Alternatives · Accounting
Indy alternatives
As of Nov 13, 2026, the best Indy alternative for most people is Zoho Books (3.4 GPA), first in our ranking of accounting and invoicing tools. It's also the best free one.
Indy compared with 4 alternatives: Pennylane, Holded, Moneybird and Zoho Books.
Indy has a free plan. Paid plans start at €9 per month excl. VAT, billed annually (€12 billed monthly). 2 of the 4 alternatives are free or have a free plan. 2 more offer a free trial.
Listings checked up to Nov 12, 2026 · Where the facts come from
Black Friday: is there a Indy sale?
At a glance
| Tool | Price | Free plan | Runs on |
|---|---|---|---|
| IndyThis tool | Free plan · from €9/mo | Yes | Web, iOS, Android |
| Pennylane | Free trial · from €7/mo | Trial only | Web, iOS, Android |
| Holded | Free plan · from €19/mo | Yes | Web, iOS, Android |
| Moneybird | Free trial · from €3/mo | Trial only | Web, iOS, Android |
| Zoho Books | Free plan · from $15/mo | Yes | Web, Windows, iOS, Android |
Price against what you get
Indy starts at about $10.05 a month and scores 2.3 out of 4 on features, ease of use and platforms. 1 of the 4 alternatives on this chart scores higher and starts lower: Moneybird.
Zoho Books scores higher without starting lower. Pennylane starts lower without scoring higher.
Features, ease of use and platforms, averaged
What paid plans start at, a month (each step along is roughly double) →
- The best score at each price
- Has a free plan
- No free plan
How each one differs from Indy
Pennylane
French accounting, invoicing and business account in one app
- Pennylane starts at €7 per month, excluding VAT (Starter, 1 user).
- Pennylane has no free plan, only a free trial, unlike Indy.
- Pennylane also covers reports, bill pay and company cards.
Suits: French freelancers and small companies that want invoicing and bank sync together
Holded
Cloud business management with invoicing, accounting and inventory
- Holded starts at €19 per month, excluding VAT.
- Holded also covers sales pipeline and inventory.
Suits: Small companies in Spain that file Spanish VAT and income tax returns
Moneybird
Online accounting for freelancers and small businesses in Europe
- Moneybird starts at €3 per month, billed yearly (€4 billed monthly).
- Moneybird has no free plan, only a free trial, unlike Indy.
- Moneybird also covers time tracking and quotes and estimates.
Suits: Freelancers and small companies in the Netherlands and Belgium
Zoho Books
Online accounting from Zoho, with a free plan and six paid tiers
- Zoho Books starts at $15 per organization / month, billed annually.
- Zoho Books also lists a Windows app.
- Zoho Books also covers reports.
Suits: Very small businesses that want a free plan with real double-entry books
Limits worth knowing in Indy
- Aimed at French businesses and French tax forms; the pages read are in French only.
- Prices are excl. VAT and depend on the legal form; the cheaper figure assumes annual billing.
- The Essentiel plan has email support only; chat support starts at Plus.
- Tax guarantee and filings such as the balance sheet start at Autonomie, and certified accounts need Sérénité.
Common questions
What are the alternatives to Indy?
The alternatives to Indy in this directory are Pennylane, Holded, Moneybird and Zoho Books. Each one has a side-by-side comparison with Indy.
Is there a free alternative to Indy?
Yes. Holded and Zoho Books have a free plan alongside paid ones.
Which Indy alternatives work on Windows?
The Indy listing does not include a Windows app. Zoho Books lists one.
When were these prices checked?
Each listing shows its own date. On this page they run from Oct 17, 2026 to Nov 12, 2026. Vendors change prices without notice, so confirm on their site before you buy.