# Ko-fi

> Creator page for tips, memberships, a shop and paid commissions

Ko-fi gives creators a free page where supporters can leave one-off tips, join paid membership tiers, buy digital or physical items and order commissions. Supporters pay the creator directly, and the creator stays the merchant of record. Ko-fi takes a small platform fee on most sales, and a paid Gold plan is sold alongside the free page.

- **Category:** Selling Digital Products
- **Made by:** Ko-fi Labs
- **Website:** https://ko-fi.com
- **Runs on:** Web
- **Facts last checked:** Oct 18, 2026

## Pricing

Ko-fi's current pricing could not be confirmed from its own site.


## Key features

- **Tips and goals:** One-off tips from supporters, plus funding goals that creators can set and show on their page or on a stream overlay.
- **Memberships:** Membership tiers with member-only posts (text, audio, video and polls), member-only shop items and requests, and Discord roles for members.
- **Ko-fi Shop:** Sell digital downloads and physical items from a link, with no listing or monthly fees; Ko-fi takes 5% when a sale is made.
- **Commissions:** Take paid requests such as artwork, tutorials, feedback sessions or video messages, with a 5% platform fee on each sale.
- **Stream alerts:** Connect Twitch or YouTube to show tips, subscriptions and goals as on-stream alerts and overlays.
- **Direct payouts:** Supporters pay the creator directly through PayPal, Venmo, cards, Apple Pay, Google Pay or local methods, with no payout schedule to wait on.

## Good for

- Artists and streamers who want tips and memberships on one page
- Creators who take paid commissions from fans
- Small sellers who want a shop with no monthly fee

## Worth knowing

- Ko-fi sells a paid Gold plan, but its price could not be confirmed on Ko-fi's own pages for this listing.
- Shop, membership and commission sales carry a 5% Ko-fi fee on the free page, and PayPal or card processing fees come on top.
- Creators are the merchant of record, so sales tax and VAT on their sales are their own responsibility.

## ToolGPA grades

**GPA: 2.6 out of 4**, graded Oct 18, 2026. Ko-fi is a free page where fans can tip you, join a membership, buy from your shop or order a commission, and the money goes straight to your own payment account. It takes 5% on shop, membership and commission sales. It's lighter than a real store, though, and sales tax is yours to sort out.

- **Value for money: C.** No price for Ko-fi Gold is on record, so our rule for a missing price makes this a C. On the free page, 5% of $1,000 in shop, membership and commission sales is $50 a month, with card fees on top (not counted). That's Buy Me a Coffee's rate and half Patreon's 10%.
- **Free plan and trial: A.** The free page has tips, memberships, a shop and commissions with no monthly or listing fee, and no cap on record. You pay 5% when you sell, and the value grade counts that.
- **Features: C.** Graded against its own alternatives, fan-support pages. Tips, goals, member tiers with posts and Discord roles, a shop for files and physical items, commissions and stream alerts. It does that job fully, but it's a smaller kit: no email, discounts or tax handling in the listing.
- **Ease of use: C.** No App Store rating on record. A page is quick to start, but you connect PayPal or a card account first, and member tiers and a shop take some setting up.
- **Platforms and integrations: B.** Web, with PayPal, Discord, Twitch, YouTube and a WordPress plugin, plus stream overlays. No phone or desktop app is listed.

These are ToolGPA's own grades. Graded from this listing, whose facts were read from Ko-fi's own pages on 18 October 2026. Not based on using the product, and shorter than our full reviews.

## Where it stands among tools for selling digital products

- Ko-fi's GPA of 2.6 is higher than 6 of the 14 other tools for selling digital products we grade, and level with 5.
- It stands best on free plan and trial (A, above 7 of 14) and worst on features (C, above 0).

The category's chart of price against score: https://toolgpa.com/charts/digital-products

## Keep it, or make your own?

**Keep it.** To replace Ko-fi you would be making checkout, card payments and sales tax handled for you. That is not a weekend's work, with an AI app builder or without one.

- You could make: Digital downloads: an app builder makes this well.
- You could not: Checkout, card payments and sales tax handled for you.
- You could not: It plugs into other products, PayPal, Discord and Twitch among them.

A judgement by ToolGPA from this listing, by rules that are the same for every tool. Nothing was built to test it.

## Works with

PayPal, Discord, Twitch, YouTube, WordPress

**Tags:** Digital downloads, Online store

## Alternatives

- [Buy Me a Coffee](https://toolgpa.com/tools/buy-me-a-coffee): Creator page for tips, memberships and a simple shop. [Compare](https://toolgpa.com/compare/buy-me-a-coffee-vs-ko-fi)
- [Patreon](https://toolgpa.com/tools/patreon): Paid memberships, a shop and community for creators and their fans. [Compare](https://toolgpa.com/compare/ko-fi-vs-patreon)
- [Gumroad](https://toolgpa.com/tools/gumroad): Sell downloads, memberships and courses for a cut of each sale. [Compare](https://toolgpa.com/compare/gumroad-vs-ko-fi)
- [Stan](https://toolgpa.com/tools/stan-store): Link-in-bio store for creators selling downloads, courses and calls. [Compare](https://toolgpa.com/compare/ko-fi-vs-stan-store)
- [Memberful](https://toolgpa.com/tools/memberful): Membership platform for paid newsletters, podcasts and communities. [Compare](https://toolgpa.com/compare/ko-fi-vs-memberful)

## Sources

The prices, plans, platforms and features above were read from these pages on Oct 18, 2026:

- https://more.ko-fi.com/memberships
- https://more.ko-fi.com/shop
- https://more.ko-fi.com/commissions
- https://more.ko-fi.com/patreon-alternative
- https://more.ko-fi.com/ko-fi-for-streamers

Page: https://toolgpa.com/tools/ko-fi
Listed by ToolGPA (toolgpa.com).
