# Niural

> US payroll, PEO, employer of record and global payments in one

Niural is a payroll and workforce platform for US companies that also hire abroad. It runs US payroll under a company's own entity or as a PEO with benefits, employs staff in other countries as an employer of record, runs payroll for existing foreign entities and pays contractors in local or digital currencies. AI agents help with tasks such as running payroll.

- **Category:** Payroll
- **Made by:** Niural Inc.
- **Website:** https://www.niural.com
- **Runs on:** Web
- **Facts last checked:** Oct 17, 2026

## Pricing

Niural is a paid product, starting at $29 per employee / month and up, for Global Payroll through your own entities.

- **Pricing model:** Paid
- **Free plan:** None.
- **Free trial:** None listed.

| Plan | Price | What you get |
| --- | --- | --- |
| Global Payroll | $29 per employee / month and up | Payroll for your existing international entities in 150+ countries from one dashboard, with local tax alerts and multi-currency pay. |
| Contractor Management | $49 per contractor / month | Contracts with e-signature, invoices, tax forms, time and expense tracking, and payments in local or digital currencies in 150+ countries. |
| PEO Basic | $59 per employee / month and up | PEO payroll and HR without benefits: multi-state payroll, onboarding, HR consulting, workers' comp and EPLI, and contractor payments. |
| Standard | $100 per month, plus $20 per employee | US payroll under your own entity: multi-state payroll, W-2s and 1099s, PTO tracking, benefits administration and 401(k). |
| PEO Plus | $120 per employee / month and up | PEO Basic plus medical, dental and vision insurance, 401(k), life and disability cover, HSA and FSA accounts and commuter benefits. |
| Employer of Record | $299 per employee / month and up | Niural becomes the legal employer in 150+ countries, handling contracts, local payroll, benefits, leave and terminations. |

Read from https://www.niural.com/pricing on Oct 17, 2026. Prices change, so confirm with Niural before buying.

## Key features

- **US payroll:** Multi-state payroll with W-2s and 1099s, unlimited pay schedules and runs, PTO tracking and same-day deposits into Niural wallets.
- **US PEO:** Co-employment that adds workers' comp, EPLI and HR consulting, and on PEO Plus health, dental and vision insurance and a 401(k).
- **Employer of record:** Hire employees in more than 150 countries without a local entity, with country-compliant contracts, payroll and benefits.
- **Global payroll for your entities:** Connect existing foreign entities and run their payroll from one dashboard, with compliance checklists and consolidated reports.
- **Contractor and vendor payments:** Pay contractors and vendors in fiat currencies or stablecoins from one dashboard, using multi-currency wallets.
- **AI SuperAgents:** Niural's AI agents prompt and carry out routine work such as running payroll on the scheduled date.

## Good for

- US startups that also employ or pay people abroad
- Companies paying contractors in local currencies or stablecoins
- Small US teams that want PEO benefits without changing platforms later

## Worth knowing

- US payroll and the PEO cover US employees; EOR, Global Payroll and contractor payments each list 150+ countries.
- Every plan is bought by booking a demo with sales; there is no free trial or self-serve sign-up.
- Contractor of Record (Niural Armor) costs $299 a month per person, and Enterprise US payroll is priced by volume.
- Some PEO Plus benefit accounts carry different terms for groups under 5 employees.

## ToolGPA grades

**GPA: 2.2 out of 4**, graded Oct 17, 2026. Niural is one platform for US companies that also hire abroad: US payroll, a PEO, employer of record in 150+ countries and contractor payments, even in stablecoins. Its EOR starts at $299 a person, about half the usual rate. But it's web only, sold through demos, and its plain US payroll is pricey.

- **Value for money: A.** Graded against the other employer-of-record services: from $299 a person a month, $1,495 for five, half the $599 Deel and Remote charge. Its US payroll is another matter, at $100 plus $20 a person, $200 for five, the dearest here.
- **Free plan and trial: F.** No free plan, no trial and no self-serve sign-up: every plan starts with a demo booked through sales.
- **Features: B.** US payroll, a US PEO with health plans and 401(k), employer of record in 150+ countries, payroll for your foreign entities and contractor payments in local currencies or stablecoins. The whole job, at home and abroad.
- **Ease of use: C.** No App Store rating on record. AI agents can run payroll on the scheduled date, but you get there through a sales demo and setup.
- **Platforms and integrations: C.** Web only, with no mobile app and no integrations named in the listing.

These are ToolGPA's own grades. Graded from this listing, whose facts were read from Niural's own pages on 17 October 2026. Not based on using the product, and shorter than our full reviews.

## Where it stands among payroll services

- Niural's GPA of 2.2 is higher than 3 of the 18 other payroll services we grade, and level with 2.
- It stands best on value for money (A, above 17 of 18) and worst on free plan and trial (F, above 0).
- Its paid plans start at $29 a month for each person, against a middle price of $29 for the category: 4 of the 13 others that charge start lower.
- On features, ease of use and platforms it scores 2.3 out of 4. 2 tools score higher and cost less.

The category's chart of price against score: https://toolgpa.com/charts/payroll

## Keep it, or make your own?

**Keep it.** To replace Niural you would be making payroll taxes worked out and filed with the government for you. That is not a weekend's work, with an AI app builder or without one. That makes this kind of software worth paying for, not this one in particular: 13 of the 18 other payroll services grade higher. It costs $348 a year.

- You could not: Payroll taxes worked out and filed with the government for you.
- You could not: It is priced for each person, which means accounts and billing for a team.
- You could not: AI features, unless you pay a model provider for each request yourself.
- You could not: The depth: we grade its features B, which means it covers the whole job.

A judgement by ToolGPA from this listing, by rules that are the same for every tool. Nothing was built to test it.

**Tags:** Payroll, AI features

## Alternatives

- [Deel](https://toolgpa.com/tools/deel): Global payroll, contractor payments and employer of record. [Compare](https://toolgpa.com/compare/deel-vs-niural)
- [Rippling](https://toolgpa.com/tools/rippling): HR, IT and finance platform with US and global payroll, by quote. [Compare](https://toolgpa.com/compare/niural-vs-rippling)
- [Remote](https://toolgpa.com/tools/remote): Employer of record, global payroll and contractor payments. [Compare](https://toolgpa.com/compare/niural-vs-remote)
- [Justworks](https://toolgpa.com/tools/justworks): Pay, benefits and HR platform for employers, with an app for staff. [Compare](https://toolgpa.com/compare/justworks-vs-niural)
- [Gusto](https://toolgpa.com/tools/gusto): Payroll and HR for small businesses, with apps for owners and staff. [Compare](https://toolgpa.com/compare/gusto-vs-niural)

## Sources

The prices, plans, platforms and features above were read from these pages on Oct 17, 2026:

- https://www.niural.com/pricing
- https://www.niural.com/

Page: https://toolgpa.com/tools/niural
Listed by ToolGPA (toolgpa.com).