# Perk review (2026): is the free plan enough? > Business travel booking, expenses and corporate cards together Checked Nov 12, 2026 ยท graded Nov 12, 2026 by ToolGPA. Perk is a platform that puts business travel booking, expense processing and corporate cards in one place. Receipts are captured and checked against policy before approval, and companies can connect their own Visa, Mastercard or Amex programs. Pricing is split into Travel, Spend, and a combined Travel and Spend set of plans. - **Category:** Spend & Bill Pay - **Made by:** Perk - **Website:** https://www.perk.com - **Runs on:** Web, iOS, Android - **Who should skip it:** Pricey if you travel a lot, as bookings carry 3% on paid plans and 5% on Travel Starter. - **Facts last checked:** Nov 12, 2026 ## Pricing As of Nov 12, 2026, Perk has a free plan, and paid plans start at $6 per active user / month, plus 3% of each booking. - **Pricing model:** Free plan - **Free plan:** Travel Starter has no platform fee and charges 5% per booking, with 1 travel policy and basic travel reporting. - **Free trial:** None listed. | Plan | Price | What you get | | --- | --- | --- | | Travel Starter | $0 | Travel booking only: no platform fee, plus 5% of each booking, with 1 travel policy and approval process. | | Travel Premium | $99 per month, plus 3% of each booking | Travel only: 10 travel policies, advanced travel reporting, SSO, HR integrations and budget tracking for up to 5 budgets. | | Spend Premium | $9 per active user / month | Expenses only: standard approval workflow, 4 legal entities, SSO, ERP connectors except SAP and an expense sandbox. | | Spend Pro | $11 per active user / month | Expenses only: custom approval workflows and per diems, unlimited legal entities, all ERP connectors and Open API. | | Travel and Spend Premium | $6 per active user / month, plus 3% of each booking | Both products: 10 travel policies, standard expense workflow, 4 legal entities and ERP connectors except SAP. | | Travel and Spend Pro | $8 per active user / month, plus 3% of each booking | Both products: unlimited policies and entities, custom approval workflows, SAP connector and Open API. | Read from https://www.perk.com/pricing/ on Nov 12, 2026. Prices change, so confirm with Perk before buying. ## Key features - **Expense processing:** Receipts are captured and matched to card transactions, then checked for missing information, duplicates and policy breaches before approval. - **Travel booking:** Flights, rail, accommodation and car rental are booked in the platform, with trip allowances and per diems created automatically. - **Corporate cards:** Companies can connect existing Visa, Mastercard and Amex programs. Perk's own cards are listed for the EU, UK and Switzerland. - **Workflow designer:** No-code approval flows route expenses by team, entity, spend limit or expense type, with custom per diems on Pro plans. - **Reimbursements:** Out-of-pocket expenses can be paid back directly from Perk by ACH, which the pricing page says is included in every plan. - **Mobile apps:** The travel app is listed for iOS and Android, and expenses can be submitted from web or mobile. ## Good for - Mid-size and larger companies that book travel and run expenses together - Teams that want to keep their current corporate card program ## Worth knowing - Travel Pro is $299 per month plus 3% of each booking and is not among the six plans above. - The pricing page says Perk Spend's current pricing is available for a limited time, with no end date shown. - Perk's own corporate cards are shown as coming soon to the US; its Platinum Visa card is listed for the EU, UK and Switzerland. - Active users are those who submit or review at least one expense in a month; booking fees have minimum and maximum amounts. ## ToolGPA grades **GPA: 2.2 out of 4**, graded Nov 12, 2026. Perk combines travel booking, expense processing and cards, with Spend plans from $9 per active user a month. Its own US cards are still coming soon, the Spend price is labelled a limited-time rate, and travel adds booking fees. - **Value for money: C.** Spend Premium is $9 per active user a month, above the category's cheapest quarter of $7.50 and under its middle of $12. Combined plans start at $6 per user plus 3% of each booking. - **Free plan and trial: C.** Travel Starter has no platform fee but charges 5% per booking and allows 1 travel policy. You can use it, but it caps you fast. - **Features: C.** Expense processing, travel booking, cards, a workflow designer, reimbursements and mobile apps. Perk's own US corporate cards are shown as coming soon. - **Ease of use: C.** No store rating on record. Policies, workflows and an accounting link to set up. - **Platforms and integrations: B.** Web plus iPhone and Android apps, with eight integrations on record. These are ToolGPA's own grades. Graded from this listing, whose facts were read from Perk's own pages on 12 November 2026. Not based on using the product, and shorter than our full reviews. ## Where it stands among spend and bill pay tools - Perk's GPA of 2.2 is higher than 32 of the 51 other spend and bill pay tools we grade, and level with 5. - It stands best on platforms and integrations (B, above 9 of 51) and worst on ease of use (C, above 0). - Its paid plans start at $6 a month for each person, against a middle price of $12 for the category: 3 of the 24 others that charge start lower. - On features, ease of use and platforms it scores 2.3 out of 4. 3 tools score higher and cost less. The category's chart of price against score: https://toolgpa.com/charts/expenses ## Keep it, or make your own? **Keep it.** To replace Perk you would be making cards issued through a bank. That is not a weekend's work, with an AI app builder or without one. It costs $72 a year. - You could make: Expense tracking: an app builder makes this well. - You could not: Cards issued through a bank. - You could not: Connections to other products, each kept working as those products change. - You could not: A real app for iOS and Android. Something home-made would be a web page. - You could not: It is priced for each person, which means accounts and billing for a team. - You could not: AI features, unless you pay a model provider for each request yourself. A judgement by ToolGPA from this listing, by rules that are the same for every tool. Nothing was built to test it. ## Works with Oracle NetSuite, Microsoft Dynamics 365 Finance, SAP SuccessFactors, BambooHR, HiBob, Deel, Slack, Zoom **Tags:** Expense tracking, Company cards, Workflow automation, AI features, Public API ## Alternatives - [Navan](https://toolgpa.com/tools/navan): Business travel booking with expenses and corporate cards built in. [Compare](https://toolgpa.com/compare/navan-vs-perk) - [SAP Concur](https://toolgpa.com/tools/sap-concur): Expense, travel and invoice management for all company sizes. [Compare](https://toolgpa.com/compare/perk-vs-sap-concur) - [Expensify](https://toolgpa.com/tools/expensify): Receipt scanning, expense reports and company cards, from $5 a member. [Compare](https://toolgpa.com/compare/expensify-vs-perk) - [Emburse](https://toolgpa.com/tools/emburse): Travel, expense, AP and payments with AI compliance checks. [Compare](https://toolgpa.com/compare/emburse-vs-perk) - [Spendesk](https://toolgpa.com/tools/spendesk): Spend management with unlimited cards and users, priced by quote. [Compare](https://toolgpa.com/compare/perk-vs-spendesk) ## Sources The prices, plans, platforms and features above were read from these pages on Nov 12, 2026: - https://www.perk.com/pricing/ - https://www.perk.com - https://www.perk.com/platform/spend/ - https://www.perk.com/platform/expense-processing/ - https://www.perk.com/platform/corporate-cards/ - https://www.perk.com/travel-solutions/corporate-travel-app/ - https://www.perk.com/integrations/ Page: https://toolgpa.com/tools/perk Listed by ToolGPA (toolgpa.com).