# SAP Concur review (2026): is it worth $7 a month? > Expense, travel and invoice management for all company sizes Checked Nov 12, 2026 ยท graded Nov 12, 2026 by ToolGPA. SAP Concur is a cloud platform for expense reports, business travel booking and invoice management. It offers Base, Plus and Premium expense plans priced per report, all with unlimited users, and the Premium plan adds Concur Travel. It lists more than 300 pre-built connectors. - **Category:** Spend & Bill Pay - **Made by:** SAP Concur - **Website:** https://www.concur.com - **Runs on:** Web, iOS, Android - **Who should skip it:** Pricey if you file many reports, as the $7 and $11 are per report and only starting prices. - **Facts last checked:** Nov 12, 2026 ## Pricing As of Nov 12, 2026, SAP Concur is a paid product, starting at $7 per report, varying with monthly commitment. - **Pricing model:** Paid - **Free plan:** None. - **Free trial:** None listed. | Plan | Price | What you get | | --- | --- | --- | | Base | $7 per report; varies with monthly commitment | Starting price for smaller businesses with basic expense reporting. Unlimited users and Concur Expense. | | Plus | $11 per report; varies with monthly commitment | Starting price. Adds ExpenseIt, User Support Desk and reporting. Unlimited users. | | Premium | Custom | Custom quote. Adds Concur Travel, Intelligence and more to the Plus features. Unlimited users. | Read from https://www.concur.com/about/pricing on Nov 12, 2026. Prices change, so confirm with SAP Concur before buying. ## Key features - **Expense reports:** Automatic receipt capture and report generation, with spending policies that can be applied and updated centrally. - **Travel booking:** Concur Travel works with any travel management company or GDS and includes an AI assistant trained on company policy. - **Invoice management:** Concur Invoice covers PO matching, approval routing and duplicate-payment prevention. - **Compliance checks:** Real-time out-of-policy flagging before submission and configurable approval hierarchies by spend and organization. - **Global tax and currency:** VAT reclaim, real-time exchange rates at entry and multiple currencies within one organization. - **Mobile app:** A free app for iPhone and Android, which needs an active SAP Concur subscription to use. ## Good for - Mid-size and large companies with travel and expense in one system - Multinational finance teams handling VAT and many currencies - Companies tied to SAP or other ERPs through pre-built connectors ## Worth knowing - Pricing is per expense report, and the page says the rate falls as the contract commitment grows. - The $7 and $11 figures are starting prices; Premium and Travel require a quote. - There is no free plan or free trial on the pricing page. - The mobile app is free to download but needs an active subscription. ## ToolGPA grades **GPA: 2.0 out of 4**, graded Nov 12, 2026. SAP Concur covers expense reports, travel booking, invoices, compliance checks and global tax and currency. It charges per expense report from $7, the rate depends on your contract commitment, and there is no free plan or trial. - **Value for money: C.** Base starts at $7 per report and Plus at $11, with the rate falling as your commitment rises. Pricing by report is not directly per seat, so we leave it at the middle of the category's $7.50, $12 and $20. - **Free plan and trial: F.** The pricing page has no free plan or trial. - **Features: B.** Expense reports, travel booking, invoice management, compliance checks, global tax and currency, and a mobile app. The listing shows no gap in the core expense work. - **Ease of use: C.** No store rating on record. Policies, approvals and an accounting integration to set up. - **Platforms and integrations: B.** Web plus iPhone and Android apps, with six integrations on record. These are ToolGPA's own grades. Graded from this listing, whose facts were read from SAP Concur's own pages on 12 November 2026. Not based on using the product, and shorter than our full reviews. ## Where it stands among spend and bill pay tools - SAP Concur's GPA of 2.0 is higher than 26 of the 51 other spend and bill pay tools we grade, and level with 5. - It stands best on features (B, above 40 of 51) and worst on free plan and trial (F, above 0). - Its paid plans start at $7 a month, against a middle price of $12 for the category: 4 of the 24 others that charge start lower. - On features, ease of use and platforms it scores 2.7 out of 4. 2 tools score higher and cost less. The category's chart of price against score: https://toolgpa.com/charts/expenses ## Keep it, or make your own? **Keep it.** To replace SAP Concur you would be making connections to other products, each kept working as those products change. That is not a weekend's work, with an AI app builder or without one. It costs $84 a year. - You could make: Expense tracking and reports: an app builder makes these well. - You could not: Connections to other products, each kept working as those products change. - You could not: Money moved between bank accounts, which takes a licensed payments partner. - You could not: A real app for iOS and Android. Something home-made would be a web page. - You could not: AI features, unless you pay a model provider for each request yourself. - You could not: The depth: we grade its features B, which means it covers the whole job. A judgement by ToolGPA from this listing, by rules that are the same for every tool. Nothing was built to test it. ## Works with SAP, ADP, NetSuite, QuickBooks, Xero, Egencia **Tags:** Expense tracking, Reports, Workflow automation, AI features, Bill pay ## Alternatives - [Expensify](https://toolgpa.com/tools/expensify): Receipt scanning, expense reports and company cards, from $5 a member. [Compare](https://toolgpa.com/compare/expensify-vs-sap-concur) - [Emburse](https://toolgpa.com/tools/emburse): Travel, expense, AP and payments with AI compliance checks. [Compare](https://toolgpa.com/compare/emburse-vs-sap-concur) - [Navan](https://toolgpa.com/tools/navan): Business travel booking with expenses and corporate cards built in. [Compare](https://toolgpa.com/compare/navan-vs-sap-concur) - [Zoho Expense](https://toolgpa.com/tools/zoho-expense): Expense reports, receipt scanning and travel booking from Zoho. [Compare](https://toolgpa.com/compare/sap-concur-vs-zoho-expense) - [Rydoo](https://toolgpa.com/tools/rydoo): Expense reports with an AI receipt scanner and multi-country rules. [Compare](https://toolgpa.com/compare/rydoo-vs-sap-concur) ## Sources The prices, plans, platforms and features above were read from these pages on Nov 12, 2026: - https://www.concur.com/about/pricing - https://www.concur.com - https://www.concur.com/products/mobile-app Page: https://toolgpa.com/tools/sap-concur Listed by ToolGPA (toolgpa.com).