Keeper review (2026): is it worth $199 a year?
Expense tracking and tax filing for freelancers and contractors
Black Friday: is there a Keeper sale?
Keeper report card
Fair · out of 4.0 · graded Nov 13, 2026
Best for a US freelancer who wants write-offs found and filing
Keeper finds expenses to write off and has a tax professional file your return, from $199 a year. There is a 14-day trial but no free plan, and mileage tracking is still marked coming soon.
Who Keeper is for
- Fits if you are a US freelancer or contractor who wants someone else to file
- Works for people who would rather be told what they can deduct than learn it
Who Keeper is not for
- Not for you if you want it free, as there is no free plan and the trial needs a card
- Skip it if you track mileage, because that feature is marked coming soon
- Tight if you file in 3 or more states, since Standard covers federal plus 2 and more needs Premium
- Watch out: Bookkeeping Only is $20 a month, $240 a year, which costs more than the yearly Standard plan
- Watch out: S-Corp and partnership filing is only on the $1,199 Business plan
Why Keeper gets a 2.0
Five grades, each with its reason. The GPA is their average: an A is 4 points, an F is none.
- CValue for moneyStandard is $199 a year, about $16.58 a month, inside accounting's $14 to $52 middle band. Premium is $399 and Business $1,199.
- DFree plan and trial14-day trial on every plan, and you cancel before it ends to avoid being charged, which means a card goes in first.
- CFeaturesExpense tracking, receipt scanning, rules and filing with a pro. Mileage tracking and an LLC service are marked coming soon, and S-Corp and partnership filing sits on the $1,199 plan.
- CEase of useNo store rating on record. Linking your bank and setting rules comes first.
- BPlatforms and integrationsWeb, iOS and Android; no integrations on record.
What these grades rest on. Graded from this listing, whose facts were read from Keeper's own pages on 12 November 2026. Not based on using the product, and shorter than our full reviews. How we review and grade.
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<a href="https://toolgpa.com/tools/keeper-tax#review"><img src="https://toolgpa.com/badge/keeper-tax.svg" alt="Keeper: 2.0 GPA on ToolGPA" width="196" height="56"></a>Where Keeper stands among accounting and invoicing tools
Keeper's GPA of 2.0 is higher than 11 of the 65 other accounting and invoicing tools we grade, and level with 10.
It stands best on platforms and integrations (B, above 13 of 65) and worst on free plan and trial (D, above 11).
Its paid plans start at $16.58 a month when paid by the year, against a middle price of $18.09 for the category: 26 of the 54 others that charge start lower.
On features, ease of use and platforms it scores 2.3 out of 4. 8 tools score higher and cost less.
Each grade against the category
Every bar is all 66 accounting and invoicing tools we grade, cut by the letter each got. Keeper’s own letter is outlined.
- CValue for moneyAbove 13 of 65, level with 34
- DFree plan and trialAbove 11 of 65, level with 3
- CFeaturesAbove 4 of 65, level with 46
- CEase of useAbove 1 of 65, level with 56
- BPlatforms and integrationsAbove 13 of 65, level with 46
Price against what you get
Each dot is one of 58 accounting and invoicing tools. Further left costs less, and higher up scores better on features, ease of use and platforms. Point at a dot to see which tool it is.
Features, ease of use and platforms, averaged
What paid plans start at, a month (each step along is roughly double) →
- The best score at each price
- Has a free plan
- No free plan
Keep Keeper, or make your own?
Keep it
To replace Keeper you would be making live feeds from your bank, which take an agreement with each bank or a service that has them. That is not a weekend's work, with an AI app builder or without one.
That makes this kind of software worth paying for, not this one in particular: 44 of the 65 other accounting and invoicing tools grade higher. It costs $199 a year.
What you could make
- Expense tracking: an app builder makes this well.
What you could not
- Live feeds from your bank, which take an agreement with each bank or a service that has them.
- A real app for iOS and Android. Something home-made would be a web page.
- AI features, unless you pay a model provider for each request yourself.
What this rests on. Keeper’s listing: what it does, where it runs, what it plugs into and what it costs. It is a judgement about the kind of software this is. We have not built a replacement for it, and making your own means looking after it too. How we decide, and every tool’s verdict.
What is Keeper?
Keeper is a US app for freelancers, contractors and small business owners that connects bank and card accounts, finds and categorizes deductions, and files federal and state tax returns. Yearly plans include a tax professional who reviews and signs the return; a monthly plan covers bookkeeping only. It runs on the web and as an iOS and Android app.
Worth knowing
- Bookkeeping Only does not include tax filing; the yearly Standard plan at $199 costs less than 12 months of it at $240.
- Mileage tracking and an LLC formation service are marked coming soon.
- Standard covers federal plus 2 state returns; 3 or more states, audit protection and quarterly taxes need Premium.
- S-Corp and partnership filing is only on the $1,199 Business plan.
Key features
- Automatic expense tracking
- Connects unlimited bank and card accounts and tracks expenses and income, with AI that finds and categorizes deductions.
- Receipt scanning
- Snap a receipt to add an expense or match it to a transaction, and split mixed retail orders into business and personal items.
- Rules for merchants
- Tell Keeper once how to treat a merchant and it applies the rule to future expenses.
- Tax filing with a pro
- Federal and up to 2 state returns are included on yearly plans, and a tax pro checks and signs each return.
- Quarterly taxes and consultations
- Premium and Business schedule estimated payments and include one-on-one consultations with a tax pro.
- Business filings
- The Business plan files S-Corp (Form 1120-S) and partnership (Form 1065) returns and closes the books at year end.
Keeper pricing
As of Nov 12, 2026, Keeper is a paid product with a free trial, starting at $199 per year ($16.58 a month, billed yearly).
- Starts at
- $199 per year ($16.58 a month, billed yearly)
- Free plan
- None
- Free trial
- 14-day free trial on every plan; cancel before it ends and you are not charged.
| Plan | Price | What you get |
|---|---|---|
| Standard | $199per year, billed yearly ($16.58 a month equivalent) | Year-round bookkeeping plus federal and up to 2 state returns, reviewed and signed by a tax pro. |
| Bookkeeping Only | $20per month, billed monthly | Expense tracking and deduction finding with unlimited connected accounts. Tax filing is not included. |
| Premium | $399per year, billed yearly ($33.25 a month equivalent) | Adds audit protection, returns for 3 or more states, rentals and K-1s, quarterly taxes, tax pro consultations, amended and late returns. |
| Business | $1,199per year, billed yearly ($99.92 a month equivalent) | Premium plus S-Corp and partnership tax filing and a year-end book review and close. |
Read from keepertax.com on Nov 12, 2026. Prices change, so confirm with Keeper before you buy.
How people rate the Keeper app
4.8
out of 5 for the iPhone and iPad app
- 5 stars89%
- 4 stars6%
- 3 stars1%
- 2 stars<1%
- 1 star3%
12,798 ratings on the App Store in the United States, read Nov 13, 2026. It rates the app, not everything the product does. See the listing
Keeper alternatives
- Keeper vs TaxAct
Free plan · from $44.99/yr
- Keeper vs Hurdlr
Free plan · from $8.34/mo
- Keeper vs QuickBooks Online
Free plan · from $38/mo
- Keeper vs Wave
Free plan · from $19/mo
- Keeper vs FreshBooks
Free trial · from $23/mo
Common questions
Does Keeper have a Windows app?
No Windows app was listed when its pages were read on Nov 12, 2026. Keeper is listed for Web, iOS and Android.
Does Keeper have a macOS app?
No macOS app was listed when its pages were read on Nov 12, 2026. Keeper is listed for Web, iOS and Android.
Is Keeper open source?
Keeper is not described as open source on its own site, as read on Nov 12, 2026.
Sources for this page
The prices, plans, platforms and features above were read from these pages on Nov 12, 2026. What people say is linked where it appears.