# Rho review (2026): is it worth it? > Business banking, corporate cards and expense tools in one app Checked Nov 12, 2026 ยท graded Nov 12, 2026 by ToolGPA. Rho offers business banking, payments and corporate card products, with expense tools for receipts and reimbursements. Its App Store listing says Rho is not a bank: banking services are provided and cards issued by Webster Bank, N.A., Member FDIC. Rho's own website blocked automated reading, so this entry rests on the iPhone app listing. - **Category:** Spend & Bill Pay - **Made by:** Under Technologies, Inc. (Rho Technologies) - **Website:** https://www.rho.co - **Runs on:** iOS - **Who should skip it:** Not for you if you use Android, as only an iPhone listing is on record. - **Facts last checked:** Nov 12, 2026 ## Pricing Rho's current pricing could not be confirmed from its own site. ## Key features - **Card management:** The app lets users monitor, lock and create Rho cards, and add cards to a mobile wallet. - **Receipts and expense details:** Employees file receipts and expense details from the app, and a recent update lets them split one transaction into parts and categorize each. - **Reimbursement requests:** Staff can request reimbursement for mileage and out-of-pocket spend from the app. - **Payment approvals:** Approvers can approve or reject payments from the app. - **Balances and check deposit:** The app shows banking balances and supports depositing checks. ## Good for - Companies that want banking, cards and expense tracking from one provider - Employees who file receipts and request reimbursement from a phone ## Worth knowing - No prices could be read: rho.co answered automated requests with a security check, so pricing is unverified. - The App Store listing is for iPhone only; other platforms were not confirmed from a page we could read. - Rho says it is not a bank; banking services and cards come from Webster Bank, N.A., Member FDIC. ## ToolGPA grades **GPA: 1.6 out of 4**, graded Nov 12, 2026. Rho is the iPhone app for its business banking and cards, with receipts, reimbursement requests and payment approvals. The listing has no price, Rho says it is not a bank, and only an iPhone listing could be read. - **Value for money: C.** No price could be read, as rho.co blocked automated requests. Middle by default against the category's $7.50, $12 and $20. - **Free plan and trial: F.** No free plan and no trial on record, so nothing to try before paying. - **Features: C.** Card management, receipts, reimbursement requests, payment approvals and balances. It is an account companion more than a full expense system. - **Ease of use: C.** 4.6 on the App Store, but from only 53 ratings, which is under the 300 we need for a rating to count. You also need an account. - **Platforms and integrations: C.** iPhone only on record, with no web or Android listing confirmed. One family of devices. These are ToolGPA's own grades. Graded from this listing, whose facts were read from Rho's own pages on 12 November 2026, and its App Store rating. Not based on using the product, and shorter than our full reviews. ## Where it stands among spend and bill pay tools - Rho's GPA of 1.6 is higher than 2 of the 51 other spend and bill pay tools we grade, and level with 4. - It stands best on value for money (C, above 3 of 51) and worst on free plan and trial (F, above 0). The category's chart of price against score: https://toolgpa.com/charts/expenses ## Keep it, or make your own? **Keep it.** To replace Rho you would be making cards issued through a bank. That is not a weekend's work, with an AI app builder or without one. That makes this kind of software worth paying for, not this one in particular: 45 of the 51 other spend and bill pay tools grade higher. - You could make: Expense tracking: an app builder makes this well. - You could not: Cards issued through a bank. - You could not: Money moved between bank accounts, which takes a licensed payments partner. - You could not: A real app for iOS. Something home-made would be a web page. A judgement by ToolGPA from this listing, by rules that are the same for every tool. Nothing was built to test it. **Tags:** Company cards, Expense tracking, Bill pay ## Alternatives - [Brex](https://toolgpa.com/tools/brex): Corporate cards, expenses, bill pay and travel for growing companies. [Compare](https://toolgpa.com/compare/brex-vs-rho) - [Ramp](https://toolgpa.com/tools/ramp): Corporate cards, expenses, travel and bill pay, with a free plan. [Compare](https://toolgpa.com/compare/ramp-vs-rho) - [Airwallex](https://toolgpa.com/tools/airwallex): Multi-currency business accounts, cards, bill pay and expenses. [Compare](https://toolgpa.com/compare/airwallex-vs-rho) - [Aspire](https://toolgpa.com/tools/aspire): Free business account with global payments, cards and expense tools. [Compare](https://toolgpa.com/compare/aspire-vs-rho) - [BILL](https://toolgpa.com/tools/bill): Bill pay, invoicing and free company cards for small businesses. [Compare](https://toolgpa.com/compare/bill-vs-rho) ## Sources The prices, plans, platforms and features above were read from these pages on Nov 12, 2026: - https://apps.apple.com/us/app/rho/id1607290407 Page: https://toolgpa.com/tools/rho Listed by ToolGPA (toolgpa.com).