Patriot Accounting
Low-cost US small business accounting that pairs with Patriot Payroll
Patriot Accounting report card
Fair · out of 4.0 · graded Oct 17, 2026
Best for low-cost US books with payroll from the same company
Patriot Accounting is simple US bookkeeping at a fair price: Basic is $20 a month, half that for the first 3 months, with unlimited users, invoices and bank imports. Payroll from the same company posts straight into the books. It's web only, though, with no phone app, and estimates and recurring invoices need Premium at $30.
Who Patriot Accounting is for
- Great if you're a US small business that pays contractors and files 1099s
- Handy when you want payroll and books from one company, with the entries posted for you
- Good for owners whose accountant wants cash and accrual views of the same books
Who Patriot Accounting is not for
- Not for you if your business is outside the US, as its tax features are American ones
- Skip it if you want a phone app, since Patriot offers its site in a phone browser instead
- Tight if you send estimates or repeat invoices, which need Premium at $30 a month
Why Patriot Accounting gets a 2.0
Five grades, each with its reason. The GPA is their average: an A is 4 points, an F is none.
- CValue for moneyBasic is $20 a month once the 3 months at $10 are over, between the cheaper quarter of accounting tools at $15 and the middle at $23. Users and invoices are unlimited, but estimates and recurring invoices take you to Premium at $30.
- CFree plan and trialA 30-day free trial, and the listing doesn't say whether it needs a card. There's no free plan, and the 3 months at half price after it is a discount, not more free time.
- CFeaturesInvoices paid by card, Apple Pay or ACH, bank imports and reconciliation, cash and accrual views side by side, checks, 1099s and payroll that posts itself. But estimates and repeat invoices need Premium, and the listing shows no time tracking, projects or inventory.
- CEase of useNo store rating on record, and no app. There are bank and card accounts to connect and statements to reconcile each month before the books look after themselves.
- CPlatforms and integrationsWeb only: Patriot says its site is built to work in a phone browser instead of an app. Stripe is the only outside connection on the listing, beside bank imports and its own payroll.
What these grades rest on. Graded from this listing, whose facts were read from Patriot Software's own pages on 17 October 2026. Its pricing page would not load for us when this card was written, so the prices are as the listing has them. Not based on using the product, and shorter than our full reviews. How we review and grade.
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<a href="https://toolgpa.com/tools/patriot-accounting#review"><img src="https://toolgpa.com/badge/patriot-accounting.svg" alt="Patriot Accounting: 2.0 GPA on ToolGPA" width="196" height="56"></a>Where Patriot Accounting stands among accounting and invoicing tools
Patriot Accounting's GPA of 2.0 is higher than 0 of the 17 other accounting and invoicing tools we grade.
Its paid plans start at $10 a month, against a middle price of $19 for the category: 3 of the 16 others that charge start lower.
On features, ease of use and platforms it scores 2.0 out of 4. 4 tools score higher and cost less.
Each grade against the category
Every bar is all 18 accounting and invoicing tools we grade, cut by the letter each got. Patriot Accounting’s own letter is outlined.
- CValue for moneyAbove 2 of 17, level with 10
- CFree plan and trialAbove 0 of 17, level with 9
- CFeaturesAbove 0 of 17, level with 12
- CEase of useAbove 0 of 17, level with 11
- CPlatforms and integrationsAbove 0 of 17, level with 1
Price against what you get
Each dot is one of 18 accounting and invoicing tools. Further left costs less, and higher up scores better on features, ease of use and platforms. Point at a dot to see which tool it is.
Features, ease of use and platforms, averaged
What paid plans start at, a month (each step along is roughly double) →
- The best score at each price
- Has a free plan
- No free plan
Keep Patriot Accounting, or make your own?
Keep it
To replace Patriot Accounting you would be making live feeds from your bank, which take an agreement with each bank or a service that has them. That is not a weekend's work, with an AI app builder or without one.
That makes this kind of software worth paying for, not this one in particular: 17 of the 17 other accounting and invoicing tools grade higher. It costs $120 a year.
What you could make
- Invoicing, expense tracking and reports: an app builder makes these well.
What you could not
- Live feeds from your bank, which take an agreement with each bank or a service that has them.
- Payroll taxes worked out and filed with the government for you.
- What a company asks for before it lets staff use something: roles and permissions.
- Sharing with other people, which means accounts and invitations.
What this rests on. Patriot Accounting’s listing: what it does, where it runs, what it plugs into and what it costs. It is a judgement about the kind of software this is. We have not built a replacement for it, and making your own means looking after it too. How we decide, and every tool’s verdict.
What is Patriot Accounting?
Patriot Accounting is online bookkeeping software for US small businesses from Patriot Software, which also sells payroll. Both plans include unlimited invoices, customers, vendors and users, bank imports, reconciliation, 1099s and Stripe payments, with Premium adding estimates, recurring invoices, reminders and document storage. Payroll is a separate subscription that posts its entries to the books.
Patriot Accounting is a paid product with a free trial, starting at $20 per month, billed monthly, after $10 a month for the first 3 months. See every plan
Good for
- US small businesses that want low-cost books with phone support
- Owners who pay contractors and need 1099s
- Businesses that want accounting and payroll from one company
Worth knowing
- The advertised prices are 50% off for 3 months after the trial; plans then renew at $20 or $30 a month.
- Payroll costs extra: Basic Payroll is $17 a month plus $4 per worker paid, Full Service $37 plus $5, with $12 a month per added state.
- There is no mobile app: Patriot says the site is built to work in a phone browser instead.
- Its tax features are US ones, from 1099s to payroll filing; a bookkeeping service is sold apart from $100 a month plus an onboarding fee.
Key features
- Invoices and online payments
- Unlimited invoices to unlimited customers. Through Stripe, customers pay by card, Apple Pay, Google Pay or ACH.
- Bank imports and reconciliation
- Connect bank and card accounts so activity flows in, or upload a file instead, then reconcile against monthly statements.
- Cash and accrual side by side
- A dual ledger lets you and your accountant switch between cash and accrual views without converting the books.
- Vendors, contractors and 1099s
- Unlimited vendor payments, printed checks, Forms 1099 and 1096, optional 1099 e-filing and a free portal for contractors.
- Unlimited users
- Invite your team and accountant at no extra cost. User-based permissions need Accounting Premium.
- Patriot Payroll
- Payroll from the same company records its journal entries in the books automatically, sold as a separate subscription.
Patriot Accounting pricing
- Starts at
- $20 per month, billed monthly, after $10 a month for the first 3 months
- Free plan
- None
- Free trial
- 30-day free trial
| Plan | Price | What you get |
|---|---|---|
| Accounting Basic | $20per month, billed monthly | Advertised at $10 a month for the first 3 months. Unlimited customers, invoices and vendors, bank imports, reconciliation, reports and card payments. |
| Accounting Premium | $30per month, billed monthly | Advertised at $15 a month for the first 3 months. Adds estimates, recurring invoices, payment reminders, user permissions, subaccounts and receipts. |
Read from patriotsoftware.com on Oct 17, 2026. Prices change, so confirm with Patriot Accounting before you buy.
Ways to pay less
- Other savings30 days free, then 50% off for 3 months
New accounts get a 30-day free trial and then pay half price for 3 months: $10 a month for Basic and $15 for Premium. The bookkeeping service is excluded.
Stated on patriotsoftware.com
Works with
- Stripe
- Patriot Payroll
Patriot Accounting alternatives
- Patriot Accounting vs QuickBooks Online
Free plan · from $38/mo
- Patriot Accounting vs Wave
Free plan · from $19/mo
- Patriot Accounting vs Zoho Books
Free plan · from $15/mo
- Patriot Accounting vs Xero
Free trial · from $27/mo
- Patriot Accounting vs Kashoo
Free trial · from $30/mo
Common questions
Is Patriot Accounting free?
No, Patriot Accounting is a paid product, but you can try it first. 30-day free trial.
How much does Patriot Accounting cost?
Patriot Accounting lists 2 plans. Accounting Basic: $20 per month, billed monthly. Accounting Premium: $30 per month, billed monthly. Prices were read from patriotsoftware.com on Oct 17, 2026.
What platforms does Patriot Accounting work on?
Patriot Accounting is available on Web.
Does Patriot Accounting offer any discounts?
Patriot Accounting publicly lists the following: 30 days free, then 50% off for 3 months.
Does Patriot Accounting have an Android app?
No Android app was listed when its pages were read on Oct 17, 2026. Patriot Accounting is listed for Web.
Does Patriot Accounting have an iPhone app?
No iPhone app was listed when its pages were read on Oct 17, 2026. Patriot Accounting is listed for Web.
Is Patriot Accounting open source?
Patriot Accounting is not described as open source on its own site, as read on Oct 17, 2026.
What does Patriot Accounting integrate with?
Patriot Accounting's listing names Stripe and Patriot Payroll. A listing names up to eight integrations, so it may connect to more.
Who makes Patriot Accounting?
Patriot Accounting is made by Patriot Software.
What are the alternatives to Patriot Accounting?
The closest alternatives to Patriot Accounting in our directory are QuickBooks Online, Wave, Zoho Books, Xero and Kashoo. Each one has a side-by-side comparison with Patriot Accounting.
How does Patriot Accounting compare with other accounting and invoicing tools?
Patriot Accounting's GPA of 2.0 is higher than 0 of the 17 other accounting and invoicing tools we grade. Its paid plans start at $10 a month, against a middle price of $19 for the category: 3 of the 16 others that charge start lower.
Is Patriot Accounting good value for money?
ToolGPA grades Patriot Accounting C for value for money. On features, ease of use and platforms it scores 2.0 out of 4. 4 tools score higher and cost less.
Could I make my own version of Patriot Accounting?
To replace Patriot Accounting you would be making live feeds from your bank, which take an agreement with each bank or a service that has them. That is not a weekend's work, with an AI app builder or without one. That makes this kind of software worth paying for, not this one in particular: 17 of the 17 other accounting and invoicing tools grade higher. It costs $120 a year. What you could not make: Live feeds from your bank, which take an agreement with each bank or a service that has them. Payroll taxes worked out and filed with the government for you. What a company asks for before it lets staff use something: roles and permissions. Sharing with other people, which means accounts and invitations. This is a judgement from its listing. We have not built one.
Sources for this page
The prices, plans, platforms and features above were read from these pages on Oct 17, 2026.