Indy review (2026): is the free plan enough?
French bookkeeping and tax filing for freelancers and small firms
Black Friday: is there a Indy sale?
Indy report card
Good · out of 4.0 · graded Nov 13, 2026
Best for a French freelancer doing books and tax filing
Indy is bookkeeping and tax filing for freelancers and small firms in France, with a free Essentiel plan and paid ones from €9 a month excluding VAT. The pages are in French only and the tax filings sit on dearer plans, so it is for people working under French rules.
Who Indy is for
- Fits if you are a French freelancer or micro-entrepreneur who wants invoices and books in one place
- Works for people who want to start on a free plan and move up when they need filings
Who Indy is not for
- Not for you if you work outside France, as the product and pages are built around French tax forms
- Skip it if you do not read French, because the pages we read are French only
- Too light for tax filings on Essentiel, since filings and the tax guarantee start at Autonomie
- Watch out: prices exclude VAT and depend on your legal form, and the lower figure needs annual billing
- Watch out: chat support starts at Plus
Why Indy gets a 2.6
Five grades, each with its reason. The GPA is their average: an A is 4 points, an F is none.
- BValue for moneyPlus is €9 a month excluding VAT on annual billing, a little under where the cheaper quarter of accounting tools starts at $14. The plans that file your taxes start at €15.
- BFree plan and trialEssentiel is €0 with e-invoicing, automated bookkeeping, unlimited quotes and invoices and a business account. Support there is email only.
- CFeaturesBank sync, quotes, invoices and receipts are covered, but tax filings start at Autonomie and certified accounts at Sérénité. It is built around French tax forms.
- CEase of useNo store rating on record. You connect your bank and set up your activity before it does the books.
- BPlatforms and integrationsWeb, iOS and Android; no integrations on record.
What these grades rest on. Graded from this listing, whose facts were read from Indy's own pages on 12 November 2026. Not based on using the product, and shorter than our full reviews. How we review and grade.
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<a href="https://toolgpa.com/tools/indy#review"><img src="https://toolgpa.com/badge/indy.svg" alt="Indy: 2.6 GPA on ToolGPA" width="196" height="56"></a>Where Indy stands among accounting and invoicing tools
Indy's GPA of 2.6 is higher than 49 of the 65 other accounting and invoicing tools we grade, and level with 6.
It stands best on free plan and trial (B, above 50 of 65) and worst on ease of use (C, above 1).
Its paid plans start at about $10.05 a month, against a middle price of $18.09 for the category: 18 of the 54 others that charge start lower.
On features, ease of use and platforms it scores 2.3 out of 4. 5 tools score higher and cost less.
Each grade against the category
Every bar is all 66 accounting and invoicing tools we grade, cut by the letter each got. Indy’s own letter is outlined.
- BValue for moneyAbove 48 of 65, level with 9
- BFree plan and trialAbove 50 of 65, level with 10
- CFeaturesAbove 4 of 65, level with 46
- CEase of useAbove 1 of 65, level with 56
- BPlatforms and integrationsAbove 13 of 65, level with 46
Price against what you get
Each dot is one of 58 accounting and invoicing tools. Further left costs less, and higher up scores better on features, ease of use and platforms. Point at a dot to see which tool it is.
Features, ease of use and platforms, averaged
What paid plans start at, a month (each step along is roughly double) →
- The best score at each price
- Has a free plan
- No free plan
Keep Indy, or make your own?
Keep it
To replace Indy you would be making live feeds from your bank, which take an agreement with each bank or a service that has them. That is not a weekend's work, with an AI app builder or without one.
It is one of the better ones too: its GPA of 2.6 is higher than 49 of the 65 other accounting and invoicing tools we grade. It costs $120.66 a year.
What you could make
- Invoicing and expense tracking: an app builder makes these well.
What you could not
- Live feeds from your bank, which take an agreement with each bank or a service that has them.
- A real app for iOS and Android. Something home-made would be a web page.
- AI features, unless you pay a model provider for each request yourself.
What this rests on. Indy’s listing: what it does, where it runs, what it plugs into and what it costs. It is a judgement about the kind of software this is. We have not built a replacement for it, and making your own means looking after it too. How we decide, and every tool’s verdict.
What is Indy?
Indy is accounting software for self-employed people, micro-entrepreneurs, property companies and small companies in France, run from a browser and a mobile app. It syncs bank accounts, categorizes transactions and produces French tax filings, with plans that step up to an accountant who prepares the return. The site is in French, and prices depend on the legal form of the business.
Worth knowing
- Aimed at French businesses and French tax forms; the pages read are in French only.
- Prices are excl. VAT and depend on the legal form; the cheaper figure assumes annual billing.
- The Essentiel plan has email support only; chat support starts at Plus.
- Tax guarantee and filings such as the balance sheet start at Autonomie, and certified accounts need Sérénité.
Key features
- Bank sync and auto-categorization
- Transactions are pulled from bank accounts and sorted into accounting categories; the page says the AI classifies more than 90% of them.
- Quotes and e-invoices
- Unlimited quotes and invoices with a layout editor. The page says Indy is a registered approved e-invoicing platform (Plateforme Agréée) with the French tax authority.
- Tax filings
- Depending on the plan and legal form: VAT, URSSAF, CFE, 2035, 2065 and 2033 returns, sent electronically from the app.
- Receipts and expenses
- Photograph receipts or add PDFs and Indy attaches them to transactions; Plus certifies and stores them for tax inspections.
- Business account
- A business account with an IBAN and card is part of every plan, with 3 sub-accounts from Plus.
- Accountant-led plans
- On Sérénité a partner accountant checks transactions, handles filings and certifies the accounts.
Indy pricing
As of Nov 12, 2026, Indy has a free plan, and paid plans start at €9 per month excl. VAT, billed annually (€12 billed monthly).
- Starts at
- €9 per month excl. VAT, billed annually (€12 billed monthly)
- Free plan
- Essentiel is €0: e-invoicing, automated bookkeeping, unlimited quotes and invoices and a business account with IBAN and card, with support by email.
- Free trial
- None listed
| Plan | Price | What you get |
|---|---|---|
| Essentiel | €0 | Free for every legal form shown. Support by email only. |
| Plus | €9per month excl. VAT, billed annually (€12 billed monthly) | Adds recurring invoices, automatic payment reminders, quote e-signature and a business account with 3 sub-accounts, plus chat support. |
| Autonomie (micro-entreprise) | €15per month excl. VAT, billed annually (€19 billed monthly) | Automated URSSAF, VAT, CFE and DAS2 filings, filed electronically, with a receipts ledger and unlimited advice by chat and email. |
| Autonomie (sole proprietor) | €22per month excl. VAT, billed annually (€28 billed monthly) | Entreprise individuelle: VAT, 2035 return and electronic filing to the tax authorities. Sole proprietors taxed as a company (EI à l'IS) pay €49 (€588 a year or €59 monthly). |
| Autonomie (company) | €49per month excl. VAT, billed annually (€59 billed monthly) | For SAS, SASU, SARL and EURL: automated balance sheet, income statement, VAT and CFE, annual accounts filing, tax guarantee and unlimited specialist advice. |
| Sérénité | €63per month excl. VAT, billed annually (€81 billed monthly) | A partner accountant handles filings and certifies accounts. €63 is the SCI / LMNP rate; sole proprietors pay €71, companies €99 (€149 for Exclusivité). |
Read from indy.fr on Nov 12, 2026. Prices change, so confirm with Indy before you buy.
Ways to pay less
- Annual discountAnnual billing is cheaper than monthly
Each paid plan lists a yearly price against a higher monthly one, for example Plus at €108 a year or €12 a month.
Stated on indy.fr
Indy alternatives
- Indy vs Pennylane
Free trial · from €7/mo
- Indy vs Holded
Free plan · from €19/mo
- Indy vs Moneybird
Free trial · from €3/mo
- Indy vs Zoho Books
Free plan · from $15/mo
Common questions
Does Indy have a Windows app?
No Windows app was listed when its pages were read on Nov 12, 2026. Indy is listed for Web, iOS and Android.
Does Indy have a macOS app?
No macOS app was listed when its pages were read on Nov 12, 2026. Indy is listed for Web, iOS and Android.
Is Indy open source?
Indy is not described as open source on its own site, as read on Nov 12, 2026.
Sources for this page
The prices, plans, platforms and features above were read from these pages on Nov 12, 2026.