The Khatabook Insider’s Guide
Everything we know about Khatabook in one document: what it costs, its grades, getting a refund, getting help and what else to look at. Read it here, or keep a copy.
Khatabook
The Insider’s Guide
Free ledger and billing app for small Indian businesses
Every plan, grade, refund rule and rival among accounting and invoicing tools, read from Khatabook’s own pages.
Made by Khatabook · checked Nov 13, 2026 · toolgpa.com
Contents
- 01WelcomeWhat it is, who it suits, its grades and the ten things to know first
- 02What it costsEvery plan, the free plan, ways to pay less and how prices have moved
- 03What it doesIts main features, where it runs, what it works with and who makes it
- 04Where it standsIts grades against its category, and whether to keep it or make your own
- 05The alternativesThe tools it is most often weighed against, side by side
- 06Quick answersThe questions people ask about it, each answered in a line or two
- 07About ToolGPAWho made this guide, what else is on the site, and how to cite it
ToolGPA put this guide together from Khatabook’s own pages, its app-store listings and our grades. Every fact in it is on Khatabook’s page too, where it is kept up to date. Checked Nov 13, 2026.
Part 01 · Overview
Welcome
What it is, who it suits, its grades and the ten things to know first
3.2
GPA, above 121 of the 127 other accounting and invoicing tools we grade
Khatabook is a free mobile ledger for small businesses in India. It records credit and debit entries per customer, sends payment reminders by SMS or WhatsApp, creates GST and non-GST bills, and tracks stock. It also offers business loans from partner lenders and a QR code for collecting payments.
To get you started, here are 8 things to know about Khatabook, taken from its own pages and our grades.
No rating on record, but you install it and start entering what people owe.
- 1
Best for tracking who owes you in a small Indian shop
Khatabook is a free phone ledger for Indian small businesses that records credit and debit per customer, sends reminders and makes GST bills.
- 2
It is free
Khatabook has no paid plan at all.
- 3
It runs on 3 platforms
Android, iOS and Web.
- 4
Customer ledger
Records credit and debit transactions per customer, so the balance each person owes or is owed stays in one place.
- 5
Payment reminders
Sends reminder links by SMS or WhatsApp, including several at once, to chase unpaid balances.
- 6
GST bills
Creates GST and non-GST invoices and shares them over WhatsApp.
- 7
A 3.2 GPA, above 121 of 127
That is against the other accounting and invoicing tools we grade, on value, the free plan, features, ease of use and platforms.
- 8
Keep it
Khatabook is free, so making your own would save you nothing.
Khatabook at a glance
- Pricing
- Free
- Free plan
- It is free
- Free trial
- None stated
- Runs on
- Web, iOS, Android
- Made by
- Khatabook
- Category
- Accounting & Invoicing
- Our grade
- 3.2 GPA, very good
The report card
Best for tracking who owes you in a small Indian shop
Khatabook is a free phone ledger for Indian small businesses that records credit and debit per customer, sends reminders and makes GST bills. But it is a ledger and billing app, not double-entry accounting, the Play listing says it has ads, and the loans carry 15% to 24% interest.
| Subject | Grade | Comment |
|---|---|---|
| Value for money | A | Free. The site calls the apps free and lists no paid plan, which is below anything else in the category. |
| Free plan and trial | A | Free outright, with no paid plan on the site or the Google Play listing. You will see ads. |
| Features | C | Customer ledger, payment reminders, GST bills and stock. It does that job fully, a smaller job than accounting: no double-entry books. |
| Ease of use | B | No rating on record, but you install it and start entering what people owe. |
| Platforms and integrations | B | Android, iPhone and web, with Tally and WhatsApp. No desktop app or API is listed. |
An A is worth 4 points, a B 3, a C 2, a D 1 and an F nothing. The GPA is the average of the five.
Who Khatabook is for
- Fits if you run a small Indian shop and track what customers owe
- Works for shopkeepers who want reminders sent by SMS or WhatsApp
Who it is not for
- Not for you if you need double-entry accounting, since it is a ledger and billing app
- Watch out: the Google Play listing says the app contains ads
- Watch out: loans come from partner lenders at 15% to 24% interest and fees up to 5%, per the Play listing
- Skip it if you are outside India, because it is built for GST bills and rupee loans
Good to know
Good for
- Kirana stores and small shops replacing a paper credit ledger
- Owners who mainly need to track what customers owe
- Businesses that want a free app in Hindi or regional languages
Worth knowing
- It is a ledger and billing app, not a full double-entry accounting system.
- The Google Play listing says the app contains ads.
- Loans come from partner lenders; the Play listing gives interest of 15% to 24% and processing fees of up to 5%.
- Built for India: GST bills and rupee loans only, and the site does not publish a paid plan list.
Part 02 · Pricing
What it costs
Every plan, the free plan, ways to pay less and how prices have moved
Free
No paid plan at all
Khatabook is free to use.
The site calls the apps free and lists no paid plan, which is below anything else in the category.
Free
$0
The site calls the apps free; no paid plan is listed on the site or the Google Play page, which says the app contains ads.
Read from khatabook.com on Nov 13, 2026.
Part 03 · Features
What it does
Its main features, where it runs, what it works with and who makes it
3
Places it runs: Web, iOS and Android
Free ledger and billing app for small Indian businesses. Here is what it does, as its own site describes it, and what it covers: invoicing, reports, bookkeeping, inventory.
Customer ledger, payment reminders, GST bills and stock.
- Customer ledger
- Records credit and debit transactions per customer, so the balance each person owes or is owed stays in one place.
- Payment reminders
- Sends reminder links by SMS or WhatsApp, including several at once, to chase unpaid balances.
- GST bills
- Creates GST and non-GST invoices and shares them over WhatsApp.
- Inventory
- Tracks stock with low-stock alerts and item-wise reports.
- Multiple businesses and backup
- Several businesses can be managed from one account, with automatic backup when the device is online.
Where it runs
- Web
- iOS
- Android
What it works with
- Tally
Khatabook is made by Khatabook.
Part 04 · Standing
Where it stands
Its grades against its category, and whether to keep it or make your own
121/127
Other accounting and invoicing tools it is graded above
Khatabook's GPA of 3.2 is higher than 121 of the 127 other accounting and invoicing tools we grade, and level with 4.
It stands best on free plan and trial (A, above 119 of 127) and worst on features (C, above 7).
Khatabook has no paid plan.
On features, ease of use and platforms it scores 2.7 out of 4. Nothing scores higher for less, though at least one tool matches that score at a lower price.
Each grade against the category
Every bar is all 128 accounting and invoicing tools we grade, cut by the letter each got. Khatabook’s own letter is outlined.
- AValue for moneyAbove 111 of 127
- AFree plan and trialAbove 119 of 127
- CFeaturesAbove 7 of 127
- BEase of useAbove 116 of 127
- BPlatforms and integrationsAbove 28 of 127
Price against what you get
Each dot is one of 101 accounting and invoicing tools. Further left costs less; higher up scores better on features, ease of use and platforms. Khatabook is the marked dot.
What paid plans start at, a month (each step along is roughly double) →
Keep it, or make your own?
Whether this is something you could build for yourself with an AI app builder, and what you would give up.
Keep it
Khatabook is free, so making your own would save you nothing.
And it is not the kind of software a weekend replaces. It is one of the better ones too: its GPA of 3.2 is higher than 121 of the 127 other accounting and invoicing tools we grade.
What you could make
- Invoicing, inventory and reports: an app builder makes these well.
What you could not
- Live feeds from your bank, which take an agreement with each bank or a service that has them.
- A real app for iOS and Android. Something home-made would be a web page.
What this rests on. Khatabook’s listing: what it does, where it runs, what it plugs into and what it costs. It is a judgement about the kind of software this is. We have not built a replacement for it, and making your own means looking after it too. How we decide, and every tool’s verdict.
Part 05 · Alternatives
The alternatives
The tools it is most often weighed against, side by side
Vyapar, myBillBook, Refrens, Tally Prime and Swipe
The 5 tools Khatabook is most often weighed against, with where each one differs from it.
- 2.6GPA
Vyapar
Free trial · from $89.99/yr
GST billing and inventory software for Indian small businesses.
- Khatabook has a free plan. Vyapar does not, though it has a free trial.
- Only Khatabook lists a web app.
- Only Vyapar lists Windows and macOS apps.
- 2.4GPA
myBillBook
Free trial · from ₹291/mo
GST billing, inventory and bookkeeping app for Indian businesses.
- Khatabook has a free plan. myBillBook does not, though it has a free trial.
- Only myBillBook lists a Windows app.
- Khatabook also covers reports.
- 2.2GPA
Refrens
Free plan · from ₹8,900/yr
GST invoicing, accounting and lead tracking for Indian firms.
- Khatabook also covers reports.
- Refrens also covers sales pipeline, expense tracking and quotes and estimates.
- 1.6GPA
Tally Prime
Free trial · from $86/mo
Desktop accounting and inventory software, mainly for Indian SMBs.
- Khatabook has a free plan. Tally Prime does not, though it has a free trial.
- Only Khatabook lists a web app.
- Only Khatabook lists Android and iOS apps.
- 2.8GPA
Swipe
Free plan · from ₹233/mo
Free invoicing, GST billing and inventory for small businesses.
- Khatabook also covers bookkeeping.
- Swipe also covers expense tracking and online store.
Part 06 · Questions
Quick answers
The questions people ask about it, each answered in a line or two
12
Questions, each answered in a line or two
The short version of everything above, for when you only need the answer. Each one is told in full in its part of the guide.
Is Khatabook free?
Yes. Khatabook is free to use.
How much does Khatabook cost?
Khatabook lists one plan. Free: $0.
What platforms does Khatabook work on?
Khatabook is available on Android, iOS and Web.
Does Khatabook have a Windows app?
No Windows app was listed when its pages were read on Nov 13, 2026. Khatabook is listed for Android, iOS and Web.
Does Khatabook have a macOS app?
No macOS app was listed when its pages were read on Nov 13, 2026. Khatabook is listed for Android, iOS and Web.
Is Khatabook open source?
Khatabook is not described as open source on its own site, as read on Nov 13, 2026.
What does Khatabook integrate with?
Khatabook's listing names Tally and WhatsApp. A listing names up to eight integrations, so it may connect to more.
Who makes Khatabook?
Khatabook is made by a company of the same name.
What are the alternatives to Khatabook?
The closest alternatives to Khatabook in our directory are Vyapar, myBillBook, Refrens, Tally Prime and Swipe.
How does Khatabook compare with other accounting and invoicing tools?
Khatabook's GPA of 3.2 is higher than 121 of the 127 other accounting and invoicing tools we grade, and level with 4.
Is Khatabook good value for money?
ToolGPA grades Khatabook A for value for money. Khatabook has no paid plan.
Could I make my own version of Khatabook?
Khatabook is free, so making your own would save you nothing. And it is not the kind of software a weekend replaces.
Where this guide comes from
The prices, plans, platforms and features were read from Khatabook’s own pages on Nov 13, 2026, and the grades were given on Nov 13, 2026. Graded from this listing, whose facts were read from Khatabook's own pages and its Google Play listing on 13 November 2026. The home page needed a browser to read, and no store rating is on record. Not based on using the product, and shorter than our full reviews.
Every tool we list gets five grades, A to F, each with its reason, and a GPA that averages them. How each is decided is at toolgpa.com/grades. This guide is ToolGPA’s own work; it is not made, paid for or approved by Khatabook. Prices change, so check khatabook.com before you buy.
Part 07 · About
About ToolGPA
Who made this guide, what else is on the site, and how to cite it
7,721
Tools graded, in 95 categories
ToolGPA grades software the way a school report grades a pupil: five subjects, a letter for each with the reason written beside it, and a GPA that averages them. Prices, plans and platforms are read from each maker’s own pages and dated, so you always know how fresh a figure is.
Every grade, review and ranking on ToolGPA is our own judgement. No company can pay for a grade or change one. Every tool on the site has a guide like this one, free to download and pass on. It all lives at toolgpa.com.
7,721
tools graded
95
categories
739
price changes on record
579
apps priced in 12 countries
What else is on toolgpa.com
- Khatabook, kept up to dateEverything in this guide, with prices and grades as they are todaytoolgpa.com/tools/khatabook
- How grades are givenThe rules behind every letter and every GPAtoolgpa.com/grades
- Value chartsWhat each tool costs against what it scores, for every categorytoolgpa.com/charts
- CompareAny two tools side by side, plan by plantoolgpa.com/compare
- Price changesEvery price rise and cut on record, each with its sourcetoolgpa.com/price-changes
- Prices by countryWhat apps cost on the App Store in 12 countriestoolgpa.com/prices-by-country
- Pay lessEvery public discount: yearly billing, students, nonprofitstoolgpa.com/save
- Keep or makeWhich tools are worth paying for, and which you could build yourselftoolgpa.com/keep-or-make
Scan for the live page
Prices and grades as they are today
Quoting this guide?
Please name ToolGPA and link to the live page, so readers can check the figures for themselves:
ToolGPA, "Khatabook: The Insider's Guide", checked Nov 13, 2026. https://toolgpa.com/tools/khatabook
Know someone choosing between accounting and invoicing tools?
Send them this guide: toolgpa.com/tools/khatabook/guide
ToolGPA elsewhere: youtube.com/@toolgpa
See our other guides
The best-graded accounting and invoicing tools after Khatabook, each with an Insider's Guide of its own.
- Accounting & Invoicing Insider's GuideEvery one of the 129 accounting and invoicing tools we grade, compared
- Zoho Invoice Insider's GuideFree invoicing app from Zoho for freelancers and small businesses3.6 GPA
- Zoho Books Insider's GuideOnline accounting from Zoho, with a free plan and six paid tiers3.4 GPA
- Cash App Taxes Insider's GuideFree federal and state tax filing inside Cash App3.2 GPA
Choosing software? Every tool graded, every price dated.
Compare tools at toolgpa.com ›Everything in this guide is ToolGPA’s own summary of what Khatabook’s pages, its app-store listings and public reviews said on the dates shown. Grades are our judgement under the rules at toolgpa.com/grades. Every grade, review and ranking on ToolGPA is our own judgement. No company can pay for a grade or change one. Khatabook is a trademark of its owner, and this guide is not made, paid for or approved by Khatabook. Prices and plans change: check khatabook.com before you buy.