Kick review (2026): is the free plan enough?
AI bookkeeping ledger for businesses and accounting firms
Black Friday: is there a Kick sale?
Kick report card
Fair · out of 4.0 · graded Nov 13, 2026
Best for a small business that wants AI to categorise transactions
Kick uses AI to categorise transactions, match receipts and reconcile, with accountants checking the results. But the free plan stops at 250 categorised transactions a year, the accrual ledger and multi-entity need Plus at $100 a month, and consolidation needs Advanced at $300.
Who Kick is for
- Fits if you are a new business with few transactions
- Works for sole proprietors who want the free P&L and balance sheet
Who Kick is not for
- Tight if you pass 250 categorised transactions a year, the end of the free plan
- Pricey if you need an accrual ledger: Plus is $100 a month
- Skip it if you need consolidation, which is Advanced at $300 a month
- Watch out: the page shows one billing term per plan, so monthly Basic and Plus prices aren't listed
Why Kick gets a 2.2
Five grades, each with its reason. The GPA is their average: an A is 4 points, an F is none.
- CValue for moneyBasic is $40 a month on yearly billing, at the edge of what the category's dearer quarter charges. Accrual and multi-entity sit on Plus at $100.
- CFree plan and trialA free plan with 250 categorised transactions a year. That cap is easy to reach, and the P&L and balance sheet come with it.
- CFeaturesAI categorisation, reconciliation, statement sync, invoicing and bill pay. Multi-entity, classes and an accrual ledger are held back for Plus, so the core ledger work has a gap on cheaper plans.
- CEase of useNo store rating on record, and you connect bank and card accounts first.
- BPlatforms and integrationsWeb only, with Stripe, PayPal, Mercury, Plaid, Ramp, Gusto, Claude and ChatGPT.
What these grades rest on. Graded from this listing, whose facts were read from Kick's own pages on 13 November 2026. Not based on using the product, and shorter than our full reviews. How we review and grade.
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<a href="https://toolgpa.com/tools/kick#review"><img src="https://toolgpa.com/badge/kick.svg" alt="Kick: 2.2 GPA on ToolGPA" width="196" height="56"></a>Where Kick stands among accounting and invoicing tools
Kick's GPA of 2.2 is higher than 43 of the 127 other accounting and invoicing tools we grade, and level with 30.
It stands best on platforms and integrations (B, above 28 of 127) and worst on ease of use (C, above 6).
Its paid plans start at $40 a month, against a middle price of $18.09 for the category: 70 of the 90 others that charge start lower.
On features, ease of use and platforms it scores 2.3 out of 4. 26 tools score higher and cost less.
Each grade against the category
Every bar is all 128 accounting and invoicing tools we grade, cut by the letter each got. Kick’s own letter is outlined.
- CValue for moneyAbove 19 of 127, level with 69
- CFree plan and trialAbove 35 of 127, level with 57
- CFeaturesAbove 7 of 127, level with 78
- CEase of useAbove 6 of 127, level with 109
- BPlatforms and integrationsAbove 28 of 127, level with 92
Price against what you get
Each dot is one of 101 accounting and invoicing tools. Further left costs less, and higher up scores better on features, ease of use and platforms. Point at a dot to see which tool it is.
Features, ease of use and platforms, averaged
What paid plans start at, a month (each step along is roughly double) →
- The best score at each price
- Has a free plan
- No free plan
Keep Kick, or make your own?
Keep it
To replace Kick you would be making live feeds from your bank, which take an agreement with each bank or a service that has them. That is not a weekend's work, with an AI app builder or without one.
It costs $480 a year.
What you could make
- Reports and invoicing: an app builder makes these well.
What you could not
- Live feeds from your bank, which take an agreement with each bank or a service that has them.
- Money moved between bank accounts, which takes a licensed payments partner.
- Connections to other products, each kept working as those products change.
- AI features, unless you pay a model provider for each request yourself.
What this rests on. Kick’s listing: what it does, where it runs, what it plugs into and what it costs. It is a judgement about the kind of software this is. We have not built a replacement for it, and making your own means looking after it too. How we decide, and every tool’s verdict.
What is Kick?
Kick is an accounting ledger that uses AI to categorize transactions, match receipts and reconcile accounts, with accountants reviewing the results. It has a free plan capped at 250 categorized transactions a year and paid plans for full-time businesses. Accounting firms are priced per client on separate tiers.
Worth knowing
- The free plan stops at 250 categorized transactions a year.
- Multi-entity, classes and an accrual ledger need Plus, and consolidation needs Advanced.
- The page shows one billing term per plan, so monthly-billed prices for Basic and Plus are not listed.
- Firm pricing is separate and charged per client, with 10% off for 1 to 19 clients and 50% off for 20 or more.
Key features
- AI categorization
- Categorizes transactions automatically and matches receipts. The free plan caps categorization at 250 transactions a year.
- Reconciliation and statement sync
- Reconciles accounts and syncs statements from Basic upward, with a universal importer for existing data.
- Multi-entity and consolidation
- Plus adds multi-entity and classes; Advanced adds consolidated reporting across entities and revenue recognition.
- Invoicing and bill pay
- The product menu includes invoicing and bill pay, with AR/AP automation listed from the Plus plan.
- Connections and AI assistants
- Connects to Stripe, PayPal, Mercury, Plaid, Ramp and Gusto, and works with ChatGPT, Claude and Cursor through MCP or the command line.
- Accountant tools
- Firms get a free firm account, per-client pricing, task and review workflows, and chart of accounts templates.
Kick pricing
As of Nov 13, 2026, Kick has a free plan, and paid plans start at $40 per month, billed annually ($480).
- Starts at
- $40 per month, billed annually ($480)
- Free plan
- Auto categorization limited to 250 transactions a year, receipt matching, profit and loss and balance sheet.
- Free trial
- None listed
| Plan | Price | What you get |
|---|---|---|
| Free | $0 | For new businesses and sole proprietors; 250 categorized transactions a year. |
| Basic | $40per month, billed annually ($480) | Unlimited categorization, reconciliation, statement sync, a universal importer and MCP/CLI access. |
| Plus | $100per month, billed quarterly ($300) | Adds multi-entity support, classes, AR/AP automation and an accrual ledger. |
| Advanced | $300per month, billed monthly | Adds consolidation and revenue recognition; prepaid and accrued and multi-book are in beta. |
Read from kick.co on Nov 13, 2026. Prices change, so confirm with Kick before you buy.
Works with
Kick alternatives
- Kick vs Puzzle
Free trial · from $25/mo
- Kick vs Digits
Free trial · from $65/mo
- Kick vs Pilot
From $99/mo
- Kick vs Bench
From $199/mo
- Kick vs Botkeeper
From $53/mo
Common questions
Does Kick have an Android app?
No Android app was listed when its pages were read on Nov 13, 2026. Kick is listed for Web.
Does Kick have an iPhone app?
No iPhone app was listed when its pages were read on Nov 13, 2026. Kick is listed for Web.
Is Kick open source?
Kick is not described as open source on its own site, as read on Nov 13, 2026.
Sources for this page
The prices, plans, platforms and features above were read from these pages on Nov 13, 2026.