Khatabook review (2026): is it any good?
Free ledger and billing app for small Indian businesses
Khatabook report card
Very good · out of 4.0 · graded Nov 13, 2026
Best for tracking who owes you in a small Indian shop
Khatabook is a free phone ledger for Indian small businesses that records credit and debit per customer, sends reminders and makes GST bills. But it is a ledger and billing app, not double-entry accounting, the Play listing says it has ads, and the loans carry 15% to 24% interest.
Who Khatabook is for
- Fits if you run a small Indian shop and track what customers owe
- Works for shopkeepers who want reminders sent by SMS or WhatsApp
Who Khatabook is not for
- Not for you if you need double-entry accounting, since it is a ledger and billing app
- Watch out: the Google Play listing says the app contains ads
- Watch out: loans come from partner lenders at 15% to 24% interest and fees up to 5%, per the Play listing
- Skip it if you are outside India, because it is built for GST bills and rupee loans
Why Khatabook gets a 3.2
Five grades, each with its reason. The GPA is their average: an A is 4 points, an F is none.
- AValue for moneyFree. The site calls the apps free and lists no paid plan, which is below anything else in the category.
- AFree plan and trialFree outright, with no paid plan on the site or the Google Play listing. You will see ads.
- CFeaturesCustomer ledger, payment reminders, GST bills and stock. It does that job fully, a smaller job than accounting: no double-entry books.
- BEase of useNo rating on record, but you install it and start entering what people owe.
- BPlatforms and integrationsAndroid, iPhone and web, with Tally and WhatsApp. No desktop app or API is listed.
What these grades rest on. Graded from this listing, whose facts were read from Khatabook's own pages and its Google Play listing on 13 November 2026. The home page needed a browser to read, and no store rating is on record. Not based on using the product, and shorter than our full reviews. How we review and grade.
Make Khatabook? Put this grade on your site
Paste this where you want the badge. It links here and follows the grade if it changes. About badges
<a href="https://toolgpa.com/tools/khatabook#review"><img src="https://toolgpa.com/badge/khatabook.svg" alt="Khatabook: 3.2 GPA on ToolGPA" width="196" height="56"></a>Where Khatabook stands among accounting and invoicing tools
Khatabook's GPA of 3.2 is higher than 121 of the 127 other accounting and invoicing tools we grade, and level with 4.
It stands best on free plan and trial (A, above 119 of 127) and worst on features (C, above 7).
Khatabook has no paid plan.
On features, ease of use and platforms it scores 2.7 out of 4. Nothing scores higher for less, though at least one tool matches that score at a lower price.
Each grade against the category
Every bar is all 128 accounting and invoicing tools we grade, cut by the letter each got. Khatabook’s own letter is outlined.
- AValue for moneyAbove 111 of 127, level with 16
- AFree plan and trialAbove 119 of 127, level with 8
- CFeaturesAbove 7 of 127, level with 78
- BEase of useAbove 116 of 127, level with 4
- BPlatforms and integrationsAbove 28 of 127, level with 92
Price against what you get
Each dot is one of 101 accounting and invoicing tools. Further left costs less, and higher up scores better on features, ease of use and platforms. Point at a dot to see which tool it is.
Features, ease of use and platforms, averaged
What paid plans start at, a month (each step along is roughly double) →
- The best score at each price
- Has a free plan
- No free plan
Keep Khatabook, or make your own?
Keep it
Khatabook is free, so making your own would save you nothing.
And it is not the kind of software a weekend replaces. It is one of the better ones too: its GPA of 3.2 is higher than 121 of the 127 other accounting and invoicing tools we grade.
What you could make
- Invoicing, inventory and reports: an app builder makes these well.
What you could not
- Live feeds from your bank, which take an agreement with each bank or a service that has them.
- A real app for iOS and Android. Something home-made would be a web page.
What this rests on. Khatabook’s listing: what it does, where it runs, what it plugs into and what it costs. It is a judgement about the kind of software this is. We have not built a replacement for it, and making your own means looking after it too. How we decide, and every tool’s verdict.
What is Khatabook?
Khatabook is a free mobile ledger for small businesses in India. It records credit and debit entries per customer, sends payment reminders by SMS or WhatsApp, creates GST and non-GST bills, and tracks stock. It also offers business loans from partner lenders and a QR code for collecting payments.
Worth knowing
- It is a ledger and billing app, not a full double-entry accounting system.
- The Google Play listing says the app contains ads.
- Loans come from partner lenders; the Play listing gives interest of 15% to 24% and processing fees of up to 5%.
- Built for India: GST bills and rupee loans only, and the site does not publish a paid plan list.
Key features
- Customer ledger
- Records credit and debit transactions per customer, so the balance each person owes or is owed stays in one place.
- Payment reminders
- Sends reminder links by SMS or WhatsApp, including several at once, to chase unpaid balances.
- GST bills
- Creates GST and non-GST invoices and shares them over WhatsApp.
- Inventory
- Tracks stock with low-stock alerts and item-wise reports.
- Multiple businesses and backup
- Several businesses can be managed from one account, with automatic backup when the device is online.
Khatabook pricing
As of Nov 13, 2026, Khatabook is free to use.
- Starts at
- Free
- Free plan
- None
- Free trial
- None listed
| Plan | Price | What you get |
|---|---|---|
| Free | $0 | The site calls the apps free; no paid plan is listed on the site or the Google Play page, which says the app contains ads. |
Read from khatabook.com on Nov 13, 2026. Prices change, so confirm with Khatabook before you buy.
Works with
Khatabook alternatives
- Khatabook vs Vyapar
Free trial · from $89.99/yr
- Khatabook vs myBillBook
Free trial · from ₹291/mo
- Khatabook vs Refrens
Free plan · from ₹8,900/yr
- Khatabook vs Tally Prime
Free trial · from $86/mo
- Khatabook vs Swipe
Free plan · from ₹233/mo
Common questions
Does Khatabook have a Windows app?
No Windows app was listed when its pages were read on Nov 13, 2026. Khatabook is listed for Android, iOS and Web.
Does Khatabook have a macOS app?
No macOS app was listed when its pages were read on Nov 13, 2026. Khatabook is listed for Android, iOS and Web.
Is Khatabook open source?
Khatabook is not described as open source on its own site, as read on Nov 13, 2026.
Sources for this page
The prices, plans, platforms and features above were read from these pages on Nov 13, 2026.