Hnry review (2026): is it any good?
Tax and accounting service for sole traders in New Zealand
Hnry report card
Fair · out of 4.0 · graded Nov 12, 2026
Best for New Zealand sole traders who want tax handled
Hnry pays your tax and files your returns for a New Zealand sole trader, for 1% plus GST of what lands in your Hnry Account. That fee rises with income up to $1,500 plus GST a year, small payments carry a minimum fee, and the pages don't describe it for companies or staff.
Who Hnry is for
- Fits if you're a New Zealand sole trader who doesn't want to think about tax
- Works for contractors who'd like tax taken out of each payment automatically
Who Hnry is not for
- Not for you if you run a company or have staff, as the pages describe sole traders only
- Pricey if you earn a lot: the 1% fee runs up to $1,500 plus GST a year
- Tight if you're paid in many small amounts: payments under $50 carry a $0.50 plus GST minimum
- Watch out: the Australian and UK versions are separate sites that we didn't read
Why Hnry gets a 2.0
Five grades, each with its reason. The GPA is their average: an A is 4 points, an F is none.
- CValue for money1% plus GST of income paid into the account, capped at $1,500 plus GST a year, with no subscription. Cheap for a small earner, but it climbs to the cap, so it sits in the middle.
- CFree plan and trialNo subscription or card to join, but the fee comes off every payment, with a $0.50 plus GST minimum under $50. No trial.
- CFeaturesTax calculated and paid, filings, invoicing, expenses and a business Mastercard. It's built for sole traders and has no ledger for companies.
- CEase of useNo store rating on record. Clients pay into the Hnry Account, so setting up means changing how you get paid.
- CPlatforms and integrationsWeb only on record, and we read only the New Zealand site. No integrations are listed.
What these grades rest on. Graded from this listing, whose facts were read from Hnry's own pages on 12 November 2026. Not based on using the product, and shorter than our full reviews. How we review and grade.
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<a href="https://toolgpa.com/tools/hnry#review"><img src="https://toolgpa.com/badge/hnry.svg" alt="Hnry: 2.0 GPA on ToolGPA" width="196" height="56"></a>Where Hnry stands among accounting and invoicing tools
Hnry's GPA of 2.0 is higher than 11 of the 65 other accounting and invoicing tools we grade, and level with 10.
Hnry has no paid plan.
On features, ease of use and platforms it scores 2.0 out of 4. Nothing scores higher for less, though at least one tool matches that score at a lower price.
Each grade against the category
Every bar is all 66 accounting and invoicing tools we grade, cut by the letter each got. Hnry’s own letter is outlined.
- CValue for moneyAbove 13 of 65, level with 34
- CFree plan and trialAbove 15 of 65, level with 34
- CFeaturesAbove 4 of 65, level with 46
- CEase of useAbove 1 of 65, level with 56
- CPlatforms and integrationsAbove 1 of 65, level with 11
Price against what you get
Each dot is one of 58 accounting and invoicing tools. Further left costs less, and higher up scores better on features, ease of use and platforms. Point at a dot to see which tool it is.
Features, ease of use and platforms, averaged
What paid plans start at, a month (each step along is roughly double) →
- The best score at each price
- Has a free plan
- No free plan
Keep Hnry, or make your own?
Keep it
Hnry is free, so making your own would save you nothing.
And it is not the kind of software a weekend replaces. That makes this kind of software worth paying for, not this one in particular: 44 of the 65 other accounting and invoicing tools grade higher.
What you could make
- Invoicing, expense tracking and reports: an app builder makes these well.
What you could not
- Live feeds from your bank, which take an agreement with each bank or a service that has them.
What this rests on. Hnry’s listing: what it does, where it runs, what it plugs into and what it costs. It is a judgement about the kind of software this is. We have not built a replacement for it, and making your own means looking after it too. How we decide, and every tool’s verdict.
What is Hnry?
Hnry is a combined accounting service and app for self-employed people. Income is paid into a Hnry account, where tax is calculated, deducted and paid, and Hnry files the returns. It also offers invoicing, expense management and a business Mastercard. The pricing page is for New Zealand; sister sites exist for Australia and the UK.
Worth knowing
- The fee is 1% + GST of income paid into the Hnry Account, so it rises with earnings up to $1,500 + GST a year.
- Payments under $50 carry a minimum fee of $0.50 + GST each, per the pricing FAQ.
- It is built for sole traders; the pages do not describe it as a ledger for companies or staffed businesses.
- Prices were read on the New Zealand site; Australian and UK versions are separate sites that were not read.
Key features
- Tax calculated and paid for you
- Self-employed income paid into the Hnry Account has tax calculated, deducted and paid, and the rest goes where you direct it.
- Tax filings
- Hnry acts as your accountant and files your tax returns when they are due, as part of the fee.
- Invoicing
- Send invoices from the app and have unpaid ones chased. The pricing page says using Hnry to invoice is optional.
- Expenses and business Mastercard
- Log expenses from a photo, or pay with the Hnry Business Mastercard, which raises business expenses automatically.
- Allocations and mileage
- Set automatic payments to savings, investments or charities, and track mileage with the separate Mileage by Hnry app.
Hnry pricing
As of Nov 12, 2026, Hnry is free to use.
- Starts at
- Free
- Free plan
- No subscription or card needed to join. Hnry takes 1% + GST of payments into your Hnry Account, capped at $1,500 + GST a year.
- Free trial
- None listed
| Plan | Price | What you get |
|---|---|---|
| Pay as you earn | $0 | No subscription. Fee is 1% + GST of each payment into your Hnry Account, capped at $1,500 + GST a year, and covers tax filing, expenses and support. |
Read from hnry.co.nz on Nov 12, 2026. Prices change, so confirm with Hnry before you buy.
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Common questions
Does Hnry have an Android app?
No Android app was listed when its pages were read on Nov 12, 2026. Hnry is listed for Web.
Does Hnry have an iPhone app?
No iPhone app was listed when its pages were read on Nov 12, 2026. Hnry is listed for Web.
Is Hnry open source?
Hnry is not described as open source on its own site, as read on Nov 12, 2026.
Sources for this page
The prices, plans, platforms and features above were read from these pages on Nov 12, 2026.