Chaser vs QuickBooks Online (2026): which should you pick?

Pick Chaser if

• Fits if you have a pile of overdue invoices in Xero or QuickBooks
• Makes sense if a company with several million in revenue wants chasing automated

Look elsewhere if

• Pricey if you are small: $233 a month and up, set by revenue band
• Skip it if you don't already have an accounting system, because it works from one
• Tight if you're on Compact: 4 users, 30 templates and 4 automated workflows
• Watch out: the Care service starts at $1,199 a month
• Watch out: the free trial's length isn't stated

Pick QuickBooks Online if

• Fits if your accountant wants to work in the same books as you
• Works for US businesses that expect to add payroll, inventory or project tracking later

Look elsewhere if

• Pricey if you're a small team or need inventory and budgets: $85 a month for 3 users, $140 for Plus with 5
• Watch out: the advertised prices are half off for 3 months only, then $38, $85, $140 or $340 a month
• Tight if you're on the free plan: 2 invoices a month, 1 bank, and no accountant access or mobile app
• Pricey if you need payroll, at $50 a month plus $7 an employee on top
• Skip it if you're outside the US, as these are US plans and prices and other countries have their own sites

Chaser

• Pricing is set by company revenue band, and the dollar figures are entry prices shown as "From".
• Compact is limited to 4 users, 30 follow-up templates and 4 automated workflows.
• Care, the specialist service, costs more: Compact + Care starts at $1,199 a month billed monthly.
• The pricing page names bands in pounds, so the revenue limits are not dollar figures.

QuickBooks Online

• The advertised prices are a 50% discount for the first 3 months; the plan then renews at $38, $85, $140 or $340 a month.
• Each plan caps users: 1 on Simple Start, 3 on Essentials, 5 on Plus and 25 on Advanced.
• Payroll costs extra: Workforce Payroll alone is $50 a month plus $7 per employee, and Premium is $88 plus $13 per employee.
• These are US prices and plans; Intuit runs separate country sites for Canada, the UK, Australia, India and others.

Chaser

Automated payment chasing

Sends reminder emails, SMS and automated phone calls on overdue invoices, using follow-up templates and workflows set up in advance.

Accounting system sync

Two-way integrations with accounting systems and ERPs, plus a CSV import tool and an API for systems without a direct connection.

Cash flow and receivables forecasts

Cash flow, revenue and receivables forecasts, plus payment prediction and AI debtor risk insights. The receivables forecast is listed on Complete.

Payment collection

Chaser Pay offers a customer payment portal and payment plans, so a customer can pay an invoice or settle in instalments.

Credit monitoring

Credit reports and monitoring on customers, with early payment discounts and late payment fees as optional levers.

Chaser Care service

An add-on where a dedicated receivables specialist follows up payments, takes calls and handles disputes alongside the software.

QuickBooks Online

Bank feeds and automatic categorizing

Connect bank and card accounts and QuickBooks learns how you categorize transactions, then matches and records new ones the same way.

Invoices and online payments

Send invoices and estimates, take card and bank payments through QuickBooks Payments, and get status updates and reminders.

Bills and accounts payable

Organize and pay bills by ACH from paid plans. Standard ACH payments beyond the monthly allotment cost $0.50 each.

Reports, budgets and projects

Profit and loss and sales reports on every paid plan. Budgets, project profitability, inventory and class tracking start on Plus.

Intuit Intelligence

AI tools that categorize expenses, reconcile books and flag anomalies, with more of them unlocked on Plus and Advanced.

Payroll through QuickBooks Workforce

A separate subscription that runs full-service payroll, files payroll taxes and e-files 1099s, added from the same checkout.

Chaser

• Compact$233

  per month and up, billed yearly ($259 billed monthly)

  For annual revenue under £4 million: 4 users, 30 follow-up templates and 4 automated workflows.

• Core$700

  per month and up, billed yearly ($779 billed monthly)

  For revenue under £10 million: unlimited users, templates and workflows, with multi-entity support.

• Complete$1,050

  per month and up, billed yearly ($1,169 billed monthly)

  For revenue under £100 million: Core plus a dedicated account manager, priority support and receivables forecast.

• CustomCustom

  For revenue above the Complete band; no price is published, so it is sold through sales.

QuickBooks Online

• Free$0

  1 user, 2 invoices a month, profit and loss, balance sheet and account quick report, and 1 connected bank account.

• Simple Start$38

  per month for 1 user, billed monthly

  Advertised at $19 a month for the first 3 months. Automated bookkeeping, invoicing with online payments, bill pay and access for 2 accountants.

• Essentials$85

  per month for up to 3 users, billed monthly

  Advertised at $42.50 a month for the first 3 months. Adds enhanced reports, employee time on invoices and web lead forms.

• Plus$140

  per month for up to 5 users, billed monthly

  Advertised at $70 a month for the first 3 months. Adds budgets, project profitability, inventory and up to 40 classes and locations.

• Advanced$340

  per month for up to 25 users, billed monthly

  Advertised at $170 a month for the first 3 months. Adds custom roles, workflow automation, Excel sync, batch invoices and priority support.

Chaser

• Annual discount

  Save 10% with yearly billing

  Chaser's pricing page shows a 10% saving on yearly billing, for example $312 a year on Compact against monthly billing.

QuickBooks Online

• Other savings

  50% off the first 3 months

  New customers on a monthly plan pay half the base price for the first 3 months, then the regular price. It does not apply to per-employee fees.