Plutio
All-in-one freelance app: projects, proposals, contracts and invoices
Plutio report card
Fair · out of 4.0 · graded Oct 17, 2026
Best for freelancers who want projects and invoices in one place
Plutio puts proposals, contracts, projects, time tracking, scheduling and invoices under one login, on the web, your computer and your phone. Core at $15.83 a month billed yearly has every feature. What you pay more for is room: Core stops at 9 active clients and no helpers, and there are no books, so you'll still need accounting software.
Who Plutio is for
- Great if you're a solo freelancer juggling up to 9 clients at a time
- Handy when clients sign proposals and contracts online before the work starts
- Good for agencies that bring contractors into client projects, on Pro
Who Plutio is not for
- Not for you if you need bookkeeping, as accounting apps only connect through Zapier
- Tight if you have more than 9 active clients, since that's where Core stops
- Pricey if you take on helpers, because contributors start on Pro at $40.83 a month billed yearly
Why Plutio gets a 2.4
Five grades, each with its reason. The GPA is their average: an A is 4 points, an F is none.
- CValue for moneyCore is $15.83 a month billed yearly, or $19 monthly, just past the cheaper quarter of accounting tools at $15. It's for one person and 9 active clients. More clients, or anyone helping you, means Pro at $40.83 billed yearly.
- CFree plan and trialA 7-day free trial with no card needed, but only 3 active clients while it runs. A week is short for judging something you'd bill clients from, and there's no free plan.
- CFeaturesUnlimited invoices, proposals and e-signed contracts, projects with boards and Gantt charts, time tracking, scheduling, forms and a client portal. But it keeps no books: the listing says accounting apps such as FreshBooks connect through Zapier.
- CEase of useNo store rating on record. It does a lot, which means building it out first: clients, projects, proposal templates, forms and the workflows that chase people for you.
- APlatforms and integrationsWeb, Mac, Windows, iPhone and Android, with Stripe, PayPal, Square, Zapier, Google Calendar, FreshBooks, Calendly and DocuSign. That's the full spread.
What these grades rest on. Graded from this listing, whose facts were read from Plutio's own pages on 17 October 2026. Not based on using the product, and shorter than our full reviews. How we review and grade.
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<a href="https://toolgpa.com/tools/plutio#review"><img src="https://toolgpa.com/badge/plutio.svg" alt="Plutio: 2.4 GPA on ToolGPA" width="196" height="56"></a>Where Plutio stands among accounting and invoicing tools
Plutio's GPA of 2.4 is higher than 4 of the 17 other accounting and invoicing tools we grade, and level with 5.
It stands best on platforms and integrations (A, above 14 of 17) and worst on free plan and trial (C, above 0).
Its paid plans start at $15.83 a month, against a middle price of $19 for the category: 7 of the 16 others that charge start lower.
On features, ease of use and platforms it scores 2.7 out of 4. 2 tools score higher and cost less.
Each grade against the category
Every bar is all 18 accounting and invoicing tools we grade, cut by the letter each got. Plutio’s own letter is outlined.
- CValue for moneyAbove 2 of 17, level with 10
- CFree plan and trialAbove 0 of 17, level with 9
- CFeaturesAbove 0 of 17, level with 12
- CEase of useAbove 0 of 17, level with 11
- APlatforms and integrationsAbove 14 of 17, level with 3
Price against what you get
Each dot is one of 18 accounting and invoicing tools. Further left costs less, and higher up scores better on features, ease of use and platforms. Point at a dot to see which tool it is.
Features, ease of use and platforms, averaged
What paid plans start at, a month (each step along is roughly double) →
- The best score at each price
- Has a free plan
- No free plan
Keep Plutio, or make your own?
Keep it
The plain part of Plutio you could make: invoicing, time tracking, kanban boards and forms. What surrounds it you could not. The 4 things listed below take a company, not a weekend.
That makes this kind of software worth paying for, not this one in particular: 8 of the 17 other accounting and invoicing tools grade higher. It costs $189.96 a year.
What you could make
- Invoicing, time tracking, kanban boards and forms: an app builder makes these well.
What you could not
- Booking pages that read and write other people's calendars and send the emails.
- Apps for macOS, Windows, iOS and Android that stay in step with each other.
- It plugs into other products, Stripe, PayPal and Square among them.
- AI features, unless you pay a model provider for each request yourself.
What this rests on. Plutio’s listing: what it does, where it runs, what it plugs into and what it costs. It is a judgement about the kind of software this is. We have not built a replacement for it, and making your own means looking after it too. How we decide, and every tool’s verdict.
What is Plutio?
Plutio is business management software for freelancers and agencies. Every plan has unlimited projects, invoices, proposals and contracts with e-signatures, plus time tracking, scheduling, forms, task boards and a client portal, and an AI assistant called Plutio Pal. Plans differ in active clients, contributors, AI credits, automation actions and storage.
Plutio is a paid product with a free trial, starting at $15.83 per month, billed annually ($19 billed monthly). See every plan
Good for
- Freelancers who want proposals, contracts, projects and invoices in one place
- Agencies that bring contractors and clients into shared projects
- Businesses that want automated follow-ups on proposals and late invoices
Worth knowing
- Core is for one person and 9 active clients; contributors need Pro, which includes 30 and charges for more, or Max.
- White-label is a $9 a month add-on on Core and Pro, and single sign-on $5 a month on Pro; Max includes both.
- AI credits and workflow actions are capped each month by plan; extra AI credits and storage are sold separately.
- It is built around clients, projects and invoices; accounting apps such as FreshBooks connect through Zapier.
Key features
- Invoices and payments
- Unlimited branded invoices that clients pay through Stripe, PayPal or Square. Plutio adds no transaction fee of its own.
- Proposals and contracts
- Interactive proposals and contracts that clients sign electronically, with tracking of when they view and sign.
- Projects and tasks
- Unlimited projects with Kanban boards, lists, calendars and Gantt charts, plus one-click time tracking onto invoices.
- Scheduling and forms
- Clients book meetings against your availability, and intake forms, questionnaires and surveys can be embedded or shared.
- Client portal
- Each client gets a login to see their projects, invoices, files and messages. White-labeling it costs extra below Max.
- Plutio Pal and workflows
- An AI assistant drafts proposals, contracts and emails using monthly credits, and workflow actions automate follow-ups and reminders.
Plutio pricing
- Starts at
- $15.83 per month, billed annually ($19 billed monthly)
- Free plan
- None
- Free trial
- 7-day free trial, no credit card required, with up to 3 active clients
| Plan | Price | What you get |
|---|---|---|
| Core | $15.83per month, billed annually ($19 billed monthly) | $190 a year. Solo use: 9 active clients, no contributors, 500 AI credits and 500 workflow actions a month, and 100 GB storage. |
| Pro | $40.83per month, billed annually ($49 billed monthly) | $490 a year. Unlimited clients, 30 contributors, 2,500 AI credits and 5,500 workflow actions a month, and 500 GB storage. |
| Max | $165.83per month, billed annually ($199 billed monthly) | $1,990 a year. Unlimited clients and contributors, 10,000 AI credits and 50,000 actions a month, 2 TB storage, white-label and single sign-on. |
Read from plutio.com on Oct 17, 2026. Prices change, so confirm with Plutio before you buy.
Ways to pay less
- Annual discountTwo months free with yearly billing
Yearly billing costs $190 for Core, $490 for Pro and $1,990 for Max, about two months less than twelve monthly payments.
Stated on plutio.com
Works with
Plutio alternatives
- Plutio vs Moxie
Free trial · from $10/mo
- Plutio vs Bonsai
Free trial · from $9/mo
- Plutio vs FreshBooks
Free trial · from $23/mo
- Plutio vs Wave
Free plan · from $19/mo
Common questions
Is Plutio free?
No, Plutio is a paid product, but you can try it first. 7-day free trial, no credit card required, with up to 3 active clients.
How much does Plutio cost?
Plutio lists 3 plans. Core: $15.83 per month, billed annually ($19 billed monthly). Pro: $40.83 per month, billed annually ($49 billed monthly). Max: $165.83 per month, billed annually ($199 billed monthly). Prices were read from plutio.com on Oct 17, 2026.
What platforms does Plutio work on?
Plutio is available on Web, iOS, Android, macOS and Windows.
Does Plutio offer any discounts?
Plutio publicly lists the following: Two months free with yearly billing.
Does Plutio have a Linux app?
No Linux app was listed when its pages were read on Oct 17, 2026. Plutio is listed for Web, iOS, Android, macOS and Windows.
Is Plutio open source?
Plutio is not described as open source on its own site, as read on Oct 17, 2026.
What does Plutio integrate with?
Plutio's listing names Stripe, PayPal, Square, Zapier, Google Calendar, FreshBooks, Calendly and DocuSign. A listing names up to eight integrations, so it may connect to more.
Who makes Plutio?
Plutio is made by Plutio Ltd. It dates from 2017.
What are the alternatives to Plutio?
The closest alternatives to Plutio in our directory are Moxie, Bonsai, FreshBooks, Zoho Invoice and Wave. Each one has a side-by-side comparison with Plutio.
How does Plutio compare with other accounting and invoicing tools?
Plutio's GPA of 2.4 is higher than 4 of the 17 other accounting and invoicing tools we grade, and level with 5. It stands best on platforms and integrations (A, above 14 of 17) and worst on free plan and trial (C, above 0).
Is Plutio good value for money?
ToolGPA grades Plutio C for value for money. Its paid plans start at $15.83 a month, against a middle price of $19 for the category: 7 of the 16 others that charge start lower. On features, ease of use and platforms it scores 2.7 out of 4. 2 tools score higher and cost less.
Could I make my own version of Plutio?
The plain part of Plutio you could make: invoicing, time tracking, kanban boards and forms. What surrounds it you could not. The 4 things listed below take a company, not a weekend. That makes this kind of software worth paying for, not this one in particular: 8 of the 17 other accounting and invoicing tools grade higher. It costs $189.96 a year. What you could not make: Booking pages that read and write other people's calendars and send the emails. Apps for macOS, Windows, iOS and Android that stay in step with each other. It plugs into other products, Stripe, PayPal and Square among them. AI features, unless you pay a model provider for each request yourself. This is a judgement from its listing. We have not built one.
Sources for this page
The prices, plans, platforms and features above were read from these pages on Oct 17, 2026.