# Sevdesk review (2026): is the free plan enough?

> German online accounting and e-invoicing with a free plan

Checked Nov 12, 2026 · graded Nov 12, 2026 by ToolGPA.

Sevdesk is online accounting software built for the German market, with a version for Austria. It handles invoices and e-invoices, receipt capture, bank connections and advance VAT returns sent through ELSTER, and offers a free plan limited to three invoices a month.

- **Category:** Accounting & Invoicing
- **Made by:** sevdesk
- **Website:** https://www.sevdesk.com
- **Runs on:** Web, iOS, Android
- **Who should skip it:** Tight if you're on Free: 3 invoices a month.
- **Facts last checked:** Nov 12, 2026

## Pricing

As of Nov 12, 2026, Sevdesk has a free plan, and paid plans start at €12.90 per month, billed monthly, excl. VAT.

- **Pricing model:** Free plan
- **Free plan:** Up to 3 invoices or e-invoices a month, with unlimited contacts and products.
- **Free trial:** 14 days free, no credit card required.

| Plan | Price | What you get |
| --- | --- | --- |
| Free | €0.00 | Up to 3 invoices or e-invoices a month in ZUGFeRD and XRechnung formats, unlimited contacts. |
| Invoicing | €12.90 per month, billed monthly, excl. VAT | Unlimited invoices and quotes, payment reminders, DATEV interface, tax adviser access and support. |
| Accounting | €25.90 per month, billed monthly, excl. VAT | Adds bookkeeping, AI receipt capture, bank connection, advance VAT returns, EÜR and trial balance. |
| Accounting Pro | €34.90 per month, billed monthly, excl. VAT | For automating bookkeeping and watching the business in real time; extends the Accounting plan. |

Read from https://www.sevdesk.com on Nov 12, 2026. Prices change, so confirm with Sevdesk before buying.

## Ways to pay less

- **25% off a 12-month term, 50% off 24 months** (Annual discount): The pricing section offers 12-month and 24-month terms marked as 25% and 50% cheaper than paying month to month. Source: https://www.sevdesk.com

## Key features

- **E-invoices and quotes:** Create invoices, quotes and delivery notes in your own layout, with ZUGFeRD and XRechnung e-invoice formats from the Free plan.
- **Receipt capture:** Scan receipts with the mobile app or upload them; the system suggests a booking category and matches them to bank transactions.
- **Advance VAT returns:** Prepare the advance VAT return and send it to the tax office through the ELSTER interface from the Accounting plan.
- **Bank connection:** Connect online banking, which the page says supports more than 4,000 banks, and match payments to invoices.
- **Tax adviser access:** A DATEV and ADDISON interface and direct account access let a tax adviser work on the data.
- **Reminders and dunning:** Send payment reminders from the Invoicing plan and run multi-level dunning notices from the Accounting plan.

## Good for

- German freelancers and small firms that must issue e-invoices
- Businesses that file advance VAT returns through ELSTER
- Sole traders who work with a tax adviser on DATEV

## Worth knowing

- Built around German tax rules; the page says included features vary by country, with versions for Germany and Austria.
- The Free plan stops at 3 invoices or e-invoices a month.
- Prices shown are monthly-billed and exclude VAT; 12 and 24-month terms are offered at 25% and 50% off.
- Marketplace integrations may carry partner fees that are not part of the plan price.

## ToolGPA grades

**GPA: 2.2 out of 4**, graded Nov 12, 2026. Sevdesk is German online accounting with e-invoicing in ZUGFeRD and XRechnung formats, and a free plan of 3 invoices a month. Bookkeeping, bank connection and advance VAT returns need the Accounting plan at €25.90, features vary between Germany and Austria, and it's built around German tax rules.

- **Value for money: C.** €12.90 a month for Invoicing and €25.90 for Accounting, excluding VAT, billed monthly. Around the middle of the category, with 12 and 24-month terms cutting it 25% to 50%.
- **Free plan and trial: C.** A free plan of 3 invoices or e-invoices a month, and a 14-day trial with no credit card on paid plans.
- **Features: C.** E-invoices, receipt capture, advance VAT returns, bank connection and tax adviser access. Bookkeeping starts at Accounting, and included features vary by country.
- **Ease of use: C.** No store rating on record. You connect a bank and set up receipts and tax details first.
- **Platforms and integrations: B.** Web, iPhone and Android, with DATEV, ADDISON and ELSTER.

These are ToolGPA's own grades. Graded from this listing, whose facts were read from Sevdesk's own pages on 12 November 2026. Not based on using the product, and shorter than our full reviews.

## Where it stands among accounting and invoicing tools

- Sevdesk's GPA of 2.2 is higher than 43 of the 127 other accounting and invoicing tools we grade, and level with 30.
- It stands best on platforms and integrations (B, above 28 of 127) and worst on ease of use (C, above 6).
- Its paid plans start at about $14.41 a month, against a middle price of $18.09 for the category: 38 of the 90 others that charge start lower.
- On features, ease of use and platforms it scores 2.3 out of 4. 14 tools score higher and cost less.

The category's chart of price against score: https://toolgpa.com/charts/accounting

## Keep it, or make your own?

**Keep it.** To replace Sevdesk you would be making live feeds from your bank, which take an agreement with each bank or a service that has them. That is not a weekend's work, with an AI app builder or without one. It costs $172.94 a year.

- You could make: Invoicing, expense tracking, quotes and estimates and reports: an app builder makes these well.
- You could not: Live feeds from your bank, which take an agreement with each bank or a service that has them.
- You could not: A real app for iOS and Android. Something home-made would be a web page.
- You could not: AI features, unless you pay a model provider for each request yourself.

A judgement by ToolGPA from this listing, by rules that are the same for every tool. Nothing was built to test it.

## Works with

DATEV, ADDISON, ELSTER

**Tags:** Invoicing, Bookkeeping, Expense tracking, Quotes and estimates, Reports, AI features

## Alternatives

- [Holded](https://toolgpa.com/tools/holded): Cloud business management with invoicing, accounting and inventory. [Compare](https://toolgpa.com/compare/holded-vs-sevdesk)
- [Pennylane](https://toolgpa.com/tools/pennylane): French accounting, invoicing and business account in one app. [Compare](https://toolgpa.com/compare/pennylane-vs-sevdesk)
- [Zoho Books](https://toolgpa.com/tools/zoho-books): Online accounting from Zoho, with a free plan and six paid tiers. [Compare](https://toolgpa.com/compare/sevdesk-vs-zoho-books)
- [QuickBooks Online](https://toolgpa.com/tools/quickbooks): Cloud accounting from Intuit, from a free plan to 25-user Advanced. [Compare](https://toolgpa.com/compare/quickbooks-vs-sevdesk)
- [Odoo](https://toolgpa.com/tools/odoo): Business app suite whose Accounting app is free when used on its own. [Compare](https://toolgpa.com/compare/odoo-vs-sevdesk)

## Sources

The prices, plans, platforms and features above were read from these pages on Nov 12, 2026:

- https://www.sevdesk.com

Page: https://toolgpa.com/tools/sevdesk
Listed by ToolGPA (toolgpa.com).