# SumUp Invoices review (2026): is the free plan enough? > Free invoices and quotes with a low-cost paid upgrade Checked Nov 13, 2026 · graded Nov 13, 2026 by ToolGPA. SumUp Invoices is an invoicing tool from the card-payments company SumUp. The free plan covers unlimited invoices and quotes, and the Plus plan adds invoice design, more languages and multi-currency. Invoices can be paid by card, bank transfer, cash, Google Pay or Apple Pay. - **Category:** Accounting & Invoicing - **Made by:** SumUp Payments Limited - **Website:** https://www.sumup.com/en-gb/invoices - **Runs on:** Web - **Who should skip it:** Skip it if you want bank transfers into your own bank for free: that needs Plus. - **Facts last checked:** Nov 13, 2026 ## Pricing As of Nov 13, 2026, SumUp Invoices has a free plan, and paid plans start at £7 per month, billed annually, excluding VAT. - **Pricing model:** Free plan - **Free plan:** Unlimited invoices and quotes, standard template, 1 invoice language, bank transfers into a SumUp Business Account only. - **Free trial:** 30-day free trial of Plus. | Plan | Price | What you get | | --- | --- | --- | | Invoices Free | £0 | Unlimited invoices and quotes, recurring invoices, credit notes and payment reminders; standard template, 1 language. | | Invoices Plus | £7 per month, billed annually, excluding VAT | Adds invoice design, 14 languages, multi-currency, bank transfers to any bank and priority support. | Read from https://www.sumup.com/en-gb/invoices/pricing/ on Nov 13, 2026. Prices change, so confirm with SumUp Invoices before buying. ## Ways to pay less - **Save 12% with yearly billing** (Annual discount): SumUp's pricing page shows a 12% saving when Plus is paid yearly instead of monthly. Source: https://www.sumup.com/en-gb/invoices/pricing/ ## Key features - **Invoices and quotes:** Create unlimited invoices and quotes, convert a quote to an invoice, and issue credit notes and delivery notes. - **Several ways to get paid:** Customers can pay by online card payment, bank transfer, cash, Google Pay or Apple Pay, and invoices can be marked paid by hand. - **Recurring invoices and reminders:** Send invoices at regular intervals and set automatic email reminders for overdue payments. Both are on the free plan. - **Invoice design and languages:** Plus offers full customization of fonts, colors and layouts and invoices in 14 languages, including Dutch, German and Spanish. - **Reconciliation:** Free matches bank transfers to invoices through the SumUp Business Account; Plus does so for most banks. - **Tax reporting for the UK:** The site describes Making Tax Digital ready software that tracks income and expenses and sends updates to HMRC. ## Good for - Sole traders and small firms who only need invoices and quotes - Businesses that already use SumUp for card payments - UK users who want invoicing with Making Tax Digital reporting ## Worth knowing - The listed Plus price is in pounds, excludes VAT and assumes yearly billing; the monthly rate is not shown. - On the free plan, bank transfers go to a SumUp Business Account only, and only 1 invoice language is offered. - Multi-currency invoices and bank transfers to any bank account need Plus. - This is the UK listing; the US page lists no paid plan, so a US buyer may see different terms. ## ToolGPA grades **GPA: 2.6 out of 4**, graded Nov 13, 2026. SumUp Invoices is free for unlimited invoices and quotes, and takes card, bank transfer, cash and Apple or Google Pay. But on the free plan bank transfers go only to a SumUp Business Account, there is one invoice language, and the Plus price is the UK one. - **Value for money: A.** Free for unlimited invoices and quotes, and Plus is £7 a month on yearly billing, which is under the category's cheapest quarter. - **Free plan and trial: B.** Unlimited invoices and quotes, recurring invoices and reminders at no cost. The catch is that bank transfers go to a SumUp Business Account only, and there is 1 invoice language. - **Features: C.** Invoices, quotes, payments, reminders, reconciliation and UK tax reporting. It does invoicing fully, a smaller job than accounting: no ledger. - **Ease of use: C.** No store rating on record, and you set up your business details and payment methods. - **Platforms and integrations: C.** Web only, with no integrations or phone app on the listing. These are ToolGPA's own grades. Graded from this listing, whose facts were read from SumUp's own pages on 13 November 2026. Not based on using the product, and shorter than our full reviews. ## Where it stands among accounting and invoicing tools - SumUp Invoices's GPA of 2.6 is higher than 94 of the 127 other accounting and invoicing tools we grade, and level with 14. - It stands best on value for money (A, above 111 of 127) and worst on platforms and integrations (C, above 2). - Its paid plans start at about $9.38 a month, against a middle price of $18.09 for the category: 29 of the 90 others that charge start lower. - On features, ease of use and platforms it scores 2.0 out of 4. 31 tools score higher and cost less. The category's chart of price against score: https://toolgpa.com/charts/accounting ## Keep it, or make your own? **Keep it.** The plain part of SumUp Invoices you could make: invoicing, quotes and estimates, reports and templates. What surrounds it you could not. The 0 things listed below take a company, not a weekend. It is one of the better ones too: its GPA of 2.6 is higher than 94 of the 127 other accounting and invoicing tools we grade. It costs $112.55 a year. - You could make: Invoicing, quotes and estimates, reports and templates: an app builder makes these well. A judgement by ToolGPA from this listing, by rules that are the same for every tool. Nothing was built to test it. **Tags:** Invoicing, Quotes and estimates, Reports, Templates ## Alternatives - [Square Invoices](https://toolgpa.com/tools/square-invoices): Free invoicing, estimates and contracts inside Square's payment plans. [Compare](https://toolgpa.com/compare/square-invoices-vs-sumup-invoices) - [Zoho Invoice](https://toolgpa.com/tools/zoho-invoice): Free invoicing app from Zoho for freelancers and small businesses. [Compare](https://toolgpa.com/compare/sumup-invoices-vs-zoho-invoice) - [Invoice Simple](https://toolgpa.com/tools/invoice-simple): Mobile and web invoice maker with monthly invoice caps. [Compare](https://toolgpa.com/compare/invoice-simple-vs-sumup-invoices) - [Wave](https://toolgpa.com/tools/wave): Free invoicing and bookkeeping for US and Canadian small businesses. [Compare](https://toolgpa.com/compare/sumup-invoices-vs-wave) - [Invoice Ninja](https://toolgpa.com/tools/invoice-ninja): Invoicing, expenses and time tracking with a free plan. [Compare](https://toolgpa.com/compare/invoice-ninja-vs-sumup-invoices) ## Sources The prices, plans, platforms and features above were read from these pages on Nov 13, 2026: - https://www.sumup.com/en-gb/invoices/pricing/ - https://www.sumup.com/en-gb/invoices - https://www.sumup.com/en-us/invoicing-overview/ Page: https://toolgpa.com/tools/sumup-invoices Listed by ToolGPA (toolgpa.com).