# Speak AI review (2026): is it worth $20 a month per user, billed yearly? > Transcription, meeting notes and call scoring on a credit system Checked Nov 13, 2026 ยท graded Nov 13, 2026 by ToolGPA. Speak AI transcribes recordings and meetings in more than 100 languages, then analyzes them with AI chat, scorecards and automations. It covers meeting notes, research interviews and sales-call scoring. Pricing is either pay-as-you-go credits or a per-user Pro plan, with custom white-label builds for enterprises. - **Category:** AI Meeting Notes - **Made by:** Speak AI Inc. - **Website:** https://speakai.co - **Runs on:** Web, macOS, Windows, iOS, Android - **Who should skip it:** Skip it if you want a plan that stays free, as there is only a 7-day trial. - **Facts last checked:** Nov 13, 2026 ## Pricing As of Nov 13, 2026, Speak AI is a paid product with a free trial, starting at $20 per user / month, billed annually ($25 billed monthly). - **Pricing model:** Free trial - **Free plan:** None. - **Free trial:** 7-day free trial, no credit card required. | Plan | Price | What you get | | --- | --- | --- | | Pay as you go | $10 minimum top-up, used as you go | No subscription. 1 credit is $1; standard transcription uses 2 credits per hour and meeting transcription 4 credits per hour. | | Pro | $20 per user / month, billed annually ($25 billed monthly) | Up to 5 users, 25 credits per user each month, 10 GB storage, AI chat, shared library, automations and a branded recorder. | | Enterprise | Custom | Custom builds with white-label domains, custom AI agents, unlimited seats, volume rates, data residency options and an SLA. | Read from https://speakai.co/pricing/ on Nov 13, 2026. Prices change, so confirm with Speak AI before buying. ## Ways to pay less - **Save $60 per user a year on Pro** (Annual discount): Pro is $20 per user a month when billed annually, against $25 billed monthly, as shown on the pricing page. Source: https://speakai.co/pricing/ ## Key features - **Transcription in 100+ languages:** Upload audio or video, or record in the app. Standard languages cost 2 credits per hour of audio and premium languages cost 3. - **Meeting notetaker:** Captures meetings and produces a transcript and summary. Meeting transcription is billed at 4 credits per hour on the pay-as-you-go plan. - **AI chat across your library:** Ask questions of a single recording or the whole library. Chat costs about 0.08 credits per message on pay-as-you-go. - **Call scoring and scorecards:** Scores sales and support calls against a scorecard you define, with coaching and conversation-intelligence views. - **API, MCP server and CLI:** Includes a REST API, webhooks, Zapier and an MCP server so other AI assistants can search and analyze the workspace. - **Branded recorder and surveys:** Pro adds a recorder and survey pages under your own branding, aimed at collecting interviews and feedback. ## Good for - Researchers and consultants who transcribe interviews in many languages - Occasional users who prefer paying by the hour of audio over a subscription - Sales teams that want call scoring alongside meeting notes ## Worth knowing - There is no ongoing free plan; after the 7-day trial you pay per credit or move to Pro. - Pro covers up to 5 users; larger teams are directed to the custom Enterprise plan. - Tone-of-voice and video analysis are listed under Enterprise custom builds, not on Pro. ## ToolGPA grades **GPA: 2.6 out of 4**, graded Nov 13, 2026. Speak AI transcribes in 100+ languages, takes meeting notes, scores calls and has an API, an MCP server and a command line. There is a 7-day trial and no free plan after it, and Pro covers only up to 5 users. - **Value for money: C.** Pro is $20 a user a month on yearly billing, $25 monthly, which is past the $18 that starts the dearer quarter. Pay as you go starts with a $10 top-up. - **Free plan and trial: C.** A 7-day trial with no card, then no free plan. - **Features: B.** Transcription, a meeting notetaker, chat across your library, call scoring, an API and surveys. The gaps named, like tone and video analysis, are custom Enterprise work, not core. - **Ease of use: C.** No store rating on record. There is a lot to set up, from integrations to scorecards. - **Platforms and integrations: A.** Web, Mac, Windows, iPhone and Android, with an API, an MCP server and a command line, plus Meet, Webex, Slack, Zapier, Salesforce, HubSpot and Claude. These are ToolGPA's own grades. Graded from this listing, whose facts were read from Speak AI's own pages on 13 November 2026. Not based on using the product, and shorter than our full reviews. ## Where it stands among AI meeting note takers - Speak AI's GPA of 2.6 is higher than 60 of the 89 other AI meeting note takers we grade, and level with 11. - It stands best on platforms and integrations (A, above 67 of 89) and worst on ease of use (C, above 1). - Its paid plans start at $20 a month for each person, against a middle price of $12 for the category: 61 of the 76 others that charge start lower. - On features, ease of use and platforms it scores 3.0 out of 4. 18 tools score higher and cost less. The category's chart of price against score: https://toolgpa.com/charts/ai-meeting-notes ## Keep it, or make your own? **Keep it.** To replace Speak AI you would be making a bot that joins your calls and turns the talk into notes. That is not a weekend's work, with an AI app builder or without one. It is one of the better ones too: its GPA of 2.6 is higher than 60 of the 89 other AI meeting note takers we grade. It costs $240 a year. - You could not: A bot that joins your calls and turns the talk into notes. - You could not: An AI model, which you can rent by the request but not make. - You could not: Connections to other products, each kept working as those products change. - You could not: Speech turned into text you can trust. - You could not: Apps for macOS, Windows, iOS and Android that stay in step with each other. - You could not: It is priced for each person, which means accounts and billing for a team. - You could not: People on the other end: coaches. No app builder makes those. - You could not: The depth: we grade its features B, which means it covers the whole job. A judgement by ToolGPA from this listing, by rules that are the same for every tool. Nothing was built to test it. ## Works with Google Meet, Webex, Slack, Zapier, Salesforce, HubSpot, Zoho, Claude **Tags:** Transcription, Meeting notes, AI features, Chat assistant, Workflow automation, Public API ## Alternatives - [Otter.ai](https://toolgpa.com/tools/otter): Live meeting transcription with summaries and AI chat. [Compare](https://toolgpa.com/compare/otter-vs-speak-ai) - [Fireflies.ai](https://toolgpa.com/tools/fireflies): Meeting notetaker that records, transcribes and summarizes calls. [Compare](https://toolgpa.com/compare/fireflies-vs-speak-ai) - [Notta](https://toolgpa.com/tools/notta): AI notetaker and transcription for meetings, files and recordings. [Compare](https://toolgpa.com/compare/notta-vs-speak-ai) - [Transkriptor](https://toolgpa.com/tools/transkriptor): AI transcription for files, recordings and meetings. [Compare](https://toolgpa.com/compare/speak-ai-vs-transkriptor) - [Sonix](https://toolgpa.com/tools/sonix): Browser-based transcription, translation and meeting recorder. [Compare](https://toolgpa.com/compare/sonix-vs-speak-ai) ## Sources The prices, plans, platforms and features above were read from these pages on Nov 13, 2026: - https://speakai.co/pricing/ - https://speakai.co/download-apps/ Page: https://toolgpa.com/tools/speak-ai Listed by ToolGPA (toolgpa.com).