA grades

**GPA: 1.6 out of 4**, graded Nov 13, 2026. IdentityIQ is a US identity theft protection service with credit monitoring, dark web alerts and insurance, from $8.49 a month. Data removal appears among its features, but the plan comparison does not say which tiers include it. There is no free plan or trial, and it only makes sense for US residents.

- **Value for money: C.** $8.49 a month for Secure Basic, level with the data-removal category's middle of $8.49. Three-bureau reports start on Plus at $11.49.
- **Free plan and trial: F.** No free plan, and the FAQ says it does not typically offer a trial.
- **Features: C.** Dark web monitoring, credit monitoring, insurance and restoration help. The gap is in the listing: data removal is named but the plans do not show which tiers include it.
- **Ease of use: C.** No store rating on record. You set up monitoring with your personal details.
- **Platforms and integrations: C.** Web only, and the listing names no integrations.

These are ToolGPA's own grades. Graded from this listing, whose facts were read from IDIQ's own pages on 13 November 2026. Not based on using the product, and shorter than our full reviews.

## Where it stands among data removal services

- IdentityIQ's GPA of 1.6 is higher than 1 of the 15 other data removal services we grade, and level with 2.
- It stands best on value for money (C, above 2 of 15) and worst on free plan and trial (F, above 0).
- Its paid plans start at $7.22 a month when paid by the year, against a middle price of $8 for the category: 3 of the 11 others that charge start lower.
- On features, ease of use and platforms it scores 2.0 out of 4. 2 tools score higher and cost less.

The category's chart of price against score: https://toolgpa.com/charts/data-removal

## Keep it, or make your own?

**Keep it.** To replace IdentityIQ you would be making opt-out requests to hundreds of data brokers, sent again whenever they list you again. That is not a weekend's work, with an AI app builder or without one. That makes this kind of software worth paying for, not this one in particular: 12 of the 15 other data removal services grade higher. It costs $86.61 a year.

- You could not: Opt-out requests to hundreds of data brokers, sent again whenever they list you again.
- You could not: Servers in dozens of countries, kept fast and private.
- You could not: An engine that recognises new malware as it appears.

A judgement by ToolGPA from this listing, by rules that are the same for every tool. Nothing was built to test it.

**Tags:** Data removal, VPN, Malware protection

## Alternatives

- [Aura](https://toolgpa.com/tools/aura): Identity theft protection plans that include data broker removal. [Compare](https://toolgpa.com/compare/aura-vs-identityiq)
- [Incogni](https://toolgpa.com/tools/incogni): Automated data broker opt-outs from the company Surfshark started. [Compare](https://toolgpa.com/compare/identityiq-vs-incogni)
- [DeleteMe](https://toolgpa.com/tools/deleteme): Data broker removal handled by privacy staff, sold by the year. [Compare](https://toolgpa.com/compare/deleteme-vs-identityiq)
- [Optery](https://toolgpa.com/tools/optery): Data broker removal with a free exposure report and screenshot proof. [Compare](https://toolgpa.com/compare/identityiq-vs-optery)
- [Privacy Bee](https://toolgpa.com/tools/privacy-bee): Data broker removal with custom takedowns and a white-glove tier. [Compare](https://toolgpa.com/compare/identityiq-vs-privacy-bee)

## Sources

The prices, plans, platforms and features above were read from these pages on Nov 13, 2026:

- https://www.identityiq.com/
- https://www.identityiq.com/plans-pricing
- https://www.identityiq.com/faq

Page: https://toolgpa.com/tools/identityiq
Listed by ToolGPA (toolgpa.com).