Refrens vs Swipe (2026): which should you pick?
As of Nov 13, 2026, Swipe grades higher than Refrens: 2.8 against 2.2 out of 4.0.
Checked Nov 12, 2026 and Nov 13, 2026 · graded Nov 12, 2026 and Nov 13, 2026 by ToolGPA
Swipe grades higher on value for money and the free plan. They get the same grade on features, ease of use and platforms.
Price, platforms and features side by side. The table says where each price was read and when.
Refrens
GST invoicing, accounting and lead tracking for Indian firms
Swipe
Free invoicing, GST billing and inventory for small businesses
Which one is for you
Pick Refrens if
- Fits if you're an Indian business that needs GST invoices, e-way bills and GSTR reports
- Works for freelancers who share invoices over WhatsApp
Look elsewhere if
- Tight if you use Free: 15 documents, then a paid plan
- Not for you if you're outside India, as it's rupees and GST
- Pricey if you want bookkeeping: that's Pro at ₹30,900 a year, and e-invoices and e-way bills need Plus at ₹16,900
- Watch out: prices exclude GST, and extras such as custom templates and digital signatures cost more
- Watch out: the pricing FAQ says there's no downloadable app, while the footer links Android and iOS apps
Pick Swipe if
- Fits if you run a small Indian shop and want GST invoices without paying
- Works for sellers who keep stock and ship through Shopify or Shiprocket
Look elsewhere if
- Skip it if you need e-invoicing, since that's a separate plan with no price shown
- Tight if you stay free, because online payments and watermark-free bills need Pro
- Watch out: unlimited e-way bills, batch tracking and POS billing are Jet at ₹3,799 a year
- Not for you if you run several businesses or warehouses, which means the custom Advanced plan
- Watch out: Pro and Jet are billed yearly or for three years, and these prices are the India edition only
How we grade them
| 2.2GPARefrensFair | 2.8GPASwipeGood | |
|---|---|---|
| Value for money | C₹8,900 a year for Lite, ₹16,900 for Plus and ₹30,900 for Pro, excluding GST. Lite is about ₹742 a month, but bookkeeping sits on Pro, around the middle. | AThe paid plan is ₹2,799 a year on the India page, roughly $3 a month, under 60% of the $9 where this category's cheaper quarter starts. The free plan also has unlimited invoices. |
| Free plan and trial | CA free plan of 15 documents, then you need a paid plan to keep creating them. | BUnlimited invoices, items and customers for 1 user and 1 business, free. One person can live on that, but 512 MB of storage and 10 AI scans are the edge. |
| Features | CGST invoices and quotations, e-invoices, GSTR reports, inventory and AI bill capture. Bookkeeping starts at Pro, and custom templates and digital signatures cost extra. | CInvoices, quotes, inventory, GST reports and POS billing. The listing shows gaps: e-invoicing is a separate plan, POS is web only, and several businesses or warehouses need the custom plan. |
| Ease of use | CNo store rating on record. You set up inventory, GST details and clients before it saves time. | CNo store rating on record. It's a web app and two phone apps, and billing, GST and inventory need setting up before you're productive. |
| Platforms and integrations | BWeb, with IndiaMART, Google Calendar and WhatsApp sharing. The footer links Android and iOS apps but the FAQ says there's none, so we don't count them. | BWeb, Android and iOS, with Tally, Shopify, Shiprocket and an API. No desktop app. |
| Best for | GST invoicing for Indian firms | free GST invoicing for small Indian businesses |
The GPA is the average of the five grades: an A is 4 points, an F is none. The full reasons are on each tool's page: Refrens and Swipe. How we grade
Price against what you get
Refrens starts at about $7.81 a month and scores 2.3 out of 4 on features, ease of use and platforms. Swipe starts at about $2.45 a month and scores 2.3.
They score the same, and Swipe starts $5.36 a month lower. Of the other accounting and invoicing tools on the chart, 11 score higher than Refrens for less, and 6 score higher than Swipe for less.
Features, ease of use and platforms, averaged
What paid plans start at, a month (each step along is roughly double) →
- The best score at each price
- Has a free plan
- No free plan
Where they differ
- Refrens also covers sales pipeline, bookkeeping and quotes and estimates.
- Swipe also covers reports and online store.
At a glance
| Refrens | Swipe | |
|---|---|---|
| Pricing | Free plan | Free plan |
| Starts at | ₹8,900 per year, excl. GST (₹742 a month effective) | ₹233 per month, billed yearly (₹2,799 a year) |
| Free plan | 15 documents free, then a paid plan is needed to keep creating new ones. | Unlimited invoices, items and customers, 1 business, 1 user and 512 MB of storage, on web, Android and iOS. |
| Free trial | None listed | None listed |
| Web | ||
| iOS | ||
| Android | ||
| Made by | Refrens | Nextspeed Technologies |
| Price read from | refrens.com | getswipe.in |
| Checked | Nov 12, 2026 | Nov 13, 2026 |
Worth knowing
Refrens
- Prices are in rupees and exclude GST; the page lists 3-month, 1-year and 3-year terms.
- The Free plan stops at 15 documents, and extras such as custom templates and digital signatures are charged on top.
- Built for Indian tax rules, with GSTR reports and e-way bills at its core.
- The pricing page FAQ says there is no downloadable app, while the footer links Android and iOS apps.
Swipe
- The prices here are the India edition; each country has its own pricing page.
- Pro and Jet are billed yearly or for three years; no monthly-billed price is shown.
- E-invoicing is a separate plan whose price the pricing page does not show.
- POS billing is web only, and multiple businesses or warehouses need the custom Advanced plan.
Key features
Refrens
- Invoices and quotations
- Create, customize and share invoices, quotations and purchase orders, with recurring invoices and payment reminders.
- GST compliance
- E-invoices, e-way bills, GSTR-1 and GSTR-2B reports with reconciliation, from the Plus plan.
- Accounting
- Automated bookkeeping, charts of accounts, bank reconciliation and financial statements, from the Pro plan.
- Inventory
- Stock tracking across locations, with batch and serial tracking and expiry reports on higher plans.
- AI bill capture
- OCR scanning and a WhatsApp and email assistant turn vendor bills into draft entries; 100 to 500 scans a year by plan.
- Leads and vendors
- Track sales leads across pipelines, and run vendor approval and onboarding workflows on Enterprise.
Swipe
- Invoices and quotations
- Unlimited invoices, purchases and quotations on the free plan, with A4, A5 and thermal printouts and sharing by WhatsApp or email.
- GST, e-way bills and e-invoicing
- GSTR-1 reports come with Pro, unlimited e-way bills with Jet, and e-invoicing with its own plan that adds IRN generation.
- Inventory
- Stock in and out on every plan, with batch and expiry and serial number or IMEI tracking from Jet.
- Swipe AI document scans
- Scans documents on the web app: 10 free on Free, 100 free on Pro and Jet, then 7 credits per scan.
- Integrations
- Lists Tally, Shopify, Shiprocket, an API, custom email and WhatsApp providers Wati and Interakt.
Plans
Refrens
Free₹0
Create up to 15 documents, such as invoices and quotations, before a paid plan is needed.
Lite₹8,900
per year, excl. GST (crossed out ₹10,680)
Unlimited documents, inventory, recurring invoices, WhatsApp sharing and OCR scanning; 2 users.
Plus₹16,900
per year, excl. GST (crossed out ₹20,280)
Adds e-invoices, e-way bills, GSTR-1 and GSTR-2B reports and lead management; 3 users.
Pro₹30,900
per year, excl. GST (crossed out ₹37,080)
Adds automated bookkeeping, journals, bank reconciliation, balance sheet and batch tracking; 5 users.
Enterprise₹44,900
per year, excl. GST (crossed out ₹53,880)
Adds document and vendor approval workflows, RFQ and RFI links and vendor verification; 5 users.
Swipe
Free₹0
Unlimited invoices, purchases and quotations for 1 business and 1 user, with 10 free AI document scans.
Pro₹233
per month, billed yearly (₹2,799 a year)
2 users, no watermark on bills, online payments, GSTR-1 and 40+ reports, 1 GB storage. Crossed out: ₹345 a month.
Jet₹317
per month, billed yearly (₹3,799 a year)
Pro plus unlimited e-way bills, bulk actions, batch and expiry, serial numbers and web POS billing. Crossed out: ₹498.
AdvancedCustom
Multiple businesses and warehouses, manufacturing (BOM), exports and multi-currency, recurring invoices and an online store.
Ways to pay less
Refrens
- Annual discount
Save 16% on 1 year and 25% on 3 years
The Premium page marks its 1-year term as 16% cheaper and its 3-year term as 25% cheaper than the shorter terms.
Swipe
- Other savings
₹500 off when upgrading within 7 days
The India pricing page shows a welcome offer of ₹500 off for new sign-ups who upgrade within 7 days.
Common questions
Which is cheaper, Refrens or Swipe?
As of Nov 13, 2026, Swipe is cheaper to start with: about $2.45 a month, against about $7.81 a month for Refrens. Refrens starts at ₹8,900 per year, excl. GST (₹742 a month effective), and Swipe starts at ₹233 per month, billed yearly (₹2,799 a year).
Which has a free plan, Refrens or Swipe?
As of Nov 13, 2026, both Refrens and Swipe have a free plan.
More comparisons
How this page was made
- The verdict at the top follows a fixed rule. When both tools are in the same category and either is in our top three for it, the verdict follows that ranking: the higher-placed tool is our pick. The top three weigh who each tool suits as well as its grades, so a pick can go against the GPA. Otherwise the page does not pick one and says which grades higher: the higher GPA first; on a tie, the one with a free plan, then the one that starts cheaper in dollars a month, counted the same way for both; if they are still level, what the choice depends on.
- The grades are our own, from each tool’s review or report card. The GPA is their average.
- Prices, plans and platforms come from each tool’s listing. The table above says where each price was read and when.
- The differences and the answers to the questions are worked out from those listings.