The Kick Insider’s Guide
Everything we know about Kick in one document: what it costs, its grades, getting a refund, getting help and what else to look at. Read it here, or keep a copy.
Kick
The Insider’s Guide
AI bookkeeping ledger for businesses and accounting firms
Every plan, grade, refund rule and rival among accounting and invoicing tools, read from Kick’s own pages.
Made by Kick · checked Nov 13, 2026 · toolgpa.com
Contents
- 01WelcomeWhat it is, who it suits, its grades and the ten things to know first
- 02What it costsEvery plan, the free plan, ways to pay less and how prices have moved
- 03What it doesIts main features, where it runs, what it works with and who makes it
- 04Where it standsIts grades against its category, and whether to keep it or make your own
- 05The alternativesThe tools it is most often weighed against, side by side
- 06Quick answersThe questions people ask about it, each answered in a line or two
- 07About ToolGPAWho made this guide, what else is on the site, and how to cite it
ToolGPA put this guide together from Kick’s own pages, its app-store listings and our grades. Every fact in it is on Kick’s page too, where it is kept up to date. Checked Nov 13, 2026.
Part 01 · Overview
Welcome
What it is, who it suits, its grades and the ten things to know first
2.2
GPA, above 43 of the 127 other accounting and invoicing tools we grade
Kick is an accounting ledger that uses AI to categorize transactions, match receipts and reconcile accounts, with accountants reviewing the results. It has a free plan capped at 250 categorized transactions a year and paid plans for full-time businesses. Accounting firms are priced per client on separate tiers.
To get you started, here are 9 things to know about Kick, taken from its own pages and our grades.
No store rating on record, and you connect bank and card accounts first.
- 1
Best for a small business that wants AI to categorise transactions
Kick uses AI to categorise transactions, match receipts and reconcile, with accountants checking the results.
- 2
Paid plans start at $40 a month
As its pricing page puts it: $40 per month, billed annually ($480).
- 3
There is a free plan
Auto categorization limited to 250 transactions a year, receipt matching, profit and loss and balance sheet.
- 4
It runs on Web
Web.
- 5
AI categorization
Categorizes transactions automatically and matches receipts. The free plan caps categorization at 250 transactions a year.
- 6
Reconciliation and statement sync
Reconciles accounts and syncs statements from Basic upward, with a universal importer for existing data.
- 7
Multi-entity and consolidation
Plus adds multi-entity and classes; Advanced adds consolidated reporting across entities and revenue recognition.
- 8
A 2.2 GPA, above 43 of 127
That is against the other accounting and invoicing tools we grade, on value, the free plan, features, ease of use and platforms.
- 9
Keep it
To replace Kick you would be making live feeds from your bank, which take an agreement with each bank or a service that has them. That is not a weekend's work, with an AI app builder or without one.
Kick at a glance
- Pricing
- Free plan, from $40 per month, billed annually ($480)
- Free plan
- Yes
- Free trial
- None stated
- Runs on
- Web
- Made by
- Kick
- Category
- Accounting & Invoicing
- Our grade
- 2.2 GPA, fair
The report card
Best for a small business that wants AI to categorise transactions
Kick uses AI to categorise transactions, match receipts and reconcile, with accountants checking the results. But the free plan stops at 250 categorised transactions a year, the accrual ledger and multi-entity need Plus at $100 a month, and consolidation needs Advanced at $300.
| Subject | Grade | Comment |
|---|---|---|
| Value for money | C | Basic is $40 a month on yearly billing, at the edge of what the category's dearer quarter charges. Accrual and multi-entity sit on Plus at $100. |
| Free plan and trial | C | A free plan with 250 categorised transactions a year. That cap is easy to reach, and the P&L and balance sheet come with it. |
| Features | C | AI categorisation, reconciliation, statement sync, invoicing and bill pay. Multi-entity, classes and an accrual ledger are held back for Plus, so the core ledger work has a gap on cheaper plans. |
| Ease of use | C | No store rating on record, and you connect bank and card accounts first. |
| Platforms and integrations | B | Web only, with Stripe, PayPal, Mercury, Plaid, Ramp, Gusto, Claude and ChatGPT. |
An A is worth 4 points, a B 3, a C 2, a D 1 and an F nothing. The GPA is the average of the five.
Who Kick is for
- Fits if you are a new business with few transactions
- Works for sole proprietors who want the free P&L and balance sheet
Who it is not for
- Tight if you pass 250 categorised transactions a year, the end of the free plan
- Pricey if you need an accrual ledger: Plus is $100 a month
- Skip it if you need consolidation, which is Advanced at $300 a month
- Watch out: the page shows one billing term per plan, so monthly Basic and Plus prices aren't listed
Good to know
Good for
- New businesses and sole proprietors who can start free
- Founders with several entities who want consolidated books
- Accounting firms that want to be billed per client
Worth knowing
- The free plan stops at 250 categorized transactions a year.
- Multi-entity, classes and an accrual ledger need Plus, and consolidation needs Advanced.
- The page shows one billing term per plan, so monthly-billed prices for Basic and Plus are not listed.
- Firm pricing is separate and charged per client, with 10% off for 1 to 19 clients and 50% off for 20 or more.
Part 02 · Pricing
What it costs
Every plan, the free plan, ways to pay less and how prices have moved
$40
A month to start. There is a free plan too
Kick has a free plan. Paid plans start at $40 per month, billed annually ($480).
That cap is easy to reach, and the P&L and balance sheet come with it.
Free
$0
For new businesses and sole proprietors; 250 categorized transactions a year.
Basic
$40
per month, billed annually ($480)
Unlimited categorization, reconciliation, statement sync, a universal importer and MCP/CLI access.
Plus
$100
per month, billed quarterly ($300)
Adds multi-entity support, classes, AR/AP automation and an accrual ledger.
Advanced
$300
per month, billed monthly
Adds consolidation and revenue recognition; prepaid and accrued and multi-book are in beta.
The free plan
Auto categorization limited to 250 transactions a year, receipt matching, profit and loss and balance sheet.
Read from kick.co on Nov 13, 2026.
Part 03 · Features
What it does
Its main features, where it runs, what it works with and who makes it
1
Place it runs: Web
AI bookkeeping ledger for businesses and accounting firms. Here is what it does, as its own site describes it, and what it covers: AI features, workflow automation, invoicing, reports, bookkeeping, bill pay.
AI categorisation, reconciliation, statement sync, invoicing and bill pay.
- AI categorization
- Categorizes transactions automatically and matches receipts. The free plan caps categorization at 250 transactions a year.
- Reconciliation and statement sync
- Reconciles accounts and syncs statements from Basic upward, with a universal importer for existing data.
- Multi-entity and consolidation
- Plus adds multi-entity and classes; Advanced adds consolidated reporting across entities and revenue recognition.
- Invoicing and bill pay
- The product menu includes invoicing and bill pay, with AR/AP automation listed from the Plus plan.
- Connections and AI assistants
- Connects to Stripe, PayPal, Mercury, Plaid, Ramp and Gusto, and works with ChatGPT, Claude and Cursor through MCP or the command line.
- Accountant tools
- Firms get a free firm account, per-client pricing, task and review workflows, and chart of accounts templates.
Where it runs
- Web
What it works with
- Stripe
- PayPal
- Mercury
- Plaid
- Ramp
- Gusto
- Claude
- ChatGPT
Kick is made by Kick.
Part 04 · Standing
Where it stands
Its grades against its category, and whether to keep it or make your own
43/127
Other accounting and invoicing tools it is graded above
Kick's GPA of 2.2 is higher than 43 of the 127 other accounting and invoicing tools we grade, and level with 30.
It stands best on platforms and integrations (B, above 28 of 127) and worst on ease of use (C, above 6).
Its paid plans start at $40 a month, against a middle price of $18.09 for the category: 70 of the 90 others that charge start lower.
On features, ease of use and platforms it scores 2.3 out of 4. 26 tools score higher and cost less.
Each grade against the category
Every bar is all 128 accounting and invoicing tools we grade, cut by the letter each got. Kick’s own letter is outlined.
- CValue for moneyAbove 19 of 127
- CFree plan and trialAbove 35 of 127
- CFeaturesAbove 7 of 127
- CEase of useAbove 6 of 127
- BPlatforms and integrationsAbove 28 of 127
Price against what you get
Each dot is one of 101 accounting and invoicing tools. Further left costs less; higher up scores better on features, ease of use and platforms. Kick is the marked dot.
What paid plans start at, a month (each step along is roughly double) →
Keep it, or make your own?
Whether this is something you could build for yourself with an AI app builder, and what you would give up.
Keep it
To replace Kick you would be making live feeds from your bank, which take an agreement with each bank or a service that has them. That is not a weekend's work, with an AI app builder or without one.
It costs $480 a year.
What you could make
- Reports and invoicing: an app builder makes these well.
What you could not
- Live feeds from your bank, which take an agreement with each bank or a service that has them.
- Money moved between bank accounts, which takes a licensed payments partner.
- Connections to other products, each kept working as those products change.
- AI features, unless you pay a model provider for each request yourself.
What this rests on. Kick’s listing: what it does, where it runs, what it plugs into and what it costs. It is a judgement about the kind of software this is. We have not built a replacement for it, and making your own means looking after it too. How we decide, and every tool’s verdict.
Part 05 · Alternatives
The alternatives
The tools it is most often weighed against, side by side
Puzzle, Digits, Pilot, Bench and Botkeeper
The 5 tools Kick is most often weighed against, with where each one differs from it.
- 2.0GPA
Puzzle
Free trial · from $25/mo
AI-driven accounting software for startups and small businesses.
- Kick has a free plan. Puzzle does not, though it has a free trial.
- Kick also covers workflow automation and bill pay.
- Puzzle also covers expense tracking.
- 2.2GPA
Digits
Free trial · from $65/mo
AI-native general ledger with bookkeeping, bill pay and invoicing.
- Kick has a free plan. Digits does not, though it has a free trial.
- Only Digits lists an iOS app.
- Kick also covers workflow automation.
- 1.8GPA
Pilot
From $99/mo
Done-for-you bookkeeping, tax and CFO services for small companies.
- Kick has a free plan. Pilot does not.
- Kick also covers workflow automation, invoicing and bill pay.
- Pilot also covers dashboards.
- 1.6GPA
Bench
From $199/mo
Bookkeeping done by an assigned bookkeeper, with optional tax filing.
- Kick has a free plan. Bench does not.
- Kick also covers workflow automation, invoicing and bill pay.
- 1.4GPA
Botkeeper
From $53/mo
Automated bookkeeping platform sold to accounting firms.
- Kick has a free plan. Botkeeper does not.
- Kick also covers invoicing and bill pay.
Part 06 · Questions
Quick answers
The questions people ask about it, each answered in a line or two
12
Questions, each answered in a line or two
The short version of everything above, for when you only need the answer. Each one is told in full in its part of the guide.
Is Kick free?
Kick has a free plan. Auto categorization limited to 250 transactions a year, receipt matching, profit and loss and balance sheet.
How much does Kick cost?
Kick lists 4 plans. Free: $0.
What platforms does Kick work on?
Kick is available on Web.
Does Kick have an Android app?
No Android app was listed when its pages were read on Nov 13, 2026. Kick is listed for Web.
Does Kick have an iPhone app?
No iPhone app was listed when its pages were read on Nov 13, 2026. Kick is listed for Web.
Is Kick open source?
Kick is not described as open source on its own site, as read on Nov 13, 2026.
What does Kick integrate with?
Kick's listing names Stripe, PayPal, Mercury, Plaid, Ramp, Gusto, Claude and ChatGPT.
Who makes Kick?
Kick is made by a company of the same name.
What are the alternatives to Kick?
The closest alternatives to Kick in our directory are Puzzle, Digits, Pilot, Bench and Botkeeper.
How does Kick compare with other accounting and invoicing tools?
Kick's GPA of 2.2 is higher than 43 of the 127 other accounting and invoicing tools we grade, and level with 30.
Is Kick good value for money?
ToolGPA grades Kick C for value for money. Its paid plans start at $40 a month, against a middle price of $18.09 for the category: 70 of the 90 others that charge start lower.
Could I make my own version of Kick?
To replace Kick you would be making live feeds from your bank, which take an agreement with each bank or a service that has them.
Where this guide comes from
The prices, plans, platforms and features were read from Kick’s own pages on Nov 13, 2026, and the grades were given on Nov 13, 2026. Graded from this listing, whose facts were read from Kick's own pages on 13 November 2026. Not based on using the product, and shorter than our full reviews.
Every tool we list gets five grades, A to F, each with its reason, and a GPA that averages them. How each is decided is at toolgpa.com/grades. This guide is ToolGPA’s own work; it is not made, paid for or approved by Kick. Prices change, so check kick.co before you buy.
Part 07 · About
About ToolGPA
Who made this guide, what else is on the site, and how to cite it
7,721
Tools graded, in 95 categories
ToolGPA grades software the way a school report grades a pupil: five subjects, a letter for each with the reason written beside it, and a GPA that averages them. Prices, plans and platforms are read from each maker’s own pages and dated, so you always know how fresh a figure is.
Every grade, review and ranking on ToolGPA is our own judgement. No company can pay for a grade or change one. Every tool on the site has a guide like this one, free to download and pass on. It all lives at toolgpa.com.
7,721
tools graded
95
categories
739
price changes on record
579
apps priced in 12 countries
What else is on toolgpa.com
- Kick, kept up to dateEverything in this guide, with prices and grades as they are todaytoolgpa.com/tools/kick
- How grades are givenThe rules behind every letter and every GPAtoolgpa.com/grades
- Value chartsWhat each tool costs against what it scores, for every categorytoolgpa.com/charts
- CompareAny two tools side by side, plan by plantoolgpa.com/compare
- Price changesEvery price rise and cut on record, each with its sourcetoolgpa.com/price-changes
- Prices by countryWhat apps cost on the App Store in 12 countriestoolgpa.com/prices-by-country
- Pay lessEvery public discount: yearly billing, students, nonprofitstoolgpa.com/save
- Keep or makeWhich tools are worth paying for, and which you could build yourselftoolgpa.com/keep-or-make
Scan for the live page
Prices and grades as they are today
Quoting this guide?
Please name ToolGPA and link to the live page, so readers can check the figures for themselves:
ToolGPA, "Kick: The Insider's Guide", checked Nov 13, 2026. https://toolgpa.com/tools/kick
Know someone choosing between accounting and invoicing tools?
Send them this guide: toolgpa.com/tools/kick/guide
ToolGPA elsewhere: youtube.com/@toolgpa
See our other guides
The best-graded accounting and invoicing tools after Kick, each with an Insider's Guide of its own.
- Accounting & Invoicing Insider's GuideEvery one of the 129 accounting and invoicing tools we grade, compared
- Zoho Invoice Insider's GuideFree invoicing app from Zoho for freelancers and small businesses3.6 GPA
- Zoho Books Insider's GuideOnline accounting from Zoho, with a free plan and six paid tiers3.4 GPA
- Cash App Taxes Insider's GuideFree federal and state tax filing inside Cash App3.2 GPA
Choosing software? Every tool graded, every price dated.
Compare tools at toolgpa.com ›Everything in this guide is ToolGPA’s own summary of what Kick’s pages, its app-store listings and public reviews said on the dates shown. Grades are our judgement under the rules at toolgpa.com/grades. Every grade, review and ranking on ToolGPA is our own judgement. No company can pay for a grade or change one. Kick is a trademark of its owner, and this guide is not made, paid for or approved by Kick. Prices and plans change: check kick.co before you buy.