Docyt vs Satago (2026): which should you pick?
As of Nov 13, 2026, Docyt grades higher than Satago: 2.0 against 1.6 out of 4.0.
Checked Nov 13, 2026 · graded Nov 13, 2026 by ToolGPA
Docyt grades higher on features. They get the same grade on value for money, the free plan, ease of use and platforms.
Price, platforms and features side by side. The table says where each price was read and when.
Satago
Credit control and credit risk tools, with optional invoice finance
From £45/mo
Which one is for you
Pick Docyt if
- Fits if you run hotels or restaurants and want reconciliation done daily
- Works for franchises with several locations
Look elsewhere if
- Skip it if you want a price on the page: it is quoted on request
- Not for you if you're a freelancer or a very small business, since the pages are written for multi-location firms
- Watch out: plans are annual, priced by property type and size rather than seats
- Watch out: check and ACH payments carry transaction fees shown on the order form
Pick Satago if
- Fits if you use Sage or Xero and have customers who pay late
- Makes sense if you want credit checks on new customers
Look elsewhere if
- Skip it if you want to try it first, because there is no free plan or trial
- Tight on Basic: 25 credit reports and 100 email reminders
- Watch out: SMS reminders are limited per rolling 30 days, 100 on Premium and 1,000 on Platinum
- Watch out: invoice finance has its own fees, apart from these plans
- Not for you if you're outside the UK, because the pricing is aimed at UK businesses
How we grade them
| 2.0GPADocytFair | 1.6GPASatagoWeak | |
|---|---|---|
| Value for money | CNo price is published: Docyt quotes from property details and replies within about a day. We can't set it against the category. | C£45 a month, or £450 on yearly billing. That is in the upper part of what the category charges, and the SMS reminders and card payments are on £80. |
| Free plan and trial | FNo free plan and no trial on the listing. | FNo free plan and no trial on the listing. |
| Features | BDaily revenue reconciliation, continuous close, bill pay and corporate cards, business intelligence, multi-entity accounting and 1099 management. The listing shows no gap in the core work for its niche. | DOne narrow job, credit control, which needs Sage or Xero to be useful. Invoice finance is a separate lending product. |
| Ease of use | CNo store rating on record, and setup means connecting property systems such as Oracle OPERA Cloud, Mews or Cloudbeds. | CNo store rating on record, and you connect your accounting software before it does anything. |
| Platforms and integrations | BWeb only, with a long list of property-system integrations and a Claude connection. | BWeb only, with Sage and Xero connections. |
| Best for | AI bookkeeping for hotels and multi-site firms | chasing late UK invoices and checking credit |
The GPA is the average of the five grades: an A is 4 points, an F is none. The full reasons are on each tool's page: Docyt and Satago. How we grade
Where they differ
- Docyt also covers bookkeeping, expense tracking, bill pay and company cards.
- Satago also covers workflow automation.
In commonWebReportsDashboards
At a glance
| Docyt | Satago | |
|---|---|---|
| Pricing | Paid | Paid |
| Starts at | Not published | £45 per month (£450 billed annually) |
| Free plan | None | None |
| Free trial | None listed | None listed |
| Web | ||
| Made by | Docyt, Inc. | Satago Financial Solutions Limited |
| Price read from | Not confirmed | satago.com |
| Checked | Nov 13, 2026 | Nov 13, 2026 |
Worth knowing
Docyt
- No price is published; Docyt quotes from property details and says it usually replies within one business day.
- Price follows the size and type of each property, not seats, and plans are annual.
- Check and ACH payments carry transaction fees, disclosed on the order form.
- Its pages are written for hotels and similar multi-location firms, not for freelancers or very small businesses.
Satago
- Prices are in pounds, and the pricing page is aimed at UK businesses.
- Basic caps email reminders at 100 a month and credit reports at 25.
- SMS reminders are limited per rolling 30 days: 100 on Premium, 1,000 on Platinum.
- Invoice finance is a lending product with its own fees, priced separately from these plans.
Key features
Docyt
- Daily revenue reconciliation
- Matches property management and point-of-sale transactions to bank deposits and merchant payouts each day, with chargeback and deposit tracking.
- Continuous close
- Bank and card reconciliation run daily on Docyt's own ledger, with AI agents and a month-end close process intended to shorten the close.
- Bill pay and corporate cards
- Captures and codes bills, routes them for approval and pays by ACH, check or card; cards draw on live category budgets.
- Business intelligence
- Daily flash reports, budgeting, forecasting, scenarios and benchmarking against a STR comp set, plus portfolio roll-ups.
- Multi-entity accounting
- Intercompany entries, management fees and owner reporting across properties, with USALI-format operating statements for hotels.
- Vendor and 1099 management
- Collects W-9 forms from vendors and prepares 1099 filing as part of the payments module.
Satago
- Credit control
- Automated chasing with customizable emails and schedules, a late payment calculator and, on higher plans, sending from your own email account.
- Risk Insights
- Customer credit scores, credit limit suggestions and views of risk concentration by days overdue and by sector.
- Invoice finance
- Selective and full invoice finance offered in the same platform; the site cites advance rates up to 90%.
- Accounting connections
- Connects to accounting software through an API; the site's footer lists Sage and Xero as integrations.
- Card and buy-now-pay-later acceptance
- Premium and Platinum add integrated card payment acceptance and buy-now-pay-later options for paying chased invoices.
- Accountant plans
- Separate plans for accountants with client counts, user limits and a 30% discount on standard pricing for each client added.
Plans
Docyt
Pricing could not be confirmed. See docyt.com.
Satago
Basic£45
per month, billed monthly (£450 billed annually)
25 credit reports, credit limit suggestions and credit control with 100 email reminders a month.
Premium£80
per month, billed monthly (£800 billed annually)
100 credit reports, unlimited email reminders, 100 SMS reminders, card and buy-now-pay-later acceptance.
Platinum£200
per month, billed monthly (£2,000 billed annually)
Unlimited credit reports (fair usage), 1,000 SMS reminders and a dedicated account manager.
Ways to pay less
Docyt
No public discounts listed.
Satago
- Annual discount
Two months free on annual billing
Satago's pricing page shows annual totals of £450, £800 and £2,000 against £45, £80 and £200 a month, which works out to two months free on each plan.
Common questions
Which is cheaper, Docyt or Satago?
As of Nov 13, 2026, Docyt has no price we could confirm, and Satago starts at £45 per month (£450 billed annually).
Which has a free plan, Docyt or Satago?
As of Nov 13, 2026, neither Docyt nor Satago has a free plan.
More comparisons
How this page was made
- The verdict at the top follows a fixed rule. When both tools are in the same category and either is in our top three for it, the verdict follows that ranking: the higher-placed tool is our pick. The top three weigh who each tool suits as well as its grades, so a pick can go against the GPA. Otherwise the page does not pick one and says which grades higher: the higher GPA first; on a tie, the one with a free plan, then the one that starts cheaper in dollars a month, counted the same way for both; if they are still level, what the choice depends on.
- The grades are our own, from each tool’s review or report card. The GPA is their average.
- Prices, plans and platforms come from each tool’s listing. The table above says where each price was read and when.
- The differences and the answers to the questions are worked out from those listings.