Cash App Taxes review (2026): is it any good?
Free federal and state tax filing inside Cash App
Cash App Taxes report card
Very good · out of 4.0 · graded Nov 13, 2026
Best for free US federal and state filing
Cash App Taxes files US federal and state returns at no cost, including 1099 income and stock and crypto sales. You need a Cash App account to use it, and it covers individual US returns only.
Who Cash App Taxes is for
- Fits if you file a US individual return, even with 1099 income or stock sales
- Works for people who already hold a Cash App account
Who Cash App Taxes is not for
- Not for you if you do not want a Cash App account, as you must create one to log in
- Skip it if you file for a business or outside the US, as the pages do not describe either
- Watch out: the 5-day-early refund needs the refund paid into Cash App and is an estimate, not a promise
- Watch out: it states it is not a tax advisor
Why Cash App Taxes gets a 3.2
Five grades, each with its reason. The GPA is their average: an A is 4 points, an F is none.
- AValue for moneyFree for federal and state, including sales of stock and bitcoin, so it is free and substantial.
- AFree plan and trialFree outright with no tier above it, so nobody hits a cap.
- BFeaturesFederal and state filing, many income types, accuracy and max-refund guarantees do the whole job for an individual US return.
- CEase of useNo store rating on record, and you must download Cash App and create an account first.
- BPlatforms and integrationsWeb, iOS and Android, but no integrations are listed.
What these grades rest on. Graded from this listing, whose facts were read from Cash App Taxes's own pages on 13 November 2026. Not based on using the product, and shorter than our full reviews. How we review and grade.
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<a href="https://toolgpa.com/tools/cash-app-taxes#review"><img src="https://toolgpa.com/badge/cash-app-taxes.svg" alt="Cash App Taxes: 3.2 GPA on ToolGPA" width="196" height="56"></a>Where Cash App Taxes stands among accounting and invoicing tools
Cash App Taxes's GPA of 3.2 is higher than 121 of the 127 other accounting and invoicing tools we grade, and level with 4.
It stands best on free plan and trial (A, above 119 of 127) and worst on ease of use (C, above 6).
Cash App Taxes has no paid plan.
On features, ease of use and platforms it scores 2.7 out of 4. Nothing scores higher for less, though at least one tool matches that score at a lower price.
Each grade against the category
Every bar is all 128 accounting and invoicing tools we grade, cut by the letter each got. Cash App Taxes’s own letter is outlined.
- AValue for moneyAbove 111 of 127, level with 16
- AFree plan and trialAbove 119 of 127, level with 8
- BFeaturesAbove 86 of 127, level with 41
- CEase of useAbove 6 of 127, level with 109
- BPlatforms and integrationsAbove 28 of 127, level with 92
Price against what you get
Each dot is one of 101 accounting and invoicing tools. Further left costs less, and higher up scores better on features, ease of use and platforms. Point at a dot to see which tool it is.
Features, ease of use and platforms, averaged
What paid plans start at, a month (each step along is roughly double) →
- The best score at each price
- Has a free plan
- No free plan
Keep Cash App Taxes, or make your own?
Keep it
Cash App Taxes is free, so making your own would save you nothing.
And it is not the kind of software a weekend replaces. It is one of the better ones too: its GPA of 3.2 is higher than 121 of the 127 other accounting and invoicing tools we grade.
What you could make
- Calculator and forms: an app builder makes these well.
What you could not
- A real app for iOS and Android. Something home-made would be a web page.
- The depth: we grade its features B, which means it covers the whole job.
What this rests on. Cash App Taxes’s listing: what it does, where it runs, what it plugs into and what it costs. It is a judgement about the kind of software this is. We have not built a replacement for it, and making your own means looking after it too. How we decide, and every tool’s verdict.
What is Cash App Taxes?
Cash App Taxes is a US tax filing service that prepares and e-files federal and state personal returns at no charge. It handles W-2 and 1099 income, investment sales and bitcoin sales, and the site says it is an authorized IRS e-file provider. You log in through a Cash App account, then file from a phone or a computer.
Worth knowing
- A Cash App account is required: you must download the app and create an account to log in.
- It files US federal and state returns only; the pages do not describe business or non-US filing.
- The 5-day-early refund applies only if the refund is deposited into Cash App, and is an estimate, not a promise.
- Cash App Taxes is not a tax advisor, as the vendor states on its page.
Key features
- Federal and state e-filing
- Prepares and files both federal and state returns, with the vendor stating there is no charge for either, even with deductions or credits.
- Wide range of income types
- The site says W-2s, 1099s, self-employment income, stock sales and bitcoin sales are covered without extra fees.
- Accuracy and max refund guarantees
- The vendor offers an Accurate Calculations Guarantee and a Max Refund Guarantee, both with eligibility terms and exclusions on its help pages.
- Refund into Cash App
- A refund deposited into Cash App can arrive up to 5 days early, based on the vendor's estimate from tax year 2024 filing data.
- Account security
- Requires a phone number and verification, supports authenticator-app two-factor sign-in and encrypts data in transit.
Cash App Taxes pricing
As of Nov 13, 2026, Cash App Taxes is free to use.
- Starts at
- Free
- Free plan
- None
- Free trial
- None listed
| Plan | Price | What you get |
|---|---|---|
| Free | $0 | Federal and state filing at no cost, including 1099 income, stock and bitcoin sales. |
Read from cash.app on Nov 13, 2026. Prices change, so confirm with Cash App Taxes before you buy.
Cash App Taxes alternatives
- Cash App Taxes vs TaxAct
Free plan · from $44.99/yr
- Cash App Taxes vs Drake Tax
Free trial · from $299.99/yr
- Cash App Taxes vs Keeper
Free trial · from $199/yr
Common questions
Does Cash App Taxes have a Windows app?
No Windows app was listed when its pages were read on Nov 13, 2026. Cash App Taxes is listed for Web, iOS and Android.
Does Cash App Taxes have a macOS app?
No macOS app was listed when its pages were read on Nov 13, 2026. Cash App Taxes is listed for Web, iOS and Android.
Is Cash App Taxes open source?
Cash App Taxes is not described as open source on its own site, as read on Nov 13, 2026.
Sources for this page
The prices, plans, platforms and features above were read from these pages on Nov 13, 2026.