# Refgrow review (2026): is it worth $39 a month, billed yearly?

> Affiliate and referral software for SaaS with an embedded widget

Checked Nov 12, 2026 · graded Nov 12, 2026 by ToolGPA.

Refgrow is affiliate software for SaaS companies that bill through Stripe, Paddle, Lemon Squeezy, Polar, Dodo Payments or Creem. It offers an embeddable referral widget, a hosted affiliate portal, coupons, fraud protection and automatic PayPal or Wise payouts. Plans are priced by how much affiliate-generated revenue they cover, with no transaction fees.

- **Category:** Affiliate & Referral Software
- **Made by:** Refgrow
- **Website:** https://refgrow.com
- **Runs on:** Web
- **Who should skip it:** Not for you if your payment provider is not on the list, because other billing needs the REST API.
- **Facts last checked:** Nov 12, 2026

## Pricing

As of Nov 12, 2026, Refgrow is a paid product with a free trial, starting at $39 per month, billed annually ($49 billed monthly).

- **Pricing model:** Free trial
- **Free plan:** None.
- **Free trial:** Free trial on every new account; 30 days for teams switching from another tool.

| Plan | Price | What you get |
| --- | --- | --- |
| Pro | $39 per month to $10,000 affiliate revenue, billed yearly ($49 monthly) | Unlimited programs and affiliates, 3 team members, hosted portal, coupons, fraud protection, auto payouts and custom portal domain. |
| Business | $79 per month to $25,000 affiliate revenue, billed yearly ($99 monthly) | Everything in Pro plus 10 team members and white-label with no Refgrow branding. |

Read from https://refgrow.com/pricing on Nov 12, 2026. Prices change, so confirm with Refgrow before buying.

## Ways to pay less

- **Save 20% with annual billing** (Annual discount): Pro is $468 a year instead of $49 a month, and Business is $948 a year instead of $99 a month. Source: https://refgrow.com/pricing
- **30-day trial and free migration help** (Other savings): Teams switching from Rewardful, FirstPromoter, Tolt or another tool get a 30-day trial and migration help via that tool's migration page. Source: https://refgrow.com/pricing

## Key features

- **Embedded widget and tracking:** A referral widget that sits inside your own product, with tracking for links and coupons and a hosted affiliate portal for partners.
- **Payment integrations:** Stripe, Paddle, Lemon Squeezy, Polar, Dodo Payments and Creem on every plan; other providers can report payments through the REST API.
- **Payouts and invoices:** Automatic payouts through PayPal or Wise, plus self-billing invoices and EU VAT handling.
- **Commission options:** Multi-tier commissions, coupons and gamification and messages for affiliates, with fraud protection on all plans.
- **Partner Network:** A listing in Refgrow's partner network, subject to eligibility, so affiliates can find your program.
- **API, webhooks and MCP:** A REST API, outgoing webhooks and an MCP server are included with both plans.

## Good for

- SaaS founders who want an affiliate program inside their app
- Teams moving from Rewardful, FirstPromoter or Tolt
- Programs that want no transaction fees

## Worth knowing

- Each plan covers a set amount of affiliate-generated revenue a month ($10,000 or $25,000); above $25,000 you add $948 a year per extra $25,000.
- White-label with no Refgrow branding is only on Business.
- There is no free plan, and the page says payments for new subscriptions are non-refundable except where the law or a separate offer says otherwise.
- PayPal, Wise and your payment provider may charge their own payout or processing fees.

## ToolGPA grades

**GPA: 2.4 out of 4**, graded Nov 12, 2026. Refgrow adds an affiliate widget and hosted portal to a SaaS product billed through Stripe, Paddle, Lemon Squeezy, Polar, Dodo or Creem. Pro is $39 a month billed yearly. Each plan covers a fixed amount of affiliate revenue, white-label is Business only, and there is no free plan.

- **Value for money: B.** Pro is $39 a month billed yearly ($49 monthly), right at the cheaper quarter's $39, with no transaction fees.
- **Free plan and trial: C.** No free plan. Every new account gets a free trial, and the page does not give its length or say whether a card is needed.
- **Features: C.** Widget, portal, coupons, payouts and fraud checks, but built for SaaS on a handful of payment providers, and white-label is Business only.
- **Ease of use: C.** No store rating on record. You connect a payment provider and set up the program and widget yourself.
- **Platforms and integrations: B.** Web only. Six payment providers, PayPal and Wise payouts, a REST API, webhooks and an MCP server on both plans.

These are ToolGPA's own grades. Graded from this listing, whose facts were read from Refgrow's own pages on 12 November 2026. Not based on using the product, and shorter than our full reviews.

## Where it stands among affiliate and referral tools

- Refgrow's GPA of 2.4 is higher than 32 of the 44 other affiliate and referral tools we grade, and level with 6.
- It stands best on value for money (B, above 36 of 44) and worst on features (C, above 0).
- Its paid plans start at $39 a month, against a middle price of $61.50 for the category: 8 of the 29 others that charge start lower.
- On features, ease of use and platforms it scores 2.3 out of 4. 4 tools score higher and cost less.

The category's chart of price against score: https://toolgpa.com/charts/affiliate-software

## Keep it, or make your own?

**Keep it.** To replace Refgrow you would be making payouts to partners in many countries, with their tax forms. That is not a weekend's work, with an AI app builder or without one. It is one of the better ones too: its GPA of 2.4 is higher than 32 of the 44 other affiliate and referral tools we grade. It costs $468 a year.

- You could not: Payouts to partners in many countries, with their tax forms.
- You could not: Every click and sale traced back to the right partner.
- You could not: It plugs into other products, Stripe, Paddle and Lemon Squeezy among them, and has an API.
- You could not: AI features, unless you pay a model provider for each request yourself.
- You could not: Hooks into the device itself: widgets.

A judgement by ToolGPA from this listing, by rules that are the same for every tool. Nothing was built to test it.

## Works with

Stripe, Paddle, Lemon Squeezy, Polar, Dodo Payments, Creem, PayPal, Wise

**Tags:** Affiliate tracking, Partner payouts, Public API, AI features

## Alternatives

- [Rewardful](https://toolgpa.com/tools/rewardful): Affiliate and referral tracking for SaaS companies billing on Stripe. [Compare](https://toolgpa.com/compare/refgrow-vs-rewardful)
- [FirstPromoter](https://toolgpa.com/tools/firstpromoter): Affiliate, referral and influencer programs for SaaS subscriptions. [Compare](https://toolgpa.com/compare/firstpromoter-vs-refgrow)
- [Tolt](https://toolgpa.com/tools/tolt): Affiliate program software for SaaS startups on Stripe or Paddle. [Compare](https://toolgpa.com/compare/refgrow-vs-tolt)
- [PromoteKit](https://toolgpa.com/tools/promotekit): Affiliate marketing software built for Stripe businesses. [Compare](https://toolgpa.com/compare/promotekit-vs-refgrow)
- [Dub Partners](https://toolgpa.com/tools/dub-partners): Affiliate and partner program platform from Dub. [Compare](https://toolgpa.com/compare/dub-partners-vs-refgrow)

## Sources

The prices, plans, platforms and features above were read from these pages on Nov 12, 2026:

- https://refgrow.com/pricing

Page: https://toolgpa.com/tools/refgrow
Listed by ToolGPA (toolgpa.com).
