# Whop

> Storefront, checkout and payouts for paid communities and products

Whop is a platform for selling access to communities, courses, files, software and events, with a storefront, checkout, payouts and a marketplace called Discover. Sellers add apps such as chat, courses, forums, files and calendar bookings to each product, and developers can embed Whop's checkout through its API and SDKs. Fees are charged per transaction, with optional extras for billing, tax and payment routing.

- **Category:** Selling Digital Products
- **Made by:** Whop
- **Website:** https://whop.com
- **Runs on:** Web, iOS
- **Facts last checked:** Oct 18, 2026

## Pricing

Whop is free to use.

- **Pricing model:** Free
- **Free plan:** No monthly fee is listed. Whop charges 2.7% + $0.30 per domestic card sale, plus 1.5% for international cards and 1% for currency conversion.
- **Free trial:** None listed.

| Plan | Price | What you get |
| --- | --- | --- |
| Payments | $0 | Per-sale pricing: 2.7% + $0.30 for domestic cards, +1.5% international, +1% currency conversion; ACH 1.5% up to $5; financing 15%. |

Read from https://docs.whop.com/fees on Oct 18, 2026. Prices change, so confirm with Whop before buying.

## Key features

- **Apps for each product:** Add chat, courses with quizzes, forums, events with paid tickets, file sharing, rich content pages and calendar bookings to what you sell.
- **Checkout and payment methods:** Checkout in 195 countries and 135+ currencies with 100+ payment methods, ACH debit, and Klarna or Afterpay financing.
- **Discover marketplace and affiliates:** List products on Whop's marketplace, where global affiliates can promote them for a default 30% commission; custom affiliates are also supported.
- **Payouts:** Withdraw by next-day ACH, instant bank deposit, crypto, Venmo, wire or local bank transfer, each with its own fee.
- **Tax options:** Whop handles tax on Discover sales; for direct sales it can collect tax for you, or collect and remit it in the US, EU and UK, for 2%.
- **Developer tools:** Embeddable checkout, wallet and chat components, license keys for downloadable software, and SDKs in TypeScript, Python and Ruby.

## Good for

- Creators selling paid community access with courses and chat
- Sellers who want marketplace exposure through affiliates
- Developers embedding checkout and payouts in their own app

## Worth knowing

- Optional extras stack on the 2.7% + $0.30 card fee: payment routing 0.8%, billing 0.5%, tax collection 2%, or 6% + $0.30 with all on.
- Products listed on Discover are promoted by affiliates at a default 30% commission unless you change the rate.
- Purchases under $700 made in Whop's iOS app go through Apple, which takes 30%; subscriptions and web checkout avoid that fee.
- Fast payouts cost extra: instant bank deposit 4% + $2.50, crypto 5% + $1 and Venmo 5% + $2.50 per payout.

## ToolGPA grades

**GPA: 3.4 out of 4**, graded Oct 18, 2026. Whop sells access to communities, courses, files and software, with chat, forums and bookings you add to each product and a Discover marketplace where affiliates promote you. There's no monthly fee, just 2.7% + 30¢ a card sale. The catch is the extras, which stack: tax handling, faster payouts and a default 30% affiliate cut on Discover.

- **Value for money: B.** No monthly fee: 2.7% + 30¢ a domestic card sale, so $1,000 costs $27 plus 30¢ a sale, and that is the card processing, with nothing on top. Cheaper than anything else here at this size, but not an A: tax handling adds 2% and faster payouts cost extra.
- **Free plan and trial: A.** Nothing to pay until you sell, with no monthly fee and no plan to upgrade to. Each sale's card fee is the only charge, and the value grade counts that.
- **Features: B.** Storefront and checkout in 195 countries, plus chat, courses with quizzes, forums, paid events, files and bookings for each product, license keys, a marketplace and affiliates. It covers the whole job.
- **Ease of use: A.** 4.82 from about 58,000 App Store ratings, among the best here. Building a product means picking apps such as chat or courses to add to it, rather than designing pages.
- **Platforms and integrations: B.** Web and iPhone, with Klarna, Afterpay, Splitit, SeQura and Venmo, an embeddable checkout and SDKs in TypeScript, Python and Ruby. No Android or desktop app is listed.

These are ToolGPA's own grades. Graded from this listing, whose facts were read from Whop's own pages on 18 October 2026, and its App Store rating. Not based on using the product, and shorter than our full reviews.

## Where it stands among tools for selling digital products

- Whop's GPA of 3.4 is higher than 14 of the 14 other tools for selling digital products we grade.
- It stands best on ease of use (A, above 13 of 14) and worst on platforms and integrations (B, above 0).
- Whop has no paid plan.
- On features, ease of use and platforms it scores 3.3 out of 4, and no tool on the category's chart scores higher without costing more.

The category's chart of price against score: https://toolgpa.com/charts/digital-products

## Keep it, or make your own?

**Keep it.** Whop is free, so making your own would save you nothing. And it is not the kind of software a weekend replaces. It is one of the better ones too: its GPA of 3.4 is higher than 14 of the 14 other tools for selling digital products we grade.

- You could make: Digital downloads and online courses: an app builder makes these well.
- You could not: A members' space with posts, chat and events that people keep coming back to.
- You could not: Every click and sale traced back to the right partner.
- You could not: A real app for iOS. Something home-made would be a web page.
- You could not: It plugs into other products, Klarna, Afterpay and Splitit among them, and has an API.
- You could not: The depth: we grade its features B, which means it covers the whole job.

A judgement by ToolGPA from this listing, by rules that are the same for every tool. Nothing was built to test it.

## What people say

- **App Store rating of the iPhone and iPad app:** 4.8 out of 5 from 58,079 ratings in the United States, read Oct 18, 2026. This is the store's rating of the app, not a score from ToolGPA. Source: https://apps.apple.com/us/app/id1600181492

## Works with

Klarna, Afterpay, Splitit, SeQura, Venmo

**Tags:** Digital downloads, Community, Online courses, Affiliate tracking, Public API

## Alternatives

- [Stan](https://toolgpa.com/tools/stan-store): Link-in-bio store for creators selling downloads, courses and calls. [Compare](https://toolgpa.com/compare/stan-store-vs-whop)
- [Gumroad](https://toolgpa.com/tools/gumroad): Sell downloads, memberships and courses for a cut of each sale. [Compare](https://toolgpa.com/compare/gumroad-vs-whop)
- [Patreon](https://toolgpa.com/tools/patreon): Paid memberships, a shop and community for creators and their fans. [Compare](https://toolgpa.com/compare/patreon-vs-whop)
- [Polar](https://toolgpa.com/tools/polar): Open-source billing and merchant of record for software sellers. [Compare](https://toolgpa.com/compare/polar-vs-whop)
- [Skool](https://toolgpa.com/tools/skool): Community platform with courses, events and paid memberships. [Compare](https://toolgpa.com/compare/skool-vs-whop)

## Sources

The prices, plans, platforms and features above were read from these pages on Oct 18, 2026:

- https://docs.whop.com/fees
- https://docs.whop.com/payments-and-billing/fees/taxes.md
- https://docs.whop.com/payments-and-billing/fees/in-app-ios-purchases.md
- https://docs.whop.com/affiliates/setup-global.md
- https://docs.whop.com/whop-apps/consumer-apps.md
- https://docs.whop.com/llms.txt
- https://whop.com

Page: https://toolgpa.com/tools/whop
Listed by ToolGPA (toolgpa.com).