Satago review (2026): is it worth £45 a month, billed yearly?
Credit control and credit risk tools, with optional invoice finance
Black Friday: is there a Satago sale?
Satago report card
Weak · out of 4.0 · graded Nov 13, 2026
Best for chasing late UK invoices and checking credit
Satago connects to Sage or Xero to chase overdue invoices, check customers' credit and offer invoice finance. But it is a narrow job, the entry plan caps reminders and credit reports, and there is no free plan or trial.
Who Satago is for
- Fits if you use Sage or Xero and have customers who pay late
- Makes sense if you want credit checks on new customers
Who Satago is not for
- Skip it if you want to try it first, because there is no free plan or trial
- Tight on Basic: 25 credit reports and 100 email reminders
- Watch out: SMS reminders are limited per rolling 30 days, 100 on Premium and 1,000 on Platinum
- Watch out: invoice finance has its own fees, apart from these plans
- Not for you if you're outside the UK, because the pricing is aimed at UK businesses
Why Satago gets a 1.6
Five grades, each with its reason. The GPA is their average: an A is 4 points, an F is none.
- CValue for money£45 a month, or £450 on yearly billing. That is in the upper part of what the category charges, and the SMS reminders and card payments are on £80.
- FFree plan and trialNo free plan and no trial on the listing.
- DFeaturesOne narrow job, credit control, which needs Sage or Xero to be useful. Invoice finance is a separate lending product.
- CEase of useNo store rating on record, and you connect your accounting software before it does anything.
- BPlatforms and integrationsWeb only, with Sage and Xero connections.
What these grades rest on. Graded from this listing, whose facts were read from Satago's own pages on 13 November 2026. Not based on using the product, and shorter than our full reviews. How we review and grade.
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<a href="https://toolgpa.com/tools/satago#review"><img src="https://toolgpa.com/badge/satago.svg" alt="Satago: 1.6 GPA on ToolGPA" width="196" height="56"></a>Where Satago stands among accounting and invoicing tools
Satago's GPA of 1.6 is higher than 2 of the 127 other accounting and invoicing tools we grade, and level with 9.
It stands best on platforms and integrations (B, above 28 of 127) and worst on free plan and trial (F, above 0).
Its paid plans start at about $60.30 a month, against a middle price of $18.09 for the category: 79 of the 90 others that charge start lower.
On features, ease of use and platforms it scores 2.0 out of 4. 71 tools score higher and cost less.
Each grade against the category
Every bar is all 128 accounting and invoicing tools we grade, cut by the letter each got. Satago’s own letter is outlined.
- CValue for moneyAbove 19 of 127, level with 69
- FFree plan and trialAbove 0 of 127, level with 22
- DFeaturesAbove 0 of 127, level with 6
- CEase of useAbove 6 of 127, level with 109
- BPlatforms and integrationsAbove 28 of 127, level with 92
Price against what you get
Each dot is one of 101 accounting and invoicing tools. Further left costs less, and higher up scores better on features, ease of use and platforms. Point at a dot to see which tool it is.
Features, ease of use and platforms, averaged
What paid plans start at, a month (each step along is roughly double) →
- The best score at each price
- Has a free plan
- No free plan
Keep Satago, or make your own?
Keep it
To replace Satago you would be making connections to other products, each kept working as those products change. That is not a weekend's work, with an AI app builder or without one.
That makes this kind of software worth paying for, not this one in particular: 116 of the 127 other accounting and invoicing tools grade higher. It costs $723.54 a year.
What you could make
- Reports: an app builder makes this well.
What you could not
- Connections to other products, each kept working as those products change.
- Connections that pull numbers from dozens of other services.
What this rests on. Satago’s listing: what it does, where it runs, what it plugs into and what it costs. It is a judgement about the kind of software this is. We have not built a replacement for it, and making your own means looking after it too. How we decide, and every tool’s verdict.
What is Satago?
Satago is a UK platform that connects to accounting software to chase overdue invoices, check customers' credit, and offer invoice finance. Plans are priced in pounds and differ by credit reports and reminder volume. Separate plans exist for accountants and their clients.
Worth knowing
- Prices are in pounds, and the pricing page is aimed at UK businesses.
- Basic caps email reminders at 100 a month and credit reports at 25.
- SMS reminders are limited per rolling 30 days: 100 on Premium, 1,000 on Platinum.
- Invoice finance is a lending product with its own fees, priced separately from these plans.
Key features
- Credit control
- Automated chasing with customizable emails and schedules, a late payment calculator and, on higher plans, sending from your own email account.
- Risk Insights
- Customer credit scores, credit limit suggestions and views of risk concentration by days overdue and by sector.
- Invoice finance
- Selective and full invoice finance offered in the same platform; the site cites advance rates up to 90%.
- Accounting connections
- Connects to accounting software through an API; the site's footer lists Sage and Xero as integrations.
- Card and buy-now-pay-later acceptance
- Premium and Platinum add integrated card payment acceptance and buy-now-pay-later options for paying chased invoices.
- Accountant plans
- Separate plans for accountants with client counts, user limits and a 30% discount on standard pricing for each client added.
Satago pricing
As of Nov 13, 2026, Satago is a paid product, starting at £45 per month (£450 billed annually).
- Starts at
- £45 per month (£450 billed annually)
- Free plan
- None
- Free trial
- None listed
| Plan | Price | What you get |
|---|---|---|
| Basic | £45per month, billed monthly (£450 billed annually) | 25 credit reports, credit limit suggestions and credit control with 100 email reminders a month. |
| Premium | £80per month, billed monthly (£800 billed annually) | 100 credit reports, unlimited email reminders, 100 SMS reminders, card and buy-now-pay-later acceptance. |
| Platinum | £200per month, billed monthly (£2,000 billed annually) | Unlimited credit reports (fair usage), 1,000 SMS reminders and a dedicated account manager. |
Read from satago.com on Nov 13, 2026. Prices change, so confirm with Satago before you buy.
Ways to pay less
- Annual discountTwo months free on annual billing
Satago's pricing page shows annual totals of £450, £800 and £2,000 against £45, £80 and £200 a month, which works out to two months free on each plan.
Stated on satago.com
Works with
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Common questions
Does Satago have an Android app?
No Android app was listed when its pages were read on Nov 13, 2026. Satago is listed for Web.
Does Satago have an iPhone app?
No iPhone app was listed when its pages were read on Nov 13, 2026. Satago is listed for Web.
Is Satago open source?
Satago is not described as open source on its own site, as read on Nov 13, 2026.
Sources for this page
The prices, plans, platforms and features above were read from these pages on Nov 13, 2026.