# Shipsurance review (2026): is it worth paying for?

> Discounted shipping insurance for parcels and freight

Checked Nov 13, 2026 · graded Nov 13, 2026 by ToolGPA.

Shipsurance sells shipping insurance for shipments sent with major carriers, domestic and worldwide, at rates it says undercut carrier declared-value fees. Shippers request a quote and get a coverage certificate; shipments are insured through integrated shipping software or an API.

- **Category:** Shipping Software
- **Made by:** Shipsurance
- **Website:** https://www.shipsurance.com/
- **Runs on:** Web
- **Who should skip it:** Not for you if you want a fixed price: rates depend on volume, commodity and claims history.
- **Facts last checked:** Nov 13, 2026

## Pricing

As of Nov 13, 2026, Shipsurance is a paid product, starting at Custom quote; typical rates $0.10 to $0.60 per $100 of coverage per package.

- **Pricing model:** Paid
- **Free plan:** None.
- **Free trial:** None listed.

| Plan | Price | What you get |
| --- | --- | --- |
| Custom policy | Custom | Rate per $100 of coverage depends on volume, commodity and claims history. Site shows $0.10-$0.40 for FedEx and UPS, $0.30-$0.60 for domestic USPS. Quote only. |

Read from https://www.shipsurance.com/shipping-insurance on Nov 13, 2026. Prices change, so confirm with Shipsurance before buying.

## Key features

- **Loss and damage coverage:** Covers loss and damage in transit for shipments on major carriers.
- **Quote-based policy:** Request a quote; if approved, a coverage certificate is issued.
- **Shipping software integrations:** Works with most shipping systems, plus API calls to insure, void and manage claims.
- **Electronic claims:** The site says a claim takes about 5 minutes to file and most are paid within a week.
- **Domestic and international:** Covers domestic and worldwide shipments, with some First Class International limits.

## Good for

- Regular shippers using FedEx, UPS or USPS
- Sellers who want insurance outside the carrier's declared value

## Worth knowing

- Rates are quote-based and depend on volume, commodity and claims history.
- The page notes no coverage on some USPS international services and says First Class International is available separately.
- Rates are shown per $100 of coverage, and the first $100 is covered free by most carriers but not USPS.

## ToolGPA grades

**GPA: 1.6 out of 4**, graded Nov 13, 2026. Shipsurance sells loss and damage cover for parcels and freight, by quote. The site shows rates of $0.10 to $0.40 per $100 for FedEx and UPS and $0.30 to $0.60 for domestic USPS, depending on volume, commodity and claims history. Some USPS international services have no coverage.

- **Value for money: C.** Rates are by quote: $0.10 to $0.40 per $100 for FedEx and UPS and $0.30 to $0.60 for USPS. No plan price is published, so we put it in the middle.
- **Free plan and trial: F.** No free plan and no trial; cover is bought by quote.
- **Features: C.** Loss and damage cover for domestic and international parcels, electronic claims and shipping software integrations. No cover on some USPS international services, and rates depend on your claims history.
- **Ease of use: C.** No store rating on record. You get a quote, then link it to your shipping software.
- **Platforms and integrations: C.** Web quote and claims, with shipping software integrations mentioned but not named on the pages we read.

These are ToolGPA's own grades. Graded from this listing, whose facts were read from Shipsurance's own pages on 13 November 2026. Not based on using the product, and shorter than our full reviews.

## Where it stands among shipping software

- Shipsurance's GPA of 1.6 is higher than 2 of the 80 other shipping software we grade, and level with 9.
- It stands best on value for money (C, above 10 of 80) and worst on free plan and trial (F, above 0).

The category's chart of price against score: https://toolgpa.com/charts/shipping

## Keep it, or make your own?

**Keep it.** The plain part of Shipsurance you could make: reports. What surrounds it you could not. The 1 things listed below take a company, not a weekend. That makes this kind of software worth paying for, not this one in particular: 69 of the 80 other shipping software grade higher.

- You could make: Reports: an app builder makes this well.
- You could not: An API that other software can build on.

A judgement by ToolGPA from this listing, by rules that are the same for every tool. Nothing was built to test it.

**Tags:** Public API, Reports

## Alternatives

- [InsureShip](https://toolgpa.com/tools/insureship): Shipping insurance sold at checkout or on bulk shipments. [Compare](https://toolgpa.com/compare/insureship-vs-shipsurance)
- [ParcelShield](https://toolgpa.com/tools/parcel-shield): Package tracking and risk prediction for healthcare shipments. [Compare](https://toolgpa.com/compare/parcel-shield-vs-shipsurance)
- [Route](https://toolgpa.com/tools/route-app): Package protection, tracking and returns for online stores. [Compare](https://toolgpa.com/compare/route-app-vs-shipsurance)
- [ShipStation](https://toolgpa.com/tools/shipstation): Shipping software for online sellers, priced by shipments a month. [Compare](https://toolgpa.com/compare/shipstation-vs-shipsurance)
- [EasyPost](https://toolgpa.com/tools/easypost): Shipping API for labels, rate shopping and tracking. [Compare](https://toolgpa.com/compare/easypost-vs-shipsurance)

## Sources

The prices, plans, platforms and features above were read from these pages on Nov 13, 2026:

- https://www.shipsurance.com/shipping-insurance
- https://www.shipsurance.com/
- https://www.shipsurance.com/questions
- https://www.shipsurance.com/integration

Page: https://toolgpa.com/tools/shipsurance
Listed by ToolGPA (toolgpa.com).