Skip to content
ToolGPA

Alternatives · Accounting

Moneybird alternatives

As of Nov 12, 2026, the highest-graded Moneybird alternative is Xero (2.6 GPA). The best free one is Indy (2.6 GPA).

Moneybird compared with 7 alternatives: Holded, Pennylane, Billy, Sevdesk, Xero and 2 more.

Moneybird is a paid product with a free trial, starting at €3 per month, billed yearly (€4 billed monthly). 4 of the 7 alternatives are free or have a free plan. 3 more offer a free trial.

Listings checked up to Nov 12, 2026 · Where the facts come from

Black Friday: is there a Moneybird sale?

At a glance

ToolPriceFree planRuns on
MoneybirdThis toolFree trial · from €3/moTrial onlyWeb, iOS, Android
HoldedFree plan · from €19/moYesWeb, iOS, Android
PennylaneFree trial · from €7/moTrial onlyWeb, iOS, Android
BillyFree planYesWeb, iOS, Android
SevdeskFree plan · from €12.90/moYesWeb, iOS, Android
XeroFree trial · from $27/moTrial onlyWeb, iOS, Android
IndyFree plan · from €9/moYesWeb, iOS, Android
Lexware OfficeFree trial · from €7.90/moTrial onlyWeb, iOS, Android

Price against what you get

Moneybird starts at about $3.35 a month and scores 2.7 out of 4 on features, ease of use and platforms. None of the 6 alternatives on this chart both scores higher and starts lower.

Xero scores higher without starting lower.

Features, ease of use and platforms, averaged

D1.0C2.0B3.0A4.0Free$2$5$10$20$50$100$200$500More for lessCosts more, scores moreCosts less, scores lessCosts more, scores lessMoneybirdHoldedPennylaneSevdeskXeroIndyLexware Office

What paid plans start at, a month (each step along is roughly double) →

  • The best score at each price
  • Has a free plan
  • No free plan
The full chart of accounting and invoicing tools, and the best at every price

How each one differs from Moneybird

  1. Holded

    Cloud business management with invoicing, accounting and inventory

    • Holded starts at €19 per month, excluding VAT.
    • Holded has a free plan, which Moneybird lacks.
    • Holded also covers sales pipeline and inventory.
    • Holded does not cover time tracking and quotes and estimates, which Moneybird does.

    Suits: Small companies in Spain that file Spanish VAT and income tax returns

    Holded vs MoneybirdHolded pricing and details

  2. Pennylane

    French accounting, invoicing and business account in one app

    • Pennylane starts at €7 per month, excluding VAT (Starter, 1 user).
    • Pennylane also covers reports, bill pay and company cards.
    • Pennylane does not cover time tracking and quotes and estimates, which Moneybird does.

    Suits: French freelancers and small companies that want invoicing and bank sync together

    Pennylane vs MoneybirdPennylane pricing and details

  3. Billy

    Danish bookkeeping and invoicing with a free plan

    • Billy starts at 160 kr. per month, excl. VAT.
    • Billy has a free plan, which Moneybird lacks.
    • Billy also covers payroll.
    • Billy does not cover time tracking, which Moneybird does.

    Suits: Danish sole traders who need invoicing and VAT filing at no cost

    Billy vs MoneybirdBilly pricing and details

  4. Sevdesk

    German online accounting and e-invoicing with a free plan

    • Sevdesk starts at €12.90 per month, billed monthly, excl. VAT.
    • Sevdesk has a free plan, which Moneybird lacks.
    • Sevdesk also covers reports.
    • Sevdesk does not cover time tracking, which Moneybird does.

    Suits: German freelancers and small firms that must issue e-invoices

    Sevdesk vs MoneybirdSevdesk pricing and details

  5. Xero

    Cloud accounting for small businesses, with unlimited users

    • Xero starts at $27 per month, billed monthly.
    • Xero also covers reports and payroll.
    • Xero does not cover time tracking and quotes and estimates, which Moneybird does.

    Suits: Small businesses that want every staff member and adviser in the books at no extra cost

    Xero vs MoneybirdXero pricing and details

  6. Indy

    French bookkeeping and tax filing for freelancers and small firms

    • Indy starts at €9 per month excl. VAT, billed annually (€12 billed monthly).
    • Indy has a free plan, which Moneybird lacks.
    • Indy does not cover time tracking and quotes and estimates, which Moneybird does.

    Suits: Micro-entrepreneurs and freelancers in France

    Indy vs MoneybirdIndy pricing and details

  7. Lexware Office

    German online bookkeeping and invoicing for freelancers and firms

    • Lexware Office starts at €7.90 per month excl. VAT (€3.95 for the first 3 months).
    • Lexware Office also covers reports and payroll.
    • Lexware Office does not cover time tracking, expense tracking and quotes and estimates, which Moneybird does.

    Suits: Freelancers and small firms in Germany that need e-invoicing

    Lexware Office vs MoneybirdLexware Office pricing and details

Limits worth knowing in Moneybird

  • Monthly invoice limits apply; beyond them each extra sales invoice costs €0.15.
  • Online payments carry fees, for example €0.29 for iDEAL and 1% to 5% for cards, with a 16 cent minimum on variable fees.
  • Bank connections add small charges, such as €0.03 per payment record and €1.00 to initiate a payment.
  • The site is offered in English, Dutch, German and French; the pricing page does not list which countries it serves.
Moneybird pricing and details

Common questions

What are the alternatives to Moneybird?

The alternatives to Moneybird in this directory are Holded, Pennylane, Billy, Sevdesk, Xero, Indy and Lexware Office. Each one has a side-by-side comparison with Moneybird.

Is there a free alternative to Moneybird?

Yes. Holded, Billy, Sevdesk and Indy have a free plan alongside paid ones.

When were these prices checked?

Each listing shows its own date. On this page they run from Nov 9, 2026 to Nov 12, 2026. Vendors change prices without notice, so confirm on their site before you buy.