# Khatabook review (2026): is it any good? > Free ledger and billing app for small Indian businesses Checked Nov 13, 2026 ยท graded Nov 13, 2026 by ToolGPA. Khatabook is a free mobile ledger for small businesses in India. It records credit and debit entries per customer, sends payment reminders by SMS or WhatsApp, creates GST and non-GST bills, and tracks stock. It also offers business loans from partner lenders and a QR code for collecting payments. - **Category:** Accounting & Invoicing - **Made by:** Khatabook - **Website:** https://khatabook.com - **Runs on:** Android, iOS, Web - **Who should skip it:** Not for you if you need double-entry accounting, since it is a ledger and billing app. - **Facts last checked:** Nov 13, 2026 ## Pricing As of Nov 13, 2026, Khatabook is free to use. - **Pricing model:** Free - **Free plan:** None. - **Free trial:** None listed. | Plan | Price | What you get | | --- | --- | --- | | Free | $0 | The site calls the apps free; no paid plan is listed on the site or the Google Play page, which says the app contains ads. | Read from https://khatabook.com on Nov 13, 2026. Prices change, so confirm with Khatabook before buying. ## Key features - **Customer ledger:** Records credit and debit transactions per customer, so the balance each person owes or is owed stays in one place. - **Payment reminders:** Sends reminder links by SMS or WhatsApp, including several at once, to chase unpaid balances. - **GST bills:** Creates GST and non-GST invoices and shares them over WhatsApp. - **Inventory:** Tracks stock with low-stock alerts and item-wise reports. - **Multiple businesses and backup:** Several businesses can be managed from one account, with automatic backup when the device is online. ## Good for - Kirana stores and small shops replacing a paper credit ledger - Owners who mainly need to track what customers owe - Businesses that want a free app in Hindi or regional languages ## Worth knowing - It is a ledger and billing app, not a full double-entry accounting system. - The Google Play listing says the app contains ads. - Loans come from partner lenders; the Play listing gives interest of 15% to 24% and processing fees of up to 5%. - Built for India: GST bills and rupee loans only, and the site does not publish a paid plan list. ## ToolGPA grades **GPA: 3.2 out of 4**, graded Nov 13, 2026. Khatabook is a free phone ledger for Indian small businesses that records credit and debit per customer, sends reminders and makes GST bills. But it is a ledger and billing app, not double-entry accounting, the Play listing says it has ads, and the loans carry 15% to 24% interest. - **Value for money: A.** Free. The site calls the apps free and lists no paid plan, which is below anything else in the category. - **Free plan and trial: A.** Free outright, with no paid plan on the site or the Google Play listing. You will see ads. - **Features: C.** Customer ledger, payment reminders, GST bills and stock. It does that job fully, a smaller job than accounting: no double-entry books. - **Ease of use: B.** No rating on record, but you install it and start entering what people owe. - **Platforms and integrations: B.** Android, iPhone and web, with Tally and WhatsApp. No desktop app or API is listed. These are ToolGPA's own grades. Graded from this listing, whose facts were read from Khatabook's own pages and its Google Play listing on 13 November 2026. The home page needed a browser to read, and no store rating is on record. Not based on using the product, and shorter than our full reviews. ## Where it stands among accounting and invoicing tools - Khatabook's GPA of 3.2 is higher than 121 of the 127 other accounting and invoicing tools we grade, and level with 4. - It stands best on free plan and trial (A, above 119 of 127) and worst on features (C, above 7). - Khatabook has no paid plan. - On features, ease of use and platforms it scores 2.7 out of 4. Nothing scores higher for less, though at least one tool matches that score at a lower price. The category's chart of price against score: https://toolgpa.com/charts/accounting ## Keep it, or make your own? **Keep it.** Khatabook is free, so making your own would save you nothing. And it is not the kind of software a weekend replaces. It is one of the better ones too: its GPA of 3.2 is higher than 121 of the 127 other accounting and invoicing tools we grade. - You could make: Invoicing, inventory and reports: an app builder makes these well. - You could not: Live feeds from your bank, which take an agreement with each bank or a service that has them. - You could not: A real app for iOS and Android. Something home-made would be a web page. A judgement by ToolGPA from this listing, by rules that are the same for every tool. Nothing was built to test it. ## Works with Tally, WhatsApp **Tags:** Bookkeeping, Invoicing, Inventory, Reports ## Alternatives - [Vyapar](https://toolgpa.com/tools/vyapar): GST billing and inventory software for Indian small businesses. [Compare](https://toolgpa.com/compare/khatabook-vs-vyapar) - [myBillBook](https://toolgpa.com/tools/mybillbook): GST billing, inventory and bookkeeping app for Indian businesses. [Compare](https://toolgpa.com/compare/khatabook-vs-mybillbook) - [Refrens](https://toolgpa.com/tools/refrens): GST invoicing, accounting and lead tracking for Indian firms. [Compare](https://toolgpa.com/compare/khatabook-vs-refrens) - [Tally Prime](https://toolgpa.com/tools/tally-prime): Desktop accounting and inventory software, mainly for Indian SMBs. [Compare](https://toolgpa.com/compare/khatabook-vs-tally-prime) - [Swipe](https://toolgpa.com/tools/swipe): Free invoicing, GST billing and inventory for small businesses. [Compare](https://toolgpa.com/compare/khatabook-vs-swipe) ## Sources The prices, plans, platforms and features above were read from these pages on Nov 13, 2026: - https://khatabook.com - https://khatabook.com/about/ - https://play.google.com/store/apps/details?id=com.vaibhavkalpe.android.khatabook&hl=en&gl=US Page: https://toolgpa.com/tools/khatabook Listed by ToolGPA (toolgpa.com).