# Ninja AI review (2026): is it worth $15.83 a month, billed yearly? > Credit-based AI agent that picks from several models Checked Nov 13, 2026 ยท graded Nov 13, 2026 by ToolGPA. Ninja AI, from NinjaTech AI, is an assistant and autonomous agent that handles research, writing, coding, image generation and file analysis in one workspace, drawing on models from several providers. Work is paid for in monthly credits, and paid plans add premium models, connectors such as GitHub and Slack, and parallel tasks. - **Category:** AI Assistants - **Made by:** NinjaTech AI - **Website:** https://myninja.ai - **Runs on:** Web, iOS, Android - **Who should skip it:** Tight if you stay free: the credits are one-time, with a daily limit. - **Facts last checked:** Nov 13, 2026 ## Pricing As of Nov 13, 2026, Ninja AI is a paid product with a free trial, starting at $15.83 per month for 1,900 credits, billed annually ($19 billed monthly). - **Pricing model:** Free trial - **Free plan:** None. - **Free trial:** Free plan with a limited one-time credit amount, no credit card required. | Plan | Price | What you get | | --- | --- | --- | | Free | $0 | Limited one-time credits, 1 parallel task, and a limited set of AI and image models. | | Pro | $15.83 per month for 1,900 credits, billed annually ($19 billed monthly) | Up to 5 seats sharing credits, 4 parallel tasks, premium models, connectors and a 3M token context window. Larger credit steps cost more. | | Business | $41.67 per month for 5,000 credits, billed annually ($50 billed monthly) | Everything in Pro with unlimited seats and parallel tasks, workspace management, opt-out of data training and priority support. | | Enterprise | Custom | Dedicated support with an SLA, custom deployment, SSO and custom integrations. Sold through sales. | Read from https://www.ninjatech.ai/pricing on Nov 13, 2026. Prices change, so confirm with Ninja AI before buying. ## Ways to pay less - **Annual billing saves about 17%** (Annual discount): The pricing page lists 2 months free on annual billing: the entry Pro step is $15.83 a month billed annually against $19 billed monthly. Source: https://www.ninjatech.ai/pricing ## Key features - **Autonomous agent tasks:** SuperNinja takes a multi-step job and works through it on its own. Credits are spent according to the resources a task uses and stop when it finishes. - **Several models in one place:** Paid plans list premium models from more than one provider, including GPT, Claude and DeepSeek, along with premium image models. - **Research and writing modes:** Separate modes cover deep research, fast search, writing, coding, image generation and video from one prompt box. - **Connectors:** Pro adds built-in connectors for GitHub, Salesforce, Jira and Slack, and the site says the platform connects to more than 3,000 tools. - **Credits shared across seats:** Pro allows up to 5 seats and Business unlimited seats, all drawing from one pool of monthly credits. ## Good for - People who want an agent that carries out long tasks, not just chat - Small teams sharing one pool of credits - Users who want several providers' models without separate subscriptions ## Worth knowing - Usage is metered in credits, and the cost of a task depends on its complexity and duration. - The pricing page shows credit steps well above the entry level, up to thousands of dollars a month. - The Free plan's credits are a one-time amount, and a daily limit also applies. - Pro caps seats at 5. Data-training opt-out, workspace management and priority support are Business features. ## ToolGPA grades **GPA: 2.6 out of 4**, graded Nov 13, 2026. Ninja AI is an assistant and agent that handles research, writing, coding, images and file analysis, drawing on models from several providers. But everything is metered in credits, the free credits are a one-time amount with a daily limit, and Pro caps seats at 5. - **Value for money: C.** Pro is $15.83 a month yearly for 1,900 credits, $19 monthly, in the middle to dearer part of a category where the middle is $12.42. Business is $41.67. - **Free plan and trial: C.** A free plan with limited one-time credits, 1 parallel task and no card needed. A daily limit applies too. - **Features: B.** An agent for research, writing, code and images, with several models, connectors and shared credits. The listing names no gap in the job, only credit costs. - **Ease of use: B.** The listing shows web and phone apps and a free start with no card, and nothing to set up. No store rating is on record. - **Platforms and integrations: B.** Web, iPhone and Android, with GitHub, Salesforce, Jira and Slack. No desktop app is listed. These are ToolGPA's own grades. Graded from this listing, whose facts were read from Ninja AI's own pages on 13 November 2026. Not based on using the product, and shorter than our full reviews. ## Where it stands among AI assistants - Ninja AI's GPA of 2.6 is higher than 45 of the 87 other AI assistants we grade, and level with 10. - It stands best on features (B, above 51 of 87) and worst on value for money (C, above 10). - Its paid plans start at $15.83 a month, against a middle price of $12.46 for the category: 35 of the 53 others that charge start lower. - On features, ease of use and platforms it scores 3.0 out of 4. 9 tools score higher and cost less. The category's chart of price against score: https://toolgpa.com/charts/ai-assistants ## Keep it, or make your own? **Keep it.** To replace Ninja AI you would be making an AI model, which you can rent by the request but not make. That is not a weekend's work, with an AI app builder or without one. It costs $189.96 a year. - You could not: An AI model, which you can rent by the request but not make. - You could not: An AI agent, with the models and the safeguards behind it. - You could not: A library of papers and sources to search. - You could not: An image model, which you can rent by the picture but not make. - You could not: A real app for iOS and Android. Something home-made would be a web page. - You could not: The depth: we grade its features B, which means it covers the whole job. A judgement by ToolGPA from this listing, by rules that are the same for every tool. Nothing was built to test it. ## Works with GitHub, Salesforce, Jira, Slack **Tags:** Chat assistant, AI agents, Research, Image generation, AI features ## Alternatives - [ChatLLM](https://toolgpa.com/tools/chatllm): Multi-model AI assistant and agent platform from Abacus.AI. [Compare](https://toolgpa.com/compare/chatllm-vs-ninja-ai) - [Poe](https://toolgpa.com/tools/poe): One app for chatting with AI models from many different labs. [Compare](https://toolgpa.com/compare/ninja-ai-vs-poe) - [ChatGPT](https://toolgpa.com/tools/chatgpt): OpenAI's general-purpose AI assistant for chat, images and voice. [Compare](https://toolgpa.com/compare/chatgpt-vs-ninja-ai) - [Claude](https://toolgpa.com/tools/claude): Anthropic's AI assistant for writing, analysis and coding. [Compare](https://toolgpa.com/compare/claude-vs-ninja-ai) - [Perplexity](https://toolgpa.com/tools/perplexity): AI search assistant that answers questions with cited sources. [Compare](https://toolgpa.com/compare/ninja-ai-vs-perplexity) ## Sources The prices, plans, platforms and features above were read from these pages on Nov 13, 2026: - https://www.ninjatech.ai/pricing - https://www.ninjatech.ai - https://myninja.ai - https://www.ninjatech.ai/about - https://apps.apple.com/us/app/ninja-ai-chat-code-create/id6702030312 - https://play.google.com/store/apps/details?id=ai.ninjatech.mobile Page: https://toolgpa.com/tools/ninja-ai Listed by ToolGPA (toolgpa.com).