Moneybird review (2026): is it worth €3 a month, billed yearly?
Online accounting for freelancers and small businesses in Europe
Black Friday: is there a Moneybird sale?
Moneybird report card
Fair · out of 4.0 · graded Nov 12, 2026
Best for freelancers wanting European online accounting
Moneybird is online accounting for freelancers and small businesses in Europe: invoices, receipts, bank connections and electronic VAT returns, from €3 a month. That plan allows 1 sales invoice a month, so most people land on Start at €15, extra invoices cost €0.15 each, and payment and bank fees come on top.
Who Moneybird is for
- Fits if you're a Dutch or European freelancer who wants VAT returns filed electronically
- Works for online shops that connect Shopify or bol.com
Who Moneybird is not for
- Tight if you're on Compact: 1 invoice a month, 5 processed bank transactions and no VAT return
- Watch out: each sales invoice over your limit costs €0.15
- Watch out: iDEAL costs €0.29 a payment and cards 1% to 5%, and bank connections add small charges
- Watch out: the pricing page doesn't say which countries it serves
Why Moneybird gets a 2.4
Five grades, each with its reason. The GPA is their average: an A is 4 points, an F is none.
- CValue for money€3 a month for Compact, €15 for Start and €29 for Growth, billed yearly. Compact allows 1 invoice a month and no VAT return, and fees add on, so a working plan costs about the middle.
- CFree plan and trialA 60-day free trial with the Complete plan's features, no obligation. No free plan.
- BFeaturesInvoices, purchase invoices, bank connections, bookkeeping, VAT returns and timesheets. The listing's limits are volumes and fees, not missing features.
- CEase of useNo store rating on record. You'll link a bank and set up your contacts and products first.
- BPlatforms and integrationsWeb, iPhone and Android, with Shopify, Magento 2, PrestaShop, Lightspeed and bol.com.
What these grades rest on. Graded from this listing, whose facts were read from Moneybird's own pages on 12 November 2026. Not based on using the product, and shorter than our full reviews. How we review and grade.
Make Moneybird? Put this grade on your site
Paste this where you want the badge. It links here and follows the grade if it changes. About badges
<a href="https://toolgpa.com/tools/moneybird#review"><img src="https://toolgpa.com/badge/moneybird.svg" alt="Moneybird: 2.4 GPA on ToolGPA" width="196" height="56"></a>Where Moneybird stands among accounting and invoicing tools
Moneybird's GPA of 2.4 is higher than 38 of the 65 other accounting and invoicing tools we grade, and level with 10.
It stands best on features (B, above 51 of 65) and worst on ease of use (C, above 1).
Its paid plans start at about $3.35 a month, against a middle price of $18.09 for the category: 1 of the 54 others that charge start lower.
On features, ease of use and platforms it scores 2.7 out of 4. 1 tool scores higher and costs less.
Each grade against the category
Every bar is all 66 accounting and invoicing tools we grade, cut by the letter each got. Moneybird’s own letter is outlined.
- CValue for moneyAbove 13 of 65, level with 34
- CFree plan and trialAbove 15 of 65, level with 34
- BFeaturesAbove 51 of 65, level with 14
- CEase of useAbove 1 of 65, level with 56
- BPlatforms and integrationsAbove 13 of 65, level with 46
Price against what you get
Each dot is one of 58 accounting and invoicing tools. Further left costs less, and higher up scores better on features, ease of use and platforms. Point at a dot to see which tool it is.
Features, ease of use and platforms, averaged
What paid plans start at, a month (each step along is roughly double) →
- The best score at each price
- Has a free plan
- No free plan
Keep Moneybird, or make your own?
Keep it
To replace Moneybird you would be making live feeds from your bank, which take an agreement with each bank or a service that has them. That is not a weekend's work, with an AI app builder or without one.
It costs $40.22 a year.
What you could make
- Invoicing, quotes and estimates, time tracking and expense tracking: an app builder makes these well.
What you could not
- Live feeds from your bank, which take an agreement with each bank or a service that has them.
- A real app for iOS and Android. Something home-made would be a web page.
- It plugs into other products, Shopify, Magento 2 and PrestaShop among them, and has an API.
- The depth: we grade its features B, which means it covers the whole job.
What this rests on. Moneybird’s listing: what it does, where it runs, what it plugs into and what it costs. It is a judgement about the kind of software this is. We have not built a replacement for it, and making your own means looking after it too. How we decide, and every tool’s verdict.
What is Moneybird?
Moneybird is online accounting software for freelancers and small companies. It covers sales invoices and quotes, purchase invoices, timesheets, bank connections, bookkeeping and electronic VAT returns. Plans are priced in euros and differ by users, bank accounts, processed transactions and monthly invoice limits.
Worth knowing
- Monthly invoice limits apply; beyond them each extra sales invoice costs €0.15.
- Online payments carry fees, for example €0.29 for iDEAL and 1% to 5% for cards, with a 16 cent minimum on variable fees.
- Bank connections add small charges, such as €0.03 per payment record and €1.00 to initiate a payment.
- The site is offered in English, Dutch, German and French; the pricing page does not list which countries it serves.
Key features
- Invoices and quotes
- Send sales invoices and quotes, set recurring invoices and automatic reminders, and send through Peppol or collect by SEPA direct debit.
- Purchase invoices and receipts
- Scan receipts with the app, process UBL invoices and receive invoices through Peppol. Smart document processing is capped at 3 on Compact.
- Bank connections
- Link bank accounts from 1,700+ European banks and match the transactions. How many accounts and transactions depends on the plan.
- Bookkeeping and VAT returns
- Reports, ledger accounts and asset depreciation are included. Electronic VAT returns and ICP returns can be filed from Moneybird on Start and above.
- Timesheets and online sales
- Record billable hours and turn them into invoices, and take payments through a payment link or recurring subscriptions.
Moneybird pricing
As of Nov 12, 2026, Moneybird is a paid product with a free trial, starting at €3 per month, billed yearly (€4 billed monthly).
- Starts at
- €3 per month, billed yearly (€4 billed monthly)
- Free plan
- None
- Free trial
- 60-day free trial with the Complete plan's features, no obligation
| Plan | Price | What you get |
|---|---|---|
| Compact | €3per month, billed yearly (€4 billed monthly) | 1 user and 1 sales invoice a month, 5 processed bank transactions, no linked bank account or VAT return. |
| Start | €15per month, billed yearly (€18 billed monthly) | 1 user, 200 sales invoices a month, 20 processed bank transactions and electronic VAT returns. |
| Growth | €29per month, billed yearly (€35 billed monthly) | 5 users, 500 sales invoices a month, 5 linked bank accounts and 50 processed transactions. |
| Complete | €41per month, billed yearly (€49 billed monthly) | Unlimited users, linked bank accounts and transactions, and 1,000 sales invoices a month. |
Read from moneybird.com on Nov 12, 2026. Prices change, so confirm with Moneybird before you buy.
Ways to pay less
- Annual discountAt least 16% off with yearly billing
The pricing page shows the yearly-billed price per month and the saving per year, from €12 on Compact to €96 on Complete.
Stated on moneybird.com
Works with
- Shopify
- Magento 2
- PrestaShop
- Lightspeed
- Bol.com
- Ecwid
- OpenCart
Moneybird alternatives
- Moneybird vs Holded
Free plan · from €19/mo
- Moneybird vs Pennylane
Free trial · from €7/mo
- Moneybird vs Billy
Free plan
- Moneybird vs Sevdesk
Free plan · from €12.90/mo
- Moneybird vs Xero
Free trial · from $27/mo
Common questions
Does Moneybird have a Windows app?
No Windows app was listed when its pages were read on Nov 12, 2026. Moneybird is listed for Web, iOS and Android.
Does Moneybird have a macOS app?
No macOS app was listed when its pages were read on Nov 12, 2026. Moneybird is listed for Web, iOS and Android.
Is Moneybird open source?
Moneybird is not described as open source on its own site, as read on Nov 12, 2026.
Does Moneybird have an API?
Yes. Moneybird offers a public API, according to its own site.
Sources for this page
The prices, plans, platforms and features above were read from these pages on Nov 12, 2026.