# Square Invoices

> Free invoicing, estimates and contracts inside Square's payment plans

Square Invoices is the invoicing part of Square, the payments and point-of-sale service from Block. Every Square plan, including the free one, sends unlimited invoices, recurring invoices, estimates and contracts with e-signature, and customers pay by card, ACH bank transfer, Cash App Pay or Afterpay. The paid plans, charged per location, cut processing fees and add batch invoices and payment schedules.

- **Category:** Accounting & Invoicing
- **Made by:** Block, Inc.
- **Website:** https://squareup.com/us/en/invoices
- **Runs on:** Web, iOS, Android
- **Facts last checked:** Oct 17, 2026

## Pricing

Square Invoices has a free plan. Paid plans start at $49 per location / month, billed monthly.

- **Pricing model:** Free plan
- **Free plan:** Square Free: unlimited invoices, recurring invoices, deposits, reminders, estimates, contracts and projects. Online card payments cost 3.3% + 30¢.
- **Free trial:** 30-day free trial of Square Plus or Square Premium.

| Plan | Price | What you get |
| --- | --- | --- |
| Square Free | $0 | Unlimited and recurring invoices, deposits, reminders, estimates, contracts with e-signature and a project workspace. You pay only processing fees. |
| Square Plus | $49 per location / month, billed monthly | Adds batch invoices, milestone payment schedules, custom templates and fields, multi-package estimates, lower online card fees and a $10 ACH fee cap. |
| Square Premium | $149 per location / month, billed monthly | Everything in Plus, with the lowest in-person card fees and 24/7 phone support. |
| Square Pro | Custom | For businesses processing over $250,000 a year: custom pricing and processing fees, onboarding help and account management. |

Read from https://squareup.com/us/en/invoices/pricing on Oct 17, 2026. Prices change, so confirm with Square Invoices before buying.

## Key features

- **Invoices and recurring billing:** Send unlimited invoices by email, text or link, on daily to yearly schedules, with deposits, automatic reminders and auto-pay from a saved card.
- **Ways to pay:** Customers pay by card, Apple Pay, Google Pay, Cash App Pay, ACH bank transfer or Afterpay, online or in person.
- **Estimates and contracts:** Send estimates and e-signature contracts built from reusable templates. Plus adds multi-package estimates and automatic conversion to invoices.
- **Project workspace:** Keep each job's invoices, estimates, contracts and notes in one place and track what is paid, unpaid or overdue.
- **Payment schedules and batch invoices:** Square Plus splits one invoice into milestone payments and sends one invoice to many customers at once.
- **Fast access to funds:** Transfers to your bank arrive the next business day for free, or instantly for a fee, or land at once in a Square Checking account.

## Good for

- Service businesses that want to send invoices without a monthly fee
- Businesses already taking in-person payments with Square
- Contractors who send estimates and contracts before billing

## Worth knowing

- Invoices come with Square's general plans, which also cover point of sale and bookings; Plus and Premium are charged per location.
- Each payment has a fee: invoice card payments are 3.3% + 30¢ on Free and 2.9% + 30¢ on Plus or Premium, ACH 1% ($1 minimum).
- It does not keep books: Square sends payments to QuickBooks Online or Xero, and it accepts one currency only.
- Square Payroll is a separate product, from $35 a month plus $6 per person paid.

## ToolGPA grades

**GPA: 2.8 out of 4**, graded Oct 17, 2026. Square Invoices sends unlimited invoices, estimates and contracts for nothing a month, and your customers can pay just about any way, from cards to Afterpay. You pay Square per payment instead, 3.3% + 30¢ on an online card. It keeps no books, though, so you'll want QuickBooks Online or Xero alongside it.

- **Value for money: D.** Plus is $49 a location a month, where the dearest tenth of accounting tools starts. For invoicing it mostly buys a lower card fee, 2.9% instead of 3.3%, plus batch invoices and payment schedules. That fee cut only pays for itself past about $12,000 a month in card payments.
- **Free plan and trial: A.** Unlimited invoices, recurring invoices, deposits, reminders, estimates and contracts cost nothing a month, with no cap. You pay per payment instead: 3.3% + 30¢ on an online card, and 1% on a bank transfer.
- **Features: C.** Invoices on any schedule, deposits, auto-pay, estimates, e-signed contracts, a project workspace and cards, Cash App Pay, ACH or Afterpay. It does invoicing fully, but that's the smaller job: it keeps no books and takes one currency only.
- **Ease of use: A.** 4.8 from 93,229 App Store ratings, the top band in this category. If you already take payments with Square, invoices sit in the same account.
- **Platforms and integrations: B.** Web, iPhone and Android, with QuickBooks Online, Xero, Afterpay, Cash App Pay, Apple Pay and Google Pay. There's no desktop app, which keeps it off an A.

These are ToolGPA's own grades. Graded from this listing, whose facts were read from Square's own pages on 17 October 2026, and its App Store rating. Not based on using the product, and shorter than our full reviews.

## Where it stands among accounting and invoicing tools

- Square Invoices's GPA of 2.8 is higher than 12 of the 17 other accounting and invoicing tools we grade, and level with 2.
- It stands best on free plan and trial (A, above 14 of 17) and worst on value for money (D, above 0).
- Its paid plans start at $49 a month, against a middle price of $19 for the category: 15 of the 16 others that charge start lower.
- On features, ease of use and platforms it scores 3.0 out of 4. 3 tools score higher and cost less.

The category's chart of price against score: https://toolgpa.com/charts/accounting

## Keep it, or make your own?

**Keep it.** The plain part of Square Invoices you could make: invoicing and reports. What surrounds it you could not. The 2 things listed below take a company, not a weekend. It is one of the better ones too: its GPA of 2.8 is higher than 12 of the 17 other accounting and invoicing tools we grade. It costs $588 a year.

- You could make: Invoicing and reports: an app builder makes these well.
- You could not: A real app for iOS and Android. Something home-made would be a web page.
- You could not: It plugs into other products, QuickBooks Online, Xero and Afterpay among them.

A judgement by ToolGPA from this listing, by rules that are the same for every tool. Nothing was built to test it.

## What people say

- **App Store rating of the iPhone and iPad app:** 4.8 out of 5 from 93,229 ratings in the United States, read Oct 17, 2026. This is the store's rating of the app, not a score from ToolGPA. Source: https://apps.apple.com/us/app/id1405254630

## Works with

QuickBooks Online, Xero, Afterpay, Cash App Pay, Apple Pay, Google Pay

**Tags:** Invoicing, Reports

## Alternatives

- [Zoho Invoice](https://toolgpa.com/tools/zoho-invoice): Free invoicing app from Zoho for freelancers and small businesses. [Compare](https://toolgpa.com/compare/square-invoices-vs-zoho-invoice)
- [Wave](https://toolgpa.com/tools/wave): Free invoicing and bookkeeping for US and Canadian small businesses. [Compare](https://toolgpa.com/compare/square-invoices-vs-wave)
- [FreshBooks](https://toolgpa.com/tools/freshbooks): Invoicing and accounting for freelancers and service businesses. [Compare](https://toolgpa.com/compare/freshbooks-vs-square-invoices)
- [QuickBooks Online](https://toolgpa.com/tools/quickbooks): Cloud accounting from Intuit, from a free plan to 25-user Advanced. [Compare](https://toolgpa.com/compare/quickbooks-vs-square-invoices)
- [ZipBooks](https://toolgpa.com/tools/zipbooks): Browser-based invoicing and bookkeeping with a free starter plan. [Compare](https://toolgpa.com/compare/square-invoices-vs-zipbooks)

## Sources

The prices, plans, platforms and features above were read from these pages on Oct 17, 2026:

- https://squareup.com/us/en/invoices/pricing
- https://squareup.com/us/en/invoices

Page: https://toolgpa.com/tools/square-invoices
Listed by ToolGPA (toolgpa.com).