Khatabook vs Swipe (2026): which should you pick?
As of Nov 13, 2026, Khatabook grades higher than Swipe: 3.2 against 2.8 out of 4.0.
Checked Nov 13, 2026 · graded Nov 13, 2026 by ToolGPA
Khatabook grades higher on the free plan and ease of use. They get the same grade on value for money, features and platforms.
Price, platforms and features side by side. The table says where each price was read and when.
Swipe
Free invoicing, GST billing and inventory for small businesses
Which one is for you
Pick Khatabook if
- Fits if you run a small Indian shop and track what customers owe
- Works for shopkeepers who want reminders sent by SMS or WhatsApp
Look elsewhere if
- Not for you if you need double-entry accounting, since it is a ledger and billing app
- Watch out: the Google Play listing says the app contains ads
- Watch out: loans come from partner lenders at 15% to 24% interest and fees up to 5%, per the Play listing
- Skip it if you are outside India, because it is built for GST bills and rupee loans
Pick Swipe if
- Fits if you run a small Indian shop and want GST invoices without paying
- Works for sellers who keep stock and ship through Shopify or Shiprocket
Look elsewhere if
- Skip it if you need e-invoicing, since that's a separate plan with no price shown
- Tight if you stay free, because online payments and watermark-free bills need Pro
- Watch out: unlimited e-way bills, batch tracking and POS billing are Jet at ₹3,799 a year
- Not for you if you run several businesses or warehouses, which means the custom Advanced plan
- Watch out: Pro and Jet are billed yearly or for three years, and these prices are the India edition only
How we grade them
| 3.2GPAKhatabookVery good | 2.8GPASwipeGood | |
|---|---|---|
| Value for money | AFree. The site calls the apps free and lists no paid plan, which is below anything else in the category. | AThe paid plan is ₹2,799 a year on the India page, roughly $3 a month, under 60% of the $9 where this category's cheaper quarter starts. The free plan also has unlimited invoices. |
| Free plan and trial | AFree outright, with no paid plan on the site or the Google Play listing. You will see ads. | BUnlimited invoices, items and customers for 1 user and 1 business, free. One person can live on that, but 512 MB of storage and 10 AI scans are the edge. |
| Features | CCustomer ledger, payment reminders, GST bills and stock. It does that job fully, a smaller job than accounting: no double-entry books. | CInvoices, quotes, inventory, GST reports and POS billing. The listing shows gaps: e-invoicing is a separate plan, POS is web only, and several businesses or warehouses need the custom plan. |
| Ease of use | BNo rating on record, but you install it and start entering what people owe. | CNo store rating on record. It's a web app and two phone apps, and billing, GST and inventory need setting up before you're productive. |
| Platforms and integrations | BAndroid, iPhone and web, with Tally and WhatsApp. No desktop app or API is listed. | BWeb, Android and iOS, with Tally, Shopify, Shiprocket and an API. No desktop app. |
| Best for | tracking who owes you in a small Indian shop | free GST invoicing for small Indian businesses |
The GPA is the average of the five grades: an A is 4 points, an F is none. The full reasons are on each tool's page: Khatabook and Swipe. How we grade
Price against what you get
Khatabook has no paid plan and scores 2.7 out of 4 on features, ease of use and platforms. Swipe starts at about $2.45 a month and scores 2.3.
Khatabook scores higher and starts $2.45 a month lower. Of the other accounting and invoicing tools on the chart, none scores higher than Khatabook for less, and 6 score higher than Swipe for less.
Features, ease of use and platforms, averaged
What paid plans start at, a month (each step along is roughly double) →
- The best score at each price
- Has a free plan
- No free plan
Where they differ
- Khatabook also covers bookkeeping.
- Swipe also covers expense tracking and online store.
At a glance
| Khatabook | Swipe | |
|---|---|---|
| Pricing | Free | Free plan |
| Starts at | Free | ₹233 per month, billed yearly (₹2,799 a year) |
| Free plan | None | Unlimited invoices, items and customers, 1 business, 1 user and 512 MB of storage, on web, Android and iOS. |
| Free trial | None listed | None listed |
| Web | ||
| iOS | ||
| Android | ||
| Made by | Khatabook | Nextspeed Technologies |
| Price read from | khatabook.com | getswipe.in |
| Checked | Nov 13, 2026 | Nov 13, 2026 |
Worth knowing
Khatabook
- It is a ledger and billing app, not a full double-entry accounting system.
- The Google Play listing says the app contains ads.
- Loans come from partner lenders; the Play listing gives interest of 15% to 24% and processing fees of up to 5%.
- Built for India: GST bills and rupee loans only, and the site does not publish a paid plan list.
Swipe
- The prices here are the India edition; each country has its own pricing page.
- Pro and Jet are billed yearly or for three years; no monthly-billed price is shown.
- E-invoicing is a separate plan whose price the pricing page does not show.
- POS billing is web only, and multiple businesses or warehouses need the custom Advanced plan.
Key features
Khatabook
- Customer ledger
- Records credit and debit transactions per customer, so the balance each person owes or is owed stays in one place.
- Payment reminders
- Sends reminder links by SMS or WhatsApp, including several at once, to chase unpaid balances.
- GST bills
- Creates GST and non-GST invoices and shares them over WhatsApp.
- Inventory
- Tracks stock with low-stock alerts and item-wise reports.
- Multiple businesses and backup
- Several businesses can be managed from one account, with automatic backup when the device is online.
Swipe
- Invoices and quotations
- Unlimited invoices, purchases and quotations on the free plan, with A4, A5 and thermal printouts and sharing by WhatsApp or email.
- GST, e-way bills and e-invoicing
- GSTR-1 reports come with Pro, unlimited e-way bills with Jet, and e-invoicing with its own plan that adds IRN generation.
- Inventory
- Stock in and out on every plan, with batch and expiry and serial number or IMEI tracking from Jet.
- Swipe AI document scans
- Scans documents on the web app: 10 free on Free, 100 free on Pro and Jet, then 7 credits per scan.
- Integrations
- Lists Tally, Shopify, Shiprocket, an API, custom email and WhatsApp providers Wati and Interakt.
Plans
Khatabook
Free$0
The site calls the apps free; no paid plan is listed on the site or the Google Play page, which says the app contains ads.
Swipe
Free₹0
Unlimited invoices, purchases and quotations for 1 business and 1 user, with 10 free AI document scans.
Pro₹233
per month, billed yearly (₹2,799 a year)
2 users, no watermark on bills, online payments, GSTR-1 and 40+ reports, 1 GB storage. Crossed out: ₹345 a month.
Jet₹317
per month, billed yearly (₹3,799 a year)
Pro plus unlimited e-way bills, bulk actions, batch and expiry, serial numbers and web POS billing. Crossed out: ₹498.
AdvancedCustom
Multiple businesses and warehouses, manufacturing (BOM), exports and multi-currency, recurring invoices and an online store.
Ways to pay less
Khatabook
No public discounts listed.
Swipe
- Other savings
₹500 off when upgrading within 7 days
The India pricing page shows a welcome offer of ₹500 off for new sign-ups who upgrade within 7 days.
Common questions
Which is cheaper, Khatabook or Swipe?
As of Nov 13, 2026, Khatabook is cheaper to start with: it is free, against about $2.45 a month for Swipe. Khatabook is free, and Swipe starts at ₹233 per month, billed yearly (₹2,799 a year).
Which has a free plan, Khatabook or Swipe?
As of Nov 13, 2026, both Khatabook and Swipe have a free plan.
More comparisons
How this page was made
- The verdict at the top follows a fixed rule. When both tools are in the same category and either is in our top three for it, the verdict follows that ranking: the higher-placed tool is our pick. The top three weigh who each tool suits as well as its grades, so a pick can go against the GPA. Otherwise the page does not pick one and says which grades higher: the higher GPA first; on a tie, the one with a free plan, then the one that starts cheaper in dollars a month, counted the same way for both; if they are still level, what the choice depends on.
- The grades are our own, from each tool’s review or report card. The GPA is their average.
- Prices, plans and platforms come from each tool’s listing. The table above says where each price was read and when.
- The differences and the answers to the questions are worked out from those listings.