# Navan

> Business travel booking with expenses and corporate cards built in

Navan, formerly TripActions, books business flights, hotels, cars and trains under company travel policies, and handles the expenses that follow. Spending on Navan corporate cards or linked existing cards is categorized and matched as it happens, and out-of-pocket costs are claimed by photographing the receipt. Travel booking is free for companies of up to 300 employees, and expenses are free for the first 5 users each month.

- **Category:** Spend & Bill Pay
- **Made by:** Navan (since 2015)
- **Website:** https://navan.com
- **Runs on:** Web, iOS, Android
- **Facts last checked:** Oct 18, 2026

## Pricing

Navan has a free plan. Paid plans start at $15 per expensing user / month, after the first 5 users free.

- **Pricing model:** Free plan
- **Free plan:** Navan Business, for companies of up to 300 employees: travel booking with no trip limit, policies and 24/7 travel agents, plus expenses free for the first 5 expensing users a month.
- **Free trial:** None listed.

| Plan | Price | What you get |
| --- | --- | --- |
| Navan Business | $0 | For up to 300 employees: unlimited trips, policies and approvals, 24/7 travel support, reports, 30+ HR integrations, and expenses for 5 users. |
| Navan Expense | $15 per expensing user / month beyond the first 5, term not stated | Expense reports, reimbursements, receipt scanning, linked corporate cards and ERP sync for each user who submits an expense that month. |
| Navan Enterprise | Custom | Unlimited travelers and expensing users, global coverage, negotiated rates, custom setup, an account executive and a success manager. |

Read from https://navan.com/pricing on Oct 18, 2026. Prices change, so confirm with Navan before buying.

## Key features

- **Travel booking:** Flights, hotels, car rentals and trains from one inventory, with travel policies, approval workflows, self-serve changes and 24/7 support agents.
- **Expense policies:** Employees see their spending limits in the app, and out-of-policy transactions are flagged for review as they happen.
- **Navan corporate cards:** Physical and virtual cards in US dollars, pounds or euros, with no annual fee, up to 1.5% back and virtual cards for subscriptions.
- **Navan Connect:** Link existing Visa, Mastercard or American Express corporate cards so their transactions flow into Navan for coding and reconciling.
- **Reimbursements:** Out-of-pocket costs are claimed by photographing the receipt in the app and repaid through payroll or to a bank account.
- **Integrations:** Expenses sync to ERPs such as NetSuite, Sage Intacct and Xero, and employee data comes from HR systems such as Workday, Rippling and BambooHR.

## Good for

- Companies whose expenses are mostly business travel
- Businesses under 300 employees that want free travel booking
- Finance teams that want card spending coded and matched to trips

## Worth knowing

- Navan Business is free because travel suppliers pay Navan commission; companies with more than 300 employees need Enterprise, priced by quote.
- Anyone who submits an expense in a month counts as an expensing user, and each one after the first 5 costs $15 a month.
- Navan cards are issued by Celtic Bank in the US and by Stripe, Adyen and Airwallex companies elsewhere.
- Linked American Express cards report transactions once a day; Visa and Mastercard cards report them in real time.

## ToolGPA grades

**GPA: 2.8 out of 4**, graded Oct 18, 2026. Navan, formerly TripActions, books flights, hotels, cars and trains under your travel policy, then handles the expenses: card spend is matched as it happens and receipts are claimed with a photo. Travel booking is free for companies of up to 300, and so are expenses for 5 users a month. After that it's $15 a user, and it doesn't pay supplier bills.

- **Value for money: C.** Graded against its expense-tool alternatives. If all ten people claim in a month, the 5 beyond the free 5 cost $15 each, so $75 a month, with travel booking free. That's dearer than Expensify or Zoho Expense for ten, and Ramp and Brex do expenses for nothing.
- **Free plan and trial: B.** Navan Business is free for up to 300 employees, with travel booking, policies and 24/7 travel agents, plus expenses for 5 users a month. A small team could live on it until a sixth person claims.
- **Features: C.** Travel and expenses are done fully: booking, policies, Navan cards, linked cards, receipt photos and reimbursements. It's a narrower job than the category's, though, with no supplier bill pay or invoicing listed.
- **Ease of use: A.** 4.8 from 47,373 App Store ratings, the top band. Booking a trip and snapping the receipt happen in the same app.
- **Platforms and integrations: B.** Web, iPhone and Android, with NetSuite, Sage Intacct, Xero, Workday, Rippling, BambooHR, Okta and Slack. No desktop app is listed.

These are ToolGPA's own grades. Graded from this listing, whose facts were read from Navan's own pages on 18 October 2026, and its App Store rating. Not based on using the product, and shorter than our full reviews.

## Where it stands among spend and bill pay tools

- Navan's GPA of 2.8 is higher than 5 of the 13 other spend and bill pay tools we grade, and level with 3.
- It stands best on ease of use (A, above 8 of 13) and worst on features (C, above 0).
- Its paid plans start at $15 a month for each person, against a middle price of $12 for the category: 7 of the 11 others that charge start lower.
- On features, ease of use and platforms it scores 3.0 out of 4. 2 tools score higher and cost less.

The category's chart of price against score: https://toolgpa.com/charts/expenses

## Keep it, or make your own?

**Keep it.** To replace Navan you would be making cards issued through a bank. That is not a weekend's work, with an AI app builder or without one. It costs $180 a year.

- You could make: Expense tracking and reports: an app builder makes these well.
- You could not: Cards issued through a bank.
- You could not: A real app for iOS and Android. Something home-made would be a web page.
- You could not: It is priced for each person, which means accounts and billing for a team.
- You could not: It plugs into other products, NetSuite, Sage Intacct and Xero among them.
- You could not: AI features, unless you pay a model provider for each request yourself.

A judgement by ToolGPA from this listing, by rules that are the same for every tool. Nothing was built to test it.

## What people say

- **App Store rating of the iPhone and iPad app:** 4.8 out of 5 from 47,373 ratings in the United States, read Oct 18, 2026. This is the store's rating of the app, not a score from ToolGPA. Source: https://apps.apple.com/us/app/id1054446923

## Works with

NetSuite, Sage Intacct, Xero, Workday, Rippling, BambooHR, Okta, Slack

**Tags:** Expense tracking, Company cards, Reports, AI features

## Alternatives

- [Expensify](https://toolgpa.com/tools/expensify): Receipt scanning, expense reports and company cards, from $5 a member. [Compare](https://toolgpa.com/compare/expensify-vs-navan)
- [Ramp](https://toolgpa.com/tools/ramp): Corporate cards, expenses, travel and bill pay, with a free plan. [Compare](https://toolgpa.com/compare/navan-vs-ramp)
- [Brex](https://toolgpa.com/tools/brex): Corporate cards, expenses, bill pay and travel for growing companies. [Compare](https://toolgpa.com/compare/brex-vs-navan)
- [Rydoo](https://toolgpa.com/tools/rydoo): Expense reports with an AI receipt scanner and multi-country rules. [Compare](https://toolgpa.com/compare/navan-vs-rydoo)
- [Zoho Expense](https://toolgpa.com/tools/zoho-expense): Expense reports, receipt scanning and travel booking from Zoho. [Compare](https://toolgpa.com/compare/navan-vs-zoho-expense)

## Sources

The prices, plans, platforms and features above were read from these pages on Oct 18, 2026:

- https://navan.com/pricing
- https://navan.com/product/expense-management
- https://navan.com/product/payments
- https://navan.com/integrations

Page: https://toolgpa.com/tools/navan
Listed by ToolGPA (toolgpa.com).