# Zoho Invoice

> Free invoicing app from Zoho for freelancers and small businesses

Zoho Invoice is a free invoicing app from Zoho for freelancers and small businesses. It sends quotes, one-off and recurring invoices with payment reminders, takes card payments through connected gateways, and also logs expenses and time against projects. It has no paid plans; the free account caps users, projects and invoices a year, and Zoho points growing businesses to its other finance apps.

- **Category:** Accounting & Invoicing
- **Made by:** Zoho
- **Website:** https://www.zoho.com/us/invoice/
- **Runs on:** Web, iOS, Android, Windows, macOS
- **Facts last checked:** Oct 17, 2026

## Pricing

Zoho Invoice is free to use.

- **Pricing model:** Free
- **Free plan:** Free for every business: up to 2 users, 2 organizations, 3 projects and 500 invoices a year, with Powered by Zoho Invoice branding.
- **Free trial:** None listed.

| Plan | Price | What you get |
| --- | --- | --- |
| Free | $0 | Quotes, invoices, recurring invoices, reminders, expenses, time tracking, a customer portal and reports, within the caps on users, projects and invoices. |

Read from https://www.zoho.com/us/invoice/pricing/ on Oct 17, 2026. Prices change, so confirm with Zoho Invoice before buying.

## Key features

- **Quotes and invoices:** Create quotes, turn them into invoices, and send invoices by email or as PDFs from customizable templates.
- **Recurring invoices and reminders:** Schedule invoices that repeat and send automatic payment reminders to customers who have not paid.
- **Online payments:** Connect Zoho Payments, PayPal, Stripe, Authorize.net and other gateways so customers can pay invoices online.
- **Expenses, time and projects:** Record and categorize expenses, log time and bill it to projects, up to three projects on the free account.
- **Customer portal and reports:** Customers view and pay their invoices in a self-service portal, and reports cover sales, receivables and expenses.

## Good for

- Freelancers who send fewer than 500 invoices a year
- Small businesses that want free invoicing on phone and desktop
- Teams already using Zoho CRM or Zoho Books

## Worth knowing

- The free account allows 2 users, 3 projects and 500 invoices a year, and invoices carry Powered by Zoho Invoice branding.
- It is invoicing, not full accounting: it connects to Zoho Books or QuickBooks for the books, and Zoho points larger needs to Zoho Billing.
- Data of an account left inactive for more than 180 days is deleted within the following 20 days, after a warning.

## ToolGPA grades

**GPA: 3.6 out of 4**, graded Oct 17, 2026. Zoho Invoice is free, with no paid plan waiting for you: quotes, recurring invoices, reminders, online payments, expenses and time tracking, on the web, your computer and your phone. It's invoicing, not accounting, so the books still live somewhere else. And the limits are real: 500 invoices a year, 2 users, 3 projects and Zoho's name on every invoice.

- **Value for money: A.** It's free, and it's a real invoicing app: quotes, recurring invoices, reminders, a customer portal, expenses and time tracking. There's no paid plan at all, where paid plans in this category start around $15 a month.
- **Free plan and trial: A.** Everything is free, with nothing held back for a paid tier. The caps are 2 users, 2 organizations, 3 projects and 500 invoices a year, and every invoice says Powered by Zoho Invoice.
- **Features: C.** Quotes, one-off and recurring invoices, reminders, online payments through several gateways, expenses, time on projects and reports. It does invoicing fully, but that's a smaller job than accounting: it hands off to Zoho Books or QuickBooks for the books.
- **Ease of use: A.** 4.86 from 14,879 App Store ratings, the top band. Making and sending an invoice is the whole job here, so there isn't much to learn.
- **Platforms and integrations: A.** Web, Windows, Mac, iPhone and Android, with Zoho Payments, PayPal, Stripe, Authorize.net, Zoho CRM, HubSpot, Slack and QuickBooks. That's every device plus a real list of connections.

These are ToolGPA's own grades. Graded from this listing, whose facts were read from Zoho's own pages on 17 October 2026, and its App Store rating. Not based on using the product, and shorter than our full reviews.

## Where it stands among accounting and invoicing tools

- Zoho Invoice's GPA of 3.6 is higher than 17 of the 17 other accounting and invoicing tools we grade.
- It stands best on value for money (A, above 15 of 17) and worst on features (C, above 0).
- Zoho Invoice has no paid plan.
- On features, ease of use and platforms it scores 3.3 out of 4, and no tool on the category's chart scores higher without costing more.

The category's chart of price against score: https://toolgpa.com/charts/accounting

## Keep it, or make your own?

**Keep it.** Zoho Invoice is free, so making your own would save you nothing. And it is not the kind of software a weekend replaces. It is one of the better ones too: its GPA of 3.6 is higher than 17 of the 17 other accounting and invoicing tools we grade.

- You could make: Invoicing, expense tracking, time tracking and reports: an app builder makes these well.
- You could not: Apps for macOS, Windows, iOS and Android that stay in step with each other.
- You could not: It plugs into other products, Zoho Payments, PayPal and Stripe among them.

A judgement by ToolGPA from this listing, by rules that are the same for every tool. Nothing was built to test it.

## What people say

- **App Store rating of the iPhone and iPad app:** 4.9 out of 5 from 14,879 ratings in the United States, read Oct 17, 2026. This is the store's rating of the app, not a score from ToolGPA. Source: https://apps.apple.com/us/app/id413017364

## Works with

Zoho Payments, PayPal, Stripe, Authorize.net, Zoho CRM, HubSpot, Slack, QuickBooks

**Tags:** Invoicing, Expense tracking, Time tracking, Reports

## Alternatives

- [Zoho Books](https://toolgpa.com/tools/zoho-books): Online accounting from Zoho, with a free plan and six paid tiers. [Compare](https://toolgpa.com/compare/zoho-books-vs-zoho-invoice)
- [Wave](https://toolgpa.com/tools/wave): Free invoicing and bookkeeping for US and Canadian small businesses. [Compare](https://toolgpa.com/compare/wave-vs-zoho-invoice)
- [FreshBooks](https://toolgpa.com/tools/freshbooks): Invoicing and accounting for freelancers and service businesses. [Compare](https://toolgpa.com/compare/freshbooks-vs-zoho-invoice)
- [Square Invoices](https://toolgpa.com/tools/square-invoices): Free invoicing, estimates and contracts inside Square's payment plans. [Compare](https://toolgpa.com/compare/square-invoices-vs-zoho-invoice)
- [ZipBooks](https://toolgpa.com/tools/zipbooks): Browser-based invoicing and bookkeeping with a free starter plan. [Compare](https://toolgpa.com/compare/zipbooks-vs-zoho-invoice)

## Sources

The prices, plans, platforms and features above were read from these pages on Oct 17, 2026:

- https://www.zoho.com/us/invoice/pricing/
- https://www.zoho.com/us/invoice/
- https://www.zoho.com/us/invoice/integrations/

Page: https://toolgpa.com/tools/zoho-invoice
Listed by ToolGPA (toolgpa.com).
