최고의 회계와 청구서 (2026): 21개 중 저희가 고른 상위 3개

저희가 꼽은 회계·청구서 도구 상위 3개

Zoho Books comes first because it keeps proper double-entry books free while revenue stays under $50K a year, then charges $15 a month for up to 3 users. Odoo is second for teams of any size: its Accounting app alone is free for unlimited users, but adding a second app makes everyone pay. Zoho Invoice is third and has the higher grade, but it only sends invoices and keeps no books. Xero narrowly missed: every plan includes unlimited users, but there is no free plan and Early stops at 20 invoices. QuickBooks Online does the whole job but costs $38 a month for one user.

1. 1

   1위: Zoho Books

   무료 플랜 · $15/월부터

   용도: Most small businesses

   Zoho Books keeps double-entry books with invoices, quotes, expenses, bank reconciliation, 1099s and 50+ reports, free for businesses under $50K revenue a year, with 1 user plus an accountant. Standard is $15 an organization a month, billed annually ($20 monthly), for 3 users, and adds bank feeds, sales tax and API access. It runs on the web, Windows, iPhone and Android. Its iPhone and iPad app averages 4.8 from about 5,200 ratings. Know the limits: plans cap users at 3, 5, 10, 10 or 15, with more at $3 a user a month, invoices and bills are capped each year, and warehouses and Amazon, eBay and Etsy channels need Elite at $120 a month.

   iPhone·iPad 앱: App Store에서 5점 중 4.8점

   Zoho Books 가격과 자세한 정보
2. 2

   2위: Odoo

   무료 플랜 · $31.10/월부터

   용도: Teams of any size that want to pay nothing

   Odoo's One App Free plan gives you its Accounting app on Odoo Online for unlimited users and several companies, with no time limit. It connects to more than 28,000 banks, captures bills and receipts, follows up late payers, and comes with charts of accounts, taxes and e-invoicing set up by country. It runs on the web, iPhone and Android. It is second because it asks more of you: it is a wider business suite, and adding a second app moves every user, an outside accountant included, to a paid plan at $24.90 a user a month billed yearly for the first 12 months, then $31.10. AI bill scanning uses credits bought separately, and implementation services are not included.

   Odoo 가격과 자세한 정보
3. 3

   3위: Zoho Invoice

   무료

   용도: Freelancers who only need to send invoices

   Zoho Invoice is free for every business, with no paid plan: quotes, one-off and recurring invoices, payment reminders, online payments, a customer portal, expenses and time on projects, for up to 2 users, 2 organizations, 3 projects and 500 invoices a year. It runs on the web, Windows, Mac, iPhone and Android, and its iPhone and iPad app averages 4.9 from about 14,900 ratings. It is third because it does a smaller job than the two above: it keeps no books and hands that to Zoho Books or QuickBooks, every invoice carries Powered by Zoho Invoice branding, and an account left inactive for more than 180 days is deleted.

   iPhone·iPad 앱: App Store에서 5점 중 4.9점

   Zoho Invoice 가격과 자세한 정보

2026. 10. 17.에 각 목록 정보와 사람들이 그 도구에 대해 하는 이야기로 정한 순위예요. 저희가 직접 써 보고 정한 것은 아니에요. 순위를 정하는 방법