# Plutio

> All-in-one freelance app: projects, proposals, contracts and invoices

Plutio is business management software for freelancers and agencies. Every plan has unlimited projects, invoices, proposals and contracts with e-signatures, plus time tracking, scheduling, forms, task boards and a client portal, and an AI assistant called Plutio Pal. Plans differ in active clients, contributors, AI credits, automation actions and storage.

- **Category:** Accounting & Invoicing
- **Made by:** Plutio Ltd (since 2017)
- **Website:** https://www.plutio.com
- **Runs on:** Web, iOS, Android, macOS, Windows
- **Facts last checked:** Oct 17, 2026

## Pricing

Plutio is a paid product with a free trial, starting at $15.83 per month, billed annually ($19 billed monthly).

- **Pricing model:** Free trial
- **Free plan:** None.
- **Free trial:** 7-day free trial, no credit card required, with up to 3 active clients.

| Plan | Price | What you get |
| --- | --- | --- |
| Core | $15.83 per month, billed annually ($19 billed monthly) | $190 a year. Solo use: 9 active clients, no contributors, 500 AI credits and 500 workflow actions a month, and 100 GB storage. |
| Pro | $40.83 per month, billed annually ($49 billed monthly) | $490 a year. Unlimited clients, 30 contributors, 2,500 AI credits and 5,500 workflow actions a month, and 500 GB storage. |
| Max | $165.83 per month, billed annually ($199 billed monthly) | $1,990 a year. Unlimited clients and contributors, 10,000 AI credits and 50,000 actions a month, 2 TB storage, white-label and single sign-on. |

Read from https://www.plutio.com/pricing on Oct 17, 2026. Prices change, so confirm with Plutio before buying.

## Ways to pay less

- **Two months free with yearly billing** (Annual discount): Yearly billing costs $190 for Core, $490 for Pro and $1,990 for Max, about two months less than twelve monthly payments. Source: https://www.plutio.com/pricing

## Key features

- **Invoices and payments:** Unlimited branded invoices that clients pay through Stripe, PayPal or Square. Plutio adds no transaction fee of its own.
- **Proposals and contracts:** Interactive proposals and contracts that clients sign electronically, with tracking of when they view and sign.
- **Projects and tasks:** Unlimited projects with Kanban boards, lists, calendars and Gantt charts, plus one-click time tracking onto invoices.
- **Scheduling and forms:** Clients book meetings against your availability, and intake forms, questionnaires and surveys can be embedded or shared.
- **Client portal:** Each client gets a login to see their projects, invoices, files and messages. White-labeling it costs extra below Max.
- **Plutio Pal and workflows:** An AI assistant drafts proposals, contracts and emails using monthly credits, and workflow actions automate follow-ups and reminders.

## Good for

- Freelancers who want proposals, contracts, projects and invoices in one place
- Agencies that bring contractors and clients into shared projects
- Businesses that want automated follow-ups on proposals and late invoices

## Worth knowing

- Core is for one person and 9 active clients; contributors need Pro, which includes 30 and charges for more, or Max.
- White-label is a $9 a month add-on on Core and Pro, and single sign-on $5 a month on Pro; Max includes both.
- AI credits and workflow actions are capped each month by plan; extra AI credits and storage are sold separately.
- It is built around clients, projects and invoices; accounting apps such as FreshBooks connect through Zapier.

## ToolGPA grades

**GPA: 2.4 out of 4**, graded Oct 17, 2026. Plutio puts proposals, contracts, projects, time tracking, scheduling and invoices under one login, on the web, your computer and your phone. Core at $15.83 a month billed yearly has every feature. What you pay more for is room: Core stops at 9 active clients and no helpers, and there are no books, so you'll still need accounting software.

- **Value for money: C.** Core is $15.83 a month billed yearly, or $19 monthly, just past the cheaper quarter of accounting tools at $15. It's for one person and 9 active clients. More clients, or anyone helping you, means Pro at $40.83 billed yearly.
- **Free plan and trial: C.** A 7-day free trial with no card needed, but only 3 active clients while it runs. A week is short for judging something you'd bill clients from, and there's no free plan.
- **Features: C.** Unlimited invoices, proposals and e-signed contracts, projects with boards and Gantt charts, time tracking, scheduling, forms and a client portal. But it keeps no books: the listing says accounting apps such as FreshBooks connect through Zapier.
- **Ease of use: C.** No store rating on record. It does a lot, which means building it out first: clients, projects, proposal templates, forms and the workflows that chase people for you.
- **Platforms and integrations: A.** Web, Mac, Windows, iPhone and Android, with Stripe, PayPal, Square, Zapier, Google Calendar, FreshBooks, Calendly and DocuSign. That's the full spread.

These are ToolGPA's own grades. Graded from this listing, whose facts were read from Plutio's own pages on 17 October 2026. Not based on using the product, and shorter than our full reviews.

## Where it stands among accounting and invoicing tools

- Plutio's GPA of 2.4 is higher than 4 of the 17 other accounting and invoicing tools we grade, and level with 5.
- It stands best on platforms and integrations (A, above 14 of 17) and worst on free plan and trial (C, above 0).
- Its paid plans start at $15.83 a month, against a middle price of $19 for the category: 7 of the 16 others that charge start lower.
- On features, ease of use and platforms it scores 2.7 out of 4. 2 tools score higher and cost less.

The category's chart of price against score: https://toolgpa.com/charts/accounting

## Keep it, or make your own?

**Keep it.** The plain part of Plutio you could make: invoicing, time tracking, kanban boards and forms. What surrounds it you could not. The 4 things listed below take a company, not a weekend. That makes this kind of software worth paying for, not this one in particular: 8 of the 17 other accounting and invoicing tools grade higher. It costs $189.96 a year.

- You could make: Invoicing, time tracking, kanban boards and forms: an app builder makes these well.
- You could not: Booking pages that read and write other people's calendars and send the emails.
- You could not: Apps for macOS, Windows, iOS and Android that stay in step with each other.
- You could not: It plugs into other products, Stripe, PayPal and Square among them.
- You could not: AI features, unless you pay a model provider for each request yourself.

A judgement by ToolGPA from this listing, by rules that are the same for every tool. Nothing was built to test it.

## Works with

Stripe, PayPal, Square, Zapier, Google Calendar, FreshBooks, Calendly, DocuSign

**Tags:** Invoicing, Time tracking, Kanban boards, Forms, Booking links, AI features

## Alternatives

- [Moxie](https://toolgpa.com/tools/moxie): Freelance business app: clients, projects, invoices and basic books. [Compare](https://toolgpa.com/compare/moxie-vs-plutio)
- [Bonsai](https://toolgpa.com/tools/bonsai): Client, project and billing software for agencies and freelancers. [Compare](https://toolgpa.com/compare/bonsai-vs-plutio)
- [FreshBooks](https://toolgpa.com/tools/freshbooks): Invoicing and accounting for freelancers and service businesses. [Compare](https://toolgpa.com/compare/freshbooks-vs-plutio)
- [Zoho Invoice](https://toolgpa.com/tools/zoho-invoice): Free invoicing app from Zoho for freelancers and small businesses. [Compare](https://toolgpa.com/compare/plutio-vs-zoho-invoice)
- [Wave](https://toolgpa.com/tools/wave): Free invoicing and bookkeeping for US and Canadian small businesses. [Compare](https://toolgpa.com/compare/plutio-vs-wave)

## Sources

The prices, plans, platforms and features above were read from these pages on Oct 17, 2026:

- https://www.plutio.com/pricing
- https://www.plutio.com/integrations
- https://www.plutio.com/about

Page: https://toolgpa.com/tools/plutio
Listed by ToolGPA (toolgpa.com).