# Statrys review (2026): is the free plan enough? > Multi-currency business account with accounting and company setup Checked Nov 13, 2026 ยท graded Nov 13, 2026 by ToolGPA. Statrys is a Hong Kong provider that bundles a multi-currency business account with payment cards, accounting services and company registration. The account has no monthly fee, and payments, cards and currency exchange are charged per use. Accounting and company set-up are separate paid services. - **Category:** Spend & Bill Pay - **Made by:** Statrys - **Website:** https://statrys.com - **Runs on:** Web, iOS, Android - **Who should skip it:** Skip it if you need receipts or approvals, as the pricing page lists none. - **Facts last checked:** Nov 13, 2026 ## Pricing As of Nov 13, 2026, Statrys has a free plan, and paid plans start at HKD 891 per month and up (Accounting). - **Pricing model:** Free plan - **Free plan:** Business Account: zero monthly fees, with fees charged per payment, card use and currency exchange. - **Free trial:** None listed. | Plan | Price | What you get | | --- | --- | --- | | Business Account | HKD 0 no monthly fee; fees per payment | Multi-currency account with virtual cards, a Xero link and a dedicated account manager. Per-use fees apply. | | Accounting | HKD 891 per month and up | Pay-per-use bookkeeping, reports and filings with no monthly commitment; the price depends on the business. | | Corporate Services | HKD 8,750 set-up price; billing period not shown | Hong Kong or Singapore company set-up with statutory filings handled; HKD 7,875 until November 30. | Read from https://statrys.com/hk/pricing on Nov 13, 2026. Prices change, so confirm with Statrys before buying. ## Ways to pay less - **Corporate Services HKD 7,875 until November 30** (Other savings): The pricing page shows Corporate Services at HKD 7,875 against a standard HKD 8,750, with the offer ending November 30. Source: https://statrys.com/hk/pricing - **HKD 188 for 10 or more transactions in a month** (Other savings): The pricing page says the account pays HKD 188 back when you make 10 or more transactions with it in a month. Source: https://statrys.com/hk/pricing ## Key features - **Multi-currency account:** Holds HKD, USD, EUR, CNY, GBP, SGD, JPY, AUD, CHF, NZD and CAD, with local currency accounts in several European countries, Australia and the UK. - **Payment cards:** Virtual cards are free to issue and maintain. Physical cards work online, in stores and at ATMs, with fees for extra cardholders and overseas use. - **Payouts from platforms:** The account can receive payouts from Stripe, PayPal and Shopify and connects to Xero for bookkeeping. - **Accounting services:** A paid service records transactions, prepares reports and filings, and is sold separately from the account. - **Company set-up:** Registers a company in Hong Kong or Singapore, with a registered address and statutory filings such as annual returns handled. - **Account managers:** Two account managers are included with every service at no extra cost. ## Good for - Hong Kong and Asia-focused businesses that pay suppliers in several currencies - Founders who want an account, accounting and company set-up from one provider - Online sellers who receive Stripe, PayPal or Shopify payouts ## Worth knowing - Prices are in Hong Kong dollars and are the Hong Kong ones; the pricing page has a country selector. - Per-use fees on the Hong Kong page include HKD 85 to send a SWIFT payment, HKD 60 to collect one and 1.99% on overseas card use. - Foreign exchange is charged from 0.1% on major currencies; extra physical cards cost HKD 39 a month each. - It is a business account with accounting services rather than an expense-report tool; there are no receipt or approval features on the pricing page. ## ToolGPA grades **GPA: 2.4 out of 4**, graded Nov 13, 2026. Statrys is a business account for Hong Kong companies with multi-currency payments and cards, plus accounting services from HKD 891 a month. Fees are charged per payment, card use and exchange, and it has no receipt or approval tools. - **Value for money: C.** The account has no monthly fee, with fees per payment. Accounting starts at HKD 891 a month, about $115, which is well above the category, so the grade stays in the middle. - **Free plan and trial: B.** Business Account has zero monthly fees, and you pay per payment, card use and currency exchange. One person could live on it, at a cost per use. - **Features: C.** Multi-currency account, cards, platform payouts, accounting services and company set-up. No receipt or approval features appear on the pricing page. - **Ease of use: C.** No store rating on record. Opening a business account takes company documents and checks. - **Platforms and integrations: B.** Web, iOS and Android with Xero, Stripe, PayPal and Shopify. No desktop app. These are ToolGPA's own grades. Graded from this listing, whose facts were read from Statrys's own pages on 13 November 2026. Not based on using the product, and shorter than our full reviews. ## Where it stands among spend and bill pay tools - Statrys's GPA of 2.4 is higher than 55 of the 76 other spend and bill pay tools we grade, and level with 2. - It stands best on free plan and trial (B, above 62 of 76) and worst on ease of use (C, above 0). The category's chart of price against score: https://toolgpa.com/charts/expenses ## Keep it, or make your own? **Keep it.** To replace Statrys you would be making live feeds from your bank, which take an agreement with each bank or a service that has them. That is not a weekend's work, with an AI app builder or without one. It is one of the better ones too: its GPA of 2.4 is higher than 55 of the 76 other spend and bill pay tools we grade. - You could make: Expense tracking: an app builder makes this well. - You could not: Live feeds from your bank, which take an agreement with each bank or a service that has them. - You could not: Cards issued through a bank. - You could not: A real app for iOS and Android. Something home-made would be a web page. A judgement by ToolGPA from this listing, by rules that are the same for every tool. Nothing was built to test it. ## Works with Xero, Stripe, PayPal, Shopify **Tags:** Expense tracking, Bookkeeping, Company cards ## Alternatives - [Airwallex](https://toolgpa.com/tools/airwallex): Multi-currency business accounts, cards, bill pay and expenses. [Compare](https://toolgpa.com/compare/airwallex-vs-statrys) - [Wise Business](https://toolgpa.com/tools/wise-business): Multi-currency business account for international payments. [Compare](https://toolgpa.com/compare/statrys-vs-wise-business) - [Qonto](https://toolgpa.com/tools/qonto): European business account with cards, transfers and invoicing. [Compare](https://toolgpa.com/compare/qonto-vs-statrys) - [Mercury](https://toolgpa.com/tools/mercury): Business banking with cards, expenses, bill pay and invoicing. [Compare](https://toolgpa.com/compare/mercury-vs-statrys) - [Aspire](https://toolgpa.com/tools/aspire): Free business account with global payments, cards and expense tools. [Compare](https://toolgpa.com/compare/aspire-vs-statrys) ## Sources The prices, plans, platforms and features above were read from these pages on Nov 13, 2026: - https://statrys.com/hk/pricing - https://statrys.com Page: https://toolgpa.com/tools/statrys Listed by ToolGPA (toolgpa.com).