# Wealthsimple Tax review (2026): is the free plan enough? > Canadian personal tax filing with a pay-what-you-want basic plan Checked Nov 13, 2026 · graded Nov 13, 2026 by ToolGPA. Wealthsimple Tax is online tax software for Canadian personal returns, certified by the CRA and Revenu Québec for NETFILE. The Basic plan is pay what you want, including nothing, and covers employment, investment and self-employed income. Paid plans add audit protection, more returns and, with Pro, a session with a tax expert. - **Category:** Accounting & Invoicing - **Made by:** Wealthsimple - **Website:** https://www.wealthsimple.com/en-ca/tax - **Runs on:** Web - **Who should skip it:** Not for you if you file outside Canada, as it covers Canadian returns only. - **Facts last checked:** Nov 13, 2026 ## Pricing As of Nov 13, 2026, Wealthsimple Tax has a free plan, and paid plans start at CA$40 + tax per tax year (Plus); Basic is pay what you want, including $0. - **Pricing model:** Free plan - **Free plan:** Basic: pay what you want, including $0, for up to 2 returns, with every form and income type available. - **Free trial:** None listed. | Plan | Price | What you get | | --- | --- | --- | | Basic | $0 | Pay what you want, even $0; up to 2 returns, max-refund guarantee and standard (3-day) email support. | | Plus | CA$40 per tax year, plus tax, in Canadian dollars | Up to 8 returns, audit protection and priority (1-day) email support; free for Premium clients. | | Pro | CA$80 per tax year, plus tax, in Canadian dollars | Everything in Plus plus a 30-minute one-on-one session with a tax expert; free for Generation clients; not available in Quebec or in French. | Read from https://www.wealthsimple.com/en-ca/tax on Nov 13, 2026. Prices change, so confirm with Wealthsimple Tax before buying. ## Ways to pay less - **Free Plus or Pro for Premium and Generation clients** (Other savings): Wealthsimple clients who qualify as Premium or Generation get the Plus or Pro plan at no charge. Source: https://www.wealthsimple.com/en-ca/tax ## Key features - **Pay-what-you-want filing:** The Basic plan lets you choose what to pay, down to $0, and the page says there are no limits on the income types or deductions it covers. - **CRA auto-fill:** Tax slips can be imported from the CRA or Revenu Québec, and existing Wealthsimple clients have personal details carried over. - **Credits and deductions search:** The software searches over 400 possible credits and deductions and, for couples, works out who should claim what. - **Maximum refund guarantee:** If a competitor's software finds a larger refund on identical information before December 31, 2026, Wealthsimple refunds the competitor's price up to $50 CAD or any payment you made, whichever is greater. - **Audit protection:** Plus and Pro include help if the CRA or Revenu Québec reviews or audits a return. - **Expert session:** Pro includes a one-on-one 30-minute consultation with a tax expert, followed up by email. ## Good for - Canadians with employment, investment, rental or self-employed income who want a low-cost return - People who want audit protection or an expert review without a separate tax preparer ## Worth knowing - Prices are in Canadian dollars plus tax; Wealthsimple Tax serves Canadian returns only. - Pro is not available to Quebec residents or in French, and expert availability is only guaranteed if booked before April 6, 2026. - Basic allows 2 returns and Plus 8 per account; the page lists Pro as 9+ in one place and up to 20 in its FAQ, 20 being the CRA's NETFILE limit. - Plus and Pro are free only for Wealthsimple clients who qualify as Premium or Generation. ## ToolGPA grades **GPA: 3.0 out of 4**, graded Nov 13, 2026. Wealthsimple Tax files Canadian personal returns online, and Basic is pay what you want, down to $0, for up to 2 returns. Plus and Pro cost CA$40 and CA$80 per tax year and add audit protection and an expert session. - **Value for money: A.** Basic is pay what you want including $0, and Plus is CA$40 a tax year, so it is free and substantial. - **Free plan and trial: A.** Free outright at $0 for up to 2 returns with every form and income type, which a person filing for themselves does not outgrow. - **Features: B.** CRA auto-fill, a credits search, a max-refund guarantee and audit protection do the whole job of a Canadian personal return. - **Ease of use: C.** A web app with no store rating on record, and you still enter your own figures. - **Platforms and integrations: C.** Web only, and no integrations are listed. These are ToolGPA's own grades. Graded from this listing, whose facts were read from Wealthsimple Tax's own pages on 13 November 2026. Not based on using the product, and shorter than our full reviews. ## Where it stands among accounting and invoicing tools - Wealthsimple Tax's GPA of 3.0 is higher than 118 of the 127 other accounting and invoicing tools we grade, and level with 2. - It stands best on free plan and trial (A, above 119 of 127) and worst on platforms and integrations (C, above 2). The category's chart of price against score: https://toolgpa.com/charts/accounting ## Keep it, or make your own? **Keep it.** The plain part of Wealthsimple Tax you could make: calculator and forms. What surrounds it you could not. The 1 things listed below take a company, not a weekend. It is one of the better ones too: its GPA of 3.0 is higher than 118 of the 127 other accounting and invoicing tools we grade. - You could make: Calculator and forms: an app builder makes these well. - You could not: The depth: we grade its features B, which means it covers the whole job. A judgement by ToolGPA from this listing, by rules that are the same for every tool. Nothing was built to test it. **Tags:** Calculator, Forms ## Alternatives - [UFile](https://toolgpa.com/tools/ufile): Canadian tax software, online or for Windows, free to start. [Compare](https://toolgpa.com/compare/ufile-vs-wealthsimple-tax) - [StudioTax](https://toolgpa.com/tools/studiotax): Canadian personal tax software for desktop and mobile. [Compare](https://toolgpa.com/compare/studiotax-vs-wealthsimple-tax) - [TurboTax](https://toolgpa.com/tools/turbotax): US personal and business tax filing, self-serve or with an expert. [Compare](https://toolgpa.com/compare/turbotax-vs-wealthsimple-tax) - [TaxAct](https://toolgpa.com/tools/taxact): Online and downloadable tax filing for individuals and businesses. [Compare](https://toolgpa.com/compare/taxact-vs-wealthsimple-tax) ## Sources The prices, plans, platforms and features above were read from these pages on Nov 13, 2026: - https://www.wealthsimple.com/en-ca/tax Page: https://toolgpa.com/tools/wealthsimple-tax Listed by ToolGPA (toolgpa.com).