# InsureShip review (2026): is it worth paying for? > Shipping insurance sold at checkout or on bulk shipments Checked Nov 13, 2026 ยท graded Nov 13, 2026 by ToolGPA. InsureShip is a licensed insurance agency that offers shipping insurance in three programs: an opt-in offer at checkout, bulk coverage for businesses insuring their own shipments, and an advertising partnership for merchants. Claims are filed with InsureShip, and the site names Navigators, a Hartford company, as underwriter. - **Category:** Shipping Software - **Made by:** Online Shipping Insurance Services, Inc. (since 2009) - **Website:** https://www.insureship.com - **Runs on:** Web - **Who should skip it:** Pricey if you insure in bulk: $2.00 per $100 of declared value. - **Facts last checked:** Nov 13, 2026 ## Pricing As of Nov 13, 2026, InsureShip is a paid product, starting at $2.00 per $100 of declared value (enterprise bulk coverage); free to add at checkout. - **Pricing model:** Paid - **Free plan:** None. - **Free trial:** None listed. | Plan | Price | What you get | | --- | --- | --- | | Checkout shipping insurance | $0 free to add to your store; shoppers pay for coverage at checkout | Shoppers opt in at checkout and file claims with InsureShip. Program pricing is confirmed with InsureShip. | | Enterprise bulk coverage | $1,000 per $50,000 of insured shipment value ($2.00 per $100) | For high-volume and B2B shippers insuring their own shipments, with a dedicated account manager and in-house claims team. Sold through a quote. | Read from https://insureship.com/pages/pricing on Nov 13, 2026. Prices change, so confirm with InsureShip before buying. ## Key features - **Checkout insurance:** One-click opt-in offer on Shopify, WooCommerce, Checkout Champ, BigCommerce, Sticky.io and by API. - **Bulk coverage:** Insure outbound shipments at a flat rate on declared value. - **Claims handled by InsureShip:** Claims are filed with InsureShip rather than the merchant's support team. - **Coverage scope:** Loss, damage and theft, including porch piracy, up to $5,000 per shipment. - **Advertising partnerships:** Qualifying merchants can be paid for advertising space that promotes shipping insurance. ## Good for - Online stores that want shoppers to pay for protection - High-volume shippers insuring their own freight ## Worth knowing - Coverage is subject to policy terms, limits and exclusions, and availability varies by state. - The checkout program's pricing is not published; the page says it is confirmed with InsureShip. - Month to month with no long-term contract is stated for all three programs. ## ToolGPA grades **GPA: 2.4 out of 4**, graded Nov 13, 2026. InsureShip sells shipping insurance that shoppers add at checkout, or that shippers buy in bulk. It is free for a store to add, with shoppers paying for coverage, and bulk coverage is $2.00 per $100 of declared value. The checkout program's pricing is not published, and coverage is subject to terms, limits and state availability. - **Value for money: C.** Bulk coverage is $2.00 per $100 of declared value, well above the $0.10 to $0.60 per $100 that Shipsurance shows. The checkout program is free for the store, but its pricing is not published. - **Free plan and trial: B.** Free to add to your store, with shoppers paying at checkout. Month to month, no long-term contract. - **Features: C.** Checkout insurance, bulk coverage and claims handled by InsureShip. Coverage has terms, limits and exclusions, and availability varies by state. - **Ease of use: C.** No store rating on record. You install a plugin, then it handles claims. - **Platforms and integrations: B.** Web with Shopify, WooCommerce, BigCommerce, Checkout Champ and Sticky.io. No desktop or phone app. These are ToolGPA's own grades. Graded from this listing, whose facts were read from InsureShip's own pages on 13 November 2026. Not based on using the product, and shorter than our full reviews. ## Where it stands among shipping software - InsureShip's GPA of 2.4 is higher than 49 of the 80 other shipping software we grade, and level with 12. - It stands best on free plan and trial (B, above 63 of 80) and worst on features (C, above 0). The category's chart of price against score: https://toolgpa.com/charts/shipping ## Keep it, or make your own? **Keep it.** To replace InsureShip you would be making checkout, card payments and sales tax handled for you. That is not a weekend's work, with an AI app builder or without one. - You could not: Checkout, card payments and sales tax handled for you. - You could not: It plugs into other products, Shopify, WooCommerce and BigCommerce among them, and has an API. A judgement by ToolGPA from this listing, by rules that are the same for every tool. Nothing was built to test it. ## Works with Shopify, WooCommerce, BigCommerce, Checkout Champ, Sticky.io **Tags:** Online store, Public API ## Alternatives - [Shipsurance](https://toolgpa.com/tools/shipsurance): Discounted shipping insurance for parcels and freight. [Compare](https://toolgpa.com/compare/insureship-vs-shipsurance) - [Route](https://toolgpa.com/tools/route-app): Package protection, tracking and returns for online stores. [Compare](https://toolgpa.com/compare/insureship-vs-route-app) - [ParcelShield](https://toolgpa.com/tools/parcel-shield): Package tracking and risk prediction for healthcare shipments. [Compare](https://toolgpa.com/compare/insureship-vs-parcel-shield) - [AfterShip](https://toolgpa.com/tools/aftership): Branded order tracking pages and delivery emails for online stores. [Compare](https://toolgpa.com/compare/aftership-vs-insureship) - [Narvar](https://toolgpa.com/tools/narvar): Post-purchase platform: tracking, returns and delivery dates. [Compare](https://toolgpa.com/compare/insureship-vs-narvar) ## Sources The prices, plans, platforms and features above were read from these pages on Nov 13, 2026: - https://insureship.com/pages/pricing - https://www.insureship.com Page: https://toolgpa.com/tools/insureship Listed by ToolGPA (toolgpa.com).