# Reckon review (2026): is it worth $27 a month? > Cloud accounting and payroll for Australian small businesses Checked Nov 12, 2026 ยท graded Nov 12, 2026 by ToolGPA. Reckon One is cloud accounting and payroll software for businesses in Australia and New Zealand. It covers invoicing, bank feeds, GST reporting for BAS, inventory and payroll with Single Touch Payroll, and it lists unlimited users on every plan. Accounting and payroll are priced as separate plan sets, each with steep discounts for the first months. - **Category:** Accounting & Invoicing - **Made by:** Reckon Limited - **Website:** https://www.reckon.com/au/ - **Runs on:** Web, iOS, Android - **Who should skip it:** Not for you if you're outside Australia, as it's Australian GST and BAS. - **Facts last checked:** Nov 12, 2026 ## Pricing As of Nov 12, 2026, Reckon is a paid product with a free trial, starting at A$27 per month at renewal, after 6 months at A$2.70 (Accounting Plus). - **Pricing model:** Free trial - **Free plan:** None. - **Free trial:** 30-day free trial, cancel anytime. | Plan | Price | What you get | | --- | --- | --- | | Accounting Plus | A$27 per month at renewal, after first 6 months at A$2.70 | For small businesses, with unlimited users; payroll is optional. Yearly billing is A$298, or A$134.10 for the first 12 months. | | Accounting Premium | A$50 per month at renewal, after first 6 months at A$5 | For growing businesses; yearly billing is A$552, or A$248.40 for the first 12 months. | | Ultimate Plan | A$92 per month at renewal, after first 6 months at A$9.20 | Includes unlimited payroll and inventory; yearly billing is A$1,016, or A$457.20 for the first 12 months. | | Payroll Essentials | A$18 per month at renewal, after first 6 months at A$1.80 | Standalone payroll for up to 4 employees; yearly billing is A$199, or A$89.55 for the first 12 months. | | Payroll Plus | A$35 per month at renewal, after first 6 months at A$3.50 | Standalone payroll for up to 10 employees; yearly billing is A$386, or A$173.70 for the first 12 months. | | Payroll Premium | A$65 per month at renewal, after first 6 months at A$6.50 | Standalone payroll for unlimited employees; yearly billing is A$718, or A$323.10 for the first 12 months. | Read from https://www.reckon.com/au/accounting-software/ on Nov 12, 2026. Prices change, so confirm with Reckon before buying. ## Ways to pay less - **90% off the first 6 months monthly** (Other savings): Monthly plans are 90% off for the first 6 months, for example A$2.70 a month for Accounting Plus, then the regular price. Source: https://www.reckon.com/au/accounting-software/ - **55% off the first 12 months yearly** (Other savings): Yearly plans are 55% off for the first 12 months, for example A$134.10 for Accounting Plus against A$298. Source: https://www.reckon.com/au/accounting-software/ ## Key features - **Invoicing and online payments:** Create and send invoices and take card payments online through Stripe, with matching invoice and payroll mobile apps. - **Bank feeds and reconciliation:** Connect bank accounts through Open Banking or direct feeds and reconcile imported transactions. - **GST and BAS reporting:** Tracks income, expenses and GST in one place, with real-time reports and a customizable dashboard for BAS time. - **Payroll:** Pays employees and manages leave and super, with Single Touch Payroll reporting and Payday Super stated as covered. - **Free data migration:** The vendor says it migrates data from other providers at no charge on the Plus and Premium accounting plans. - **Phone support:** Phone support in business hours, plus email, help resources and webinars, per the vendor's comparison page. ## Good for - Australian small businesses that want GST reporting and payroll in one subscription - Teams that need several users without paying per seat - Businesses moving data over from Xero, MYOB or QuickBooks ## Worth knowing - Prices are shown with a plain $ sign on the Australian site and are likely Australian dollars; the page does not say whether they include GST. - Payroll is optional on Plus and Premium and has its own plan set priced by employee count. - Offered prices for the first months are much lower than the renewal prices listed as the regular price. - Reckon also sells separate desktop and hosted products that are not part of these plans. ## ToolGPA grades **GPA: 2.2 out of 4**, graded Nov 12, 2026. Reckon is cloud accounting and payroll for Australian small businesses, with GST and BAS reporting, bank feeds and free data migration. The headline price is an offer: Accounting Plus is A$2.70 for 6 months, then A$27 a month, and payroll is a separate set of plans priced by employee count. - **Value for money: C.** A$27 a month at renewal for Accounting Plus and A$50 for Premium, after 6 months at a tenth of that. Around the middle of the category. - **Free plan and trial: C.** A 30-day free trial, cancel anytime. No free plan. - **Features: C.** Invoicing, bank feeds, GST and BAS, payroll and phone support. Payroll is optional on the main plans and has its own plan set, and desktop products are sold separately. - **Ease of use: C.** No store rating on record. You'll connect banks and set up GST before it saves time. - **Platforms and integrations: B.** Web, iPhone and Android, with Stripe listed. No desktop app in these plans. These are ToolGPA's own grades. Graded from this listing, whose facts were read from Reckon's own pages on 12 November 2026. Not based on using the product, and shorter than our full reviews. ## Where it stands among accounting and invoicing tools - Reckon's GPA of 2.2 is higher than 22 of the 65 other accounting and invoicing tools we grade, and level with 15. - It stands best on platforms and integrations (B, above 13 of 65) and worst on ease of use (C, above 1). The category's chart of price against score: https://toolgpa.com/charts/accounting ## Keep it, or make your own? **Keep it.** To replace Reckon you would be making live feeds from your bank, which take an agreement with each bank or a service that has them. That is not a weekend's work, with an AI app builder or without one. - You could make: Invoicing, inventory, expense tracking and reports: an app builder makes these well. - You could not: Live feeds from your bank, which take an agreement with each bank or a service that has them. - You could not: Payroll taxes worked out and filed with the government for you. - You could not: A real app for iOS and Android. Something home-made would be a web page. A judgement by ToolGPA from this listing, by rules that are the same for every tool. Nothing was built to test it. ## Works with Stripe **Tags:** Bookkeeping, Invoicing, Payroll, Inventory, Expense tracking, Reports ## Alternatives - [MYOB](https://toolgpa.com/tools/myob): Australian accounting, GST, BAS and payroll software. [Compare](https://toolgpa.com/compare/myob-vs-reckon) - [Xero](https://toolgpa.com/tools/xero): Cloud accounting for small businesses, with unlimited users. [Compare](https://toolgpa.com/compare/reckon-vs-xero) - [QuickBooks Online](https://toolgpa.com/tools/quickbooks): Cloud accounting from Intuit, from a free plan to 25-user Advanced. [Compare](https://toolgpa.com/compare/quickbooks-vs-reckon) - [Zoho Books](https://toolgpa.com/tools/zoho-books): Online accounting from Zoho, with a free plan and six paid tiers. [Compare](https://toolgpa.com/compare/reckon-vs-zoho-books) - [FreshBooks](https://toolgpa.com/tools/freshbooks): Invoicing and accounting for freelancers and service businesses. [Compare](https://toolgpa.com/compare/freshbooks-vs-reckon) ## Sources The prices, plans, platforms and features above were read from these pages on Nov 12, 2026: - https://www.reckon.com/au/accounting-software/ - https://www.reckon.com/au/accounting-software/compare/ - https://www.reckon.com/au/ Page: https://toolgpa.com/tools/reckon Listed by ToolGPA (toolgpa.com).