Chaser vs Satago (2026): which should you pick?
As of Nov 13, 2026, Chaser and Satago share a 1.6 GPA, neither has a free plan, and Satago starts cheaper, at about $60.30 a month against $233 a month.
Checked Nov 13, 2026 · graded Nov 13, 2026 by ToolGPA
Chaser grades higher on the free plan. Satago grades higher on value for money. They get the same grade on features, ease of use and platforms.
Price, platforms and features side by side. The table says where each price was read and when.
Chaser
Accounts receivable automation: payment chasing and cash forecasts
Satago
Credit control and credit risk tools, with optional invoice finance
Which one is for you
Pick Chaser if
- Fits if you have a pile of overdue invoices in Xero or QuickBooks
- Makes sense if a company with several million in revenue wants chasing automated
Look elsewhere if
- Pricey if you are small: $233 a month and up, set by revenue band
- Skip it if you don't already have an accounting system, because it works from one
- Tight if you're on Compact: 4 users, 30 templates and 4 automated workflows
- Watch out: the Care service starts at $1,199 a month
- Watch out: the free trial's length isn't stated
Pick Satago if
- Fits if you use Sage or Xero and have customers who pay late
- Makes sense if you want credit checks on new customers
Look elsewhere if
- Skip it if you want to try it first, because there is no free plan or trial
- Tight on Basic: 25 credit reports and 100 email reminders
- Watch out: SMS reminders are limited per rolling 30 days, 100 on Premium and 1,000 on Platinum
- Watch out: invoice finance has its own fees, apart from these plans
- Not for you if you're outside the UK, because the pricing is aimed at UK businesses
How we grade them
| 1.6GPAChaserWeak | 1.6GPASatagoWeak | |
|---|---|---|
| Value for money | D$233 a month on yearly billing is several times the category's $20 middle plan. The Core plan with unlimited users is $700 and Complete is $1,050. | C£45 a month, or £450 on yearly billing. That is in the upper part of what the category charges, and the SMS reminders and card payments are on £80. |
| Free plan and trial | DA free trial whose length isn't stated, and no free plan. | FNo free plan and no trial on the listing. |
| Features | DOne narrow job, chasing overdue invoices, and it needs a connected accounting system to be useful. | DOne narrow job, credit control, which needs Sage or Xero to be useful. Invoice finance is a separate lending product. |
| Ease of use | CNo store rating on record, and you connect your accounting system and build the follow-up workflows. | CNo store rating on record, and you connect your accounting software before it does anything. |
| Platforms and integrations | BWeb only, with Xero, QuickBooks and Business Central. | BWeb only, with Sage and Xero connections. |
| Best for | chasing late payers on top of Xero or QuickBooks | chasing late UK invoices and checking credit |
The GPA is the average of the five grades: an A is 4 points, an F is none. The full reasons are on each tool's page: Chaser and Satago. How we grade
Price against what you get
Chaser starts at $233 a month and scores 2.0 out of 4 on features, ease of use and platforms. Satago starts at about $60.30 a month and scores 2.0.
They score the same, and Satago starts $172.70 a month lower. Of the other accounting and invoicing tools on the chart, 78 score higher than Chaser for less, and 71 score higher than Satago for less.
Features, ease of use and platforms, averaged
What paid plans start at, a month (each step along is roughly double) →
- The best score at each price
- Has a free plan
- No free plan
Where they differ
At a glance
| Chaser | Satago | |
|---|---|---|
| Pricing | Free trial | Paid |
| Starts at | $233 per month and up, billed yearly ($259 billed monthly) | £45 per month (£450 billed annually) |
| Free plan | None | None |
| Free trial | Free trial offered; its length is not stated on the pricing page | None listed |
| Web | ||
| Made by | Chaser Technologies Limited | Satago Financial Solutions Limited |
| Price read from | chaserhq.com | satago.com |
| Checked | Nov 13, 2026 | Nov 13, 2026 |
Worth knowing
Chaser
- Pricing is set by company revenue band, and the dollar figures are entry prices shown as "From".
- Compact is limited to 4 users, 30 follow-up templates and 4 automated workflows.
- Care, the specialist service, costs more: Compact + Care starts at $1,199 a month billed monthly.
- The pricing page names bands in pounds, so the revenue limits are not dollar figures.
Satago
- Prices are in pounds, and the pricing page is aimed at UK businesses.
- Basic caps email reminders at 100 a month and credit reports at 25.
- SMS reminders are limited per rolling 30 days: 100 on Premium, 1,000 on Platinum.
- Invoice finance is a lending product with its own fees, priced separately from these plans.
Key features
Chaser
- Automated payment chasing
- Sends reminder emails, SMS and automated phone calls on overdue invoices, using follow-up templates and workflows set up in advance.
- Accounting system sync
- Two-way integrations with accounting systems and ERPs, plus a CSV import tool and an API for systems without a direct connection.
- Cash flow and receivables forecasts
- Cash flow, revenue and receivables forecasts, plus payment prediction and AI debtor risk insights. The receivables forecast is listed on Complete.
- Payment collection
- Chaser Pay offers a customer payment portal and payment plans, so a customer can pay an invoice or settle in instalments.
- Credit monitoring
- Credit reports and monitoring on customers, with early payment discounts and late payment fees as optional levers.
- Chaser Care service
- An add-on where a dedicated receivables specialist follows up payments, takes calls and handles disputes alongside the software.
Satago
- Credit control
- Automated chasing with customizable emails and schedules, a late payment calculator and, on higher plans, sending from your own email account.
- Risk Insights
- Customer credit scores, credit limit suggestions and views of risk concentration by days overdue and by sector.
- Invoice finance
- Selective and full invoice finance offered in the same platform; the site cites advance rates up to 90%.
- Accounting connections
- Connects to accounting software through an API; the site's footer lists Sage and Xero as integrations.
- Card and buy-now-pay-later acceptance
- Premium and Platinum add integrated card payment acceptance and buy-now-pay-later options for paying chased invoices.
- Accountant plans
- Separate plans for accountants with client counts, user limits and a 30% discount on standard pricing for each client added.
Plans
Chaser
Compact$233
per month and up, billed yearly ($259 billed monthly)
For annual revenue under £4 million: 4 users, 30 follow-up templates and 4 automated workflows.
Core$700
per month and up, billed yearly ($779 billed monthly)
For revenue under £10 million: unlimited users, templates and workflows, with multi-entity support.
Complete$1,050
per month and up, billed yearly ($1,169 billed monthly)
For revenue under £100 million: Core plus a dedicated account manager, priority support and receivables forecast.
CustomCustom
For revenue above the Complete band; no price is published, so it is sold through sales.
Satago
Basic£45
per month, billed monthly (£450 billed annually)
25 credit reports, credit limit suggestions and credit control with 100 email reminders a month.
Premium£80
per month, billed monthly (£800 billed annually)
100 credit reports, unlimited email reminders, 100 SMS reminders, card and buy-now-pay-later acceptance.
Platinum£200
per month, billed monthly (£2,000 billed annually)
Unlimited credit reports (fair usage), 1,000 SMS reminders and a dedicated account manager.
Ways to pay less
Chaser
- Annual discount
Save 10% with yearly billing
Chaser's pricing page shows a 10% saving on yearly billing, for example $312 a year on Compact against monthly billing.
Satago
- Annual discount
Two months free on annual billing
Satago's pricing page shows annual totals of £450, £800 and £2,000 against £45, £80 and £200 a month, which works out to two months free on each plan.
Common questions
Which is cheaper, Chaser or Satago?
As of Nov 13, 2026, Satago is cheaper to start with: about $60.30 a month, against $233 a month for Chaser. Chaser starts at $233 per month and up, billed yearly ($259 billed monthly), and Satago starts at £45 per month (£450 billed annually).
Which has a free plan, Chaser or Satago?
As of Nov 13, 2026, neither Chaser nor Satago has a free plan. Chaser has a free trial.
More comparisons
How this page was made
- The verdict at the top follows a fixed rule. When both tools are in the same category and either is in our top three for it, the verdict follows that ranking: the higher-placed tool is our pick. The top three weigh who each tool suits as well as its grades, so a pick can go against the GPA. Otherwise the page does not pick one and says which grades higher: the higher GPA first; on a tie, the one with a free plan, then the one that starts cheaper in dollars a month, counted the same way for both; if they are still level, what the choice depends on.
- The grades are our own, from each tool’s review or report card. The GPA is their average.
- Prices, plans and platforms come from each tool’s listing. The table above says where each price was read and when.
- The differences and the answers to the questions are worked out from those listings.