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ToolGPA

Price against what you get

Best-value accounting and invoicing tools

Going by our grades, Zoho Books and Zoho Invoice give the most for the money among accounting and invoicing tools: no tool on this chart scores higher without costing more.

Paid plans start at a middle price of $19 a month across the 17 that charge, from $2.07 (Odoo) to $59 (Manager.io). 1 more costs nothing at all. 2 of the 18 score above the category's average while starting at or below its middle price. 4 cost more than the middle price and score below the average.

Set price against

Features, ease of use and platforms, averaged

C2.0B3.0A4.0Free$2$5$10$20$50$100More for lessCosts more, scores moreCosts less, scores lessCosts more, scores lessZoho BooksZoho InvoiceManager.ioKashoo

What paid plans start at, a month (each step along is roughly double) →

  • Nothing scores higher without costing more
  • The best score at each price
  • Has a free plan
  • No free plan
18 of the 18 accounting and invoicing tools in this directory. Scores are ToolGPA’s own grades; prices are each vendor’s own, read up to Oct 17, 2026. The lines cross at the middle starting price ($19) and the average score (2.7). The data as JSON · The chart as a picture
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Paste this where you want it. The picture links back here and is redrawn whenever a price or a grade changes. Use it freely, with the link left in.

<a href="https://toolgpa.com/charts/accounting"><img src="https://toolgpa.com/charts/accounting/chart.svg" alt="18 accounting and invoicing tools by starting price and by ToolGPA score" width="1200" height="675" style="max-width:100%;height:auto"></a>

The best at every price

Each step is the highest score accounting and invoicing tools reach at that price or below. Nothing on the chart beats these without costing more.

  1. Free

    No paid plan · scores 3.3 of 4

  2. $15

    a month to start · scores 3.7 of 4

    • Zoho Books$15 per organization / month, billed annuallyBAA

Paying more for less

The accounting and invoicing tools that the most others beat on both counts: a higher score and a lower starting price.

  1. Manager.ioStarts at $59 a month and scores 2.0 of 4.16 of 17 score higher for lessCCC
  2. KashooStarts at $30 a month and scores 2.3 of 4.7 of 17 score higher for lessCCB
  3. FreeAgentStarts at $27 a month and scores 2.3 of 4.6 of 17 score higher for lessCCB
  4. QuickBooks OnlineStarts at $38 a month and scores 2.7 of 4.5 of 17 score higher for lessBCB
  5. WaveStarts at $19 a month and scores 2.3 of 4.5 of 17 score higher for lessCCB

A high starting price often means a product is sold to companies and has no small plan, and a score is three letters, not the whole product. Read a tool’s own page before ruling it out.

The four quarters

Where the tools fall when the chart is cut at the middle price and the average score.

More for less2

Each scores above the category's average and starts at or below its middle price.

Zoho Books, Zoho Invoice

Costs more, scores more4

Each scores above the average and starts above the middle price.

FreshBooks, Xero, Found, Square Invoices

Costs less, scores less8

Each scores below the average and starts at or below the middle price.

Odoo, Bonsai, Plutio, Akaunting, Moxie, ZipBooks, Wave, Patriot Accounting

Costs more, scores less4

Each scores below the average and starts above the middle price.

QuickBooks Online, FreeAgent, Kashoo, Manager.io

All 18 on the chart

Highest score first, then lowest price. The last column counts the tools that score higher and start lower.

#ToolScoreFeatures, ease, platformsA monthAs its listing states itScore higher for less
1Zoho Books3.7BAA$15$15 per organization / month, billed annuallyNone
2Zoho Invoice3.3CAAFreeFreeNone
3FreshBooks3.3BAB$23$23 per month, billed monthly1
4Xero3.0BBB$27$27 per month, billed monthly3
5Found3.0CAB$35$35 per month, billed monthly3
6Square Invoices3.0CAB$49$49 per location / month, billed monthly3
7Odoo2.7BCB$2.07$31.10 per user / month, billed annually, after $24.90 for the first 12 months1
8Bonsai2.7CCA$9$9 per user / month, billed annually1
9Plutio2.7CCA$15.83$15.83 per month, billed annually ($19 billed monthly)2
10QuickBooks Online2.7BCB$38$38 per month, billed monthly5
11Akaunting2.3CCB$6$72 per year, self-hosted2
12Moxie2.3CCB$10$10 per month, billed annually ($12 billed monthly)3
13ZipBooks2.3CCB$15$15 per month, billed monthly3
14Wave2.3CCB$19$19 per month, billed monthly5
15FreeAgent2.3CCB$27$27 per month, billed monthly6
16Kashoo2.3CCB$30$30 per business / month, billed monthly7
17Patriot Accounting2.0CCC$10$20 per month, billed monthly, after $10 a month for the first 3 months4
18Manager.io2.0CCC$59$59 per month, billed monthly16

How accounting and invoicing tools grade

Every bar is all the accounting and invoicing tools we grade, cut by the letter each got on that count.

  • Value for moneyaverage 2.3
  • Free plan and trialaverage 2.7
  • Featuresaverage 2.3
  • Ease of useaverage 2.6
  • Platforms and integrationsaverage 3.1

An A is worth 4 and an F nothing. C is the ordinary grade. Every accounting grade in one table

Common questions

Which accounting and invoicing tools give the most for the money?

Zoho Books and Zoho Invoice. Each is the highest-scoring tool at its price or below: Zoho Invoice scores 3.3 out of 4 and is free; Zoho Books scores 3.7 out of 4 and starts at $15 a month. This goes by ToolGPA's own grades for features, ease of use and platforms, averaged out of 4, set against the price each tool's paid plans start at.

Which are the best free accounting and invoicing tools?

Of the 1 accounting and invoicing tools here with no paid plan at all, Zoho Invoice scores highest, at 3.3 out of 4. 9 more have a free plan beside their paid ones.

Which accounting and invoicing tools are best for under $20 a month?

Zoho Books, with a score of 3.7 out of 4: the highest among the 10 that start at $20 a month or less. Zoho Books starts at $15 a month.

Which accounting and invoicing tools cost the most for what they offer?

On this chart, Manager.io (starts at $59 a month, scores 2.0 out of 4, and 16 tools score higher for less), Kashoo (starts at $30 a month, scores 2.3 out of 4, and 7 tools score higher for less) and FreeAgent (starts at $27 a month, scores 2.3 out of 4, and 6 tools score higher for less). A high starting price often means a product is sold to companies and has no small plan, so check what the price includes before ruling one out.

How much do accounting and invoicing tools cost?

The middle starting price is $19 a month: half of the 17 accounting and invoicing tools with a recurring price start below that and half above. 1 of the 18 in this directory have no paid plan, and 9 of those that charge also have a free plan.

How is the score on this chart worked out?

It is the average of three of the five grades ToolGPA gives every tool: features, ease of use, and platforms and integrations, with an A worth 4 and an F worth 0. The other two grades, value for money and the free plan, are about price, so they are left out and price gets an axis of its own. 18 of the 18 accounting and invoicing tools are on the chart.

How this chart is made

  • The score is the average of three of a tool’s five grades: features, ease of use, and platforms and integrations. An A is 4 points and an F none. Value for money and the free plan are left out because they are about price, and price has an axis of its own.
  • The price is what paid plans start at, in dollars a month, on the cheapest way of paying the listing names. A yearly price is divided by twelve, and a price in another currency is converted. A price for each person is shown for one person.
  • A tool with no paid plan sits in the band marked Free. A tool with a free plan beside paid ones is placed at its paid price and drawn as a filled dot.
  • The grades are ToolGPA’s own judgement from each vendor’s pages and from public reviews, not from testing, and no vendor can pay for one. How we grade

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