SumUp Invoices review (2026): is the free plan enough?
Free invoices and quotes with a low-cost paid upgrade
Black Friday: is there a SumUp Invoices sale?
SumUp Invoices report card
Good · out of 4.0 · graded Nov 13, 2026
Best for a free invoicing tool if you already take cards with SumUp
SumUp Invoices is free for unlimited invoices and quotes, and takes card, bank transfer, cash and Apple or Google Pay. But on the free plan bank transfers go only to a SumUp Business Account, there is one invoice language, and the Plus price is the UK one.
Who SumUp Invoices is for
- Fits if you take card payments with SumUp already
- Works for a UK sole trader who wants unlimited free invoices
Who SumUp Invoices is not for
- Skip it if you want bank transfers into your own bank for free: that needs Plus
- Tight if you invoice in other currencies or languages, which needs Plus
- Watch out: the Plus price is in pounds, excludes VAT and the page shows only yearly billing
- Watch out: this is the UK listing, and the US page lists no paid plan
- Not for you if you need bookkeeping, since there is no ledger
Why SumUp Invoices gets a 2.6
Five grades, each with its reason. The GPA is their average: an A is 4 points, an F is none.
- AValue for moneyFree for unlimited invoices and quotes, and Plus is £7 a month on yearly billing, which is under the category's cheapest quarter.
- BFree plan and trialUnlimited invoices and quotes, recurring invoices and reminders at no cost. The catch is that bank transfers go to a SumUp Business Account only, and there is 1 invoice language.
- CFeaturesInvoices, quotes, payments, reminders, reconciliation and UK tax reporting. It does invoicing fully, a smaller job than accounting: no ledger.
- CEase of useNo store rating on record, and you set up your business details and payment methods.
- CPlatforms and integrationsWeb only, with no integrations or phone app on the listing.
What these grades rest on. Graded from this listing, whose facts were read from SumUp's own pages on 13 November 2026. Not based on using the product, and shorter than our full reviews. How we review and grade.
Make SumUp Invoices? Put this grade on your site
Paste this where you want the badge. It links here and follows the grade if it changes. About badges
<a href="https://toolgpa.com/tools/sumup-invoices#review"><img src="https://toolgpa.com/badge/sumup-invoices.svg" alt="SumUp Invoices: 2.6 GPA on ToolGPA" width="196" height="56"></a>Where SumUp Invoices stands among accounting and invoicing tools
SumUp Invoices's GPA of 2.6 is higher than 94 of the 127 other accounting and invoicing tools we grade, and level with 14.
It stands best on value for money (A, above 111 of 127) and worst on platforms and integrations (C, above 2).
Its paid plans start at about $9.38 a month, against a middle price of $18.09 for the category: 29 of the 90 others that charge start lower.
On features, ease of use and platforms it scores 2.0 out of 4. 31 tools score higher and cost less.
Each grade against the category
Every bar is all 128 accounting and invoicing tools we grade, cut by the letter each got. SumUp Invoices’s own letter is outlined.
- AValue for moneyAbove 111 of 127, level with 16
- BFree plan and trialAbove 93 of 127, level with 25
- CFeaturesAbove 7 of 127, level with 78
- CEase of useAbove 6 of 127, level with 109
- CPlatforms and integrationsAbove 2 of 127, level with 25
Price against what you get
Each dot is one of 101 accounting and invoicing tools. Further left costs less, and higher up scores better on features, ease of use and platforms. Point at a dot to see which tool it is.
Features, ease of use and platforms, averaged
What paid plans start at, a month (each step along is roughly double) →
- The best score at each price
- Has a free plan
- No free plan
Keep SumUp Invoices, or make your own?
Keep it
The plain part of SumUp Invoices you could make: invoicing, quotes and estimates, reports and templates. What surrounds it you could not. The 0 things listed below take a company, not a weekend.
It is one of the better ones too: its GPA of 2.6 is higher than 94 of the 127 other accounting and invoicing tools we grade. It costs $112.55 a year.
What you could make
- Invoicing, quotes and estimates, reports and templates: an app builder makes these well.
What this rests on. SumUp Invoices’s listing: what it does, where it runs, what it plugs into and what it costs. It is a judgement about the kind of software this is. We have not built a replacement for it, and making your own means looking after it too. How we decide, and every tool’s verdict.
What is SumUp Invoices?
SumUp Invoices is an invoicing tool from the card-payments company SumUp. The free plan covers unlimited invoices and quotes, and the Plus plan adds invoice design, more languages and multi-currency. Invoices can be paid by card, bank transfer, cash, Google Pay or Apple Pay.
Worth knowing
- The listed Plus price is in pounds, excludes VAT and assumes yearly billing; the monthly rate is not shown.
- On the free plan, bank transfers go to a SumUp Business Account only, and only 1 invoice language is offered.
- Multi-currency invoices and bank transfers to any bank account need Plus.
- This is the UK listing; the US page lists no paid plan, so a US buyer may see different terms.
Key features
- Invoices and quotes
- Create unlimited invoices and quotes, convert a quote to an invoice, and issue credit notes and delivery notes.
- Several ways to get paid
- Customers can pay by online card payment, bank transfer, cash, Google Pay or Apple Pay, and invoices can be marked paid by hand.
- Recurring invoices and reminders
- Send invoices at regular intervals and set automatic email reminders for overdue payments. Both are on the free plan.
- Invoice design and languages
- Plus offers full customization of fonts, colors and layouts and invoices in 14 languages, including Dutch, German and Spanish.
- Reconciliation
- Free matches bank transfers to invoices through the SumUp Business Account; Plus does so for most banks.
- Tax reporting for the UK
- The site describes Making Tax Digital ready software that tracks income and expenses and sends updates to HMRC.
SumUp Invoices pricing
As of Nov 13, 2026, SumUp Invoices has a free plan, and paid plans start at £7 per month, billed annually, excluding VAT.
- Starts at
- £7 per month, billed annually, excluding VAT
- Free plan
- Unlimited invoices and quotes, standard template, 1 invoice language, bank transfers into a SumUp Business Account only.
- Free trial
- 30-day free trial of Plus
| Plan | Price | What you get |
|---|---|---|
| Invoices Free | £0 | Unlimited invoices and quotes, recurring invoices, credit notes and payment reminders; standard template, 1 language. |
| Invoices Plus | £7per month, billed annually, excluding VAT | Adds invoice design, 14 languages, multi-currency, bank transfers to any bank and priority support. |
Read from sumup.com on Nov 13, 2026. Prices change, so confirm with SumUp Invoices before you buy.
Ways to pay less
- Annual discountSave 12% with yearly billing
SumUp's pricing page shows a 12% saving when Plus is paid yearly instead of monthly.
Stated on sumup.com
SumUp Invoices alternatives
- SumUp Invoices vs Square Invoices
Free plan · from $49/mo
- SumUp Invoices vs Invoice Simple
Free trial · from $6.99/mo
- SumUp Invoices vs Wave
Free plan · from $19/mo
- SumUp Invoices vs Invoice Ninja
Free plan · from $14/mo
Common questions
Does SumUp Invoices have an Android app?
No Android app was listed when its pages were read on Nov 13, 2026. SumUp Invoices is listed for Web.
Does SumUp Invoices have an iPhone app?
No iPhone app was listed when its pages were read on Nov 13, 2026. SumUp Invoices is listed for Web.
Is SumUp Invoices open source?
SumUp Invoices is not described as open source on its own site, as read on Nov 13, 2026.
Sources for this page
The prices, plans, platforms and features above were read from these pages on Nov 13, 2026.